As of 5 Oct 2026, Sikkim State Co-operative Bank offers up to 7.30% p.a. on its fixed deposit (FD) (1 year to under 2 years) for general customers. Rates below are as published by the bank — confirm with SISCO Bank before investing.
Estimate returns at SISCO Bank (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No separate Senior rate — showing General rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No super-senior rate — showing General rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 14 days |
3.25% | — | Below ₹2 crore | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days |
4.00% | — | ₹2 crore and above | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 29 days |
4.00% | — | Below ₹2 crore | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 29 days |
4.00% | — | ₹2 crore and above | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
30 to 45 days |
4.25% | — | Below ₹2 crore | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
30 to 45 days |
5.00% | — | ₹2 crore and above | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 60 days |
5.00% | — | Below ₹2 crore | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 60 days |
5.50% | — | ₹2 crore and above | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
61 to 90 days |
5.25% | — | Below ₹2 crore | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
61 to 90 days |
6.00% | — | ₹2 crore and above | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 179 days |
5.50% | — | Below ₹2 crore | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 179 days |
6.50% | — | ₹2 crore and above | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 to 270 days |
6.00% | — | Below ₹2 crore | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 to 270 days |
6.50% | — | ₹2 crore and above | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 days to under 1 year |
6.25% | — | Below ₹2 crore | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 days to under 1 year |
6.75% | — | ₹2 crore and above | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year to under 2 years |
7.30% | — | Below ₹2 crore | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year to under 2 years |
6.80% | — | ₹2 crore and above | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to under 3 years |
7.30% | — | Below ₹2 crore | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to under 3 years |
6.80% | — | ₹2 crore and above | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years to 10 years |
7.30% | — | Below ₹2 crore | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years to 10 years |
6.80% | — | ₹2 crore and above | 24 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Sikkim State Co-operative Bank offers up to 7.30% p.a. on its fixed deposit (FD) (1 year to under 2 years) for general customers. Rates below are as published by the bank — confirm with SISCO Bank before investing.
As of 5 Oct 2026, Sikkim State Co-operative Bank offers 7.30% p.a. on a 1-year FD for general customers.
Sikkim State Co-operative Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
Deposits with Sikkim State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 24 Jun 2026. Rates can change without notice, so verify on the official SISCO Bank website before investing.
Deposits with Sikkim State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official SISCO Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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