L.I.C. Employees' Co-operative Bank Ltd., Udupi Fixed Deposit interest rates · November 2026
What will my FD earn at LIC Employees Co-op Bank Udupi?
Showing 7 of 7 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 90 days Callable |
3.50% | 4.00% | Any amount | 12 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days Callable |
4.00% | 4.50% | Any amount | 12 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 days to 364 days Callable |
5.00% | 5.50% | Any amount | 12 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
1 year to 2 years Callable |
7.00% | 7.50% | Any amount | 12 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
400 days deposit (400 days) Non-callable |
7.50% | 8.00% | Any amount | 12 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
above 2 years to 3 years Callable |
6.50% | 7.00% | Any amount | 12 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
above 3 years to 5 years Callable |
6.00% | 6.50% | Any amount | 12 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
No rates match these filters.
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LIC Employees Co-op Bank Udupi FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
LIC Employees Co-op Bank Udupi Fixed Deposit: frequently asked questions
What is the highest LIC Employees Co-op Bank Udupi Fixed Deposit interest rate?
As of 14 Nov 2026, L.I.C. Employees' Co-operative Bank Ltd., Udupi offers up to 7.50% p.a. on its fixed deposit (FD) (400 days) for general customers and 8.00% p.a. (400 days) for senior citizens. Rates below are as published by the bank. Confirm with LIC Employees Co-op Bank Udupi before investing.
What is the LIC Employees Co-op Bank Udupi 1-year FD interest rate?
As of 14 Nov 2026, L.I.C. Employees' Co-operative Bank Ltd., Udupi offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 12 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the LIC Employees Co-op Bank Udupi 2-year FD interest rate?
As of 14 Nov 2026, L.I.C. Employees' Co-operative Bank Ltd., Udupi offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 12 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the LIC Employees Co-op Bank Udupi 3-year FD interest rate?
As of 14 Nov 2026, L.I.C. Employees' Co-operative Bank Ltd., Udupi offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 12 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the LIC Employees Co-op Bank Udupi 5-year FD interest rate?
As of 14 Nov 2026, L.I.C. Employees' Co-operative Bank Ltd., Udupi offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 12 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at LIC Employees Co-op Bank Udupi?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at L.I.C. Employees' Co-operative Bank Ltd., Udupi, depending on the tenure.
When did LIC Employees Co-op Bank Udupi last change its Fixed Deposit rates?
RateScan.in has recorded no change to L.I.C. Employees' Co-operative Bank Ltd., Udupi's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does LIC Employees Co-op Bank Udupi offer?
L.I.C. Employees' Co-operative Bank Ltd., Udupi's published fixed deposit (FD) rate table has 6 tenure bands, from “15 days to 90 days” to “above 3 years to 5 years”.
Does LIC Employees Co-op Bank Udupi have special fixed deposit (FD) schemes?
L.I.C. Employees' Co-operative Bank Ltd., Udupi's rate table lists these named schemes (1): Non-callable deposit (400 days). Check eligibility and end dates with the bank.
Does LIC Employees Co-op Bank Udupi pay more than the Post Office Time Deposit?
L.I.C. Employees' Co-operative Bank Ltd., Udupi pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does LIC Employees Co-op Bank Udupi's 1-year FD rate rank?
L.I.C. Employees' Co-operative Bank Ltd., Udupi's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with LIC Employees Co-op Bank Udupi insured?
Deposits with L.I.C. Employees' Co-operative Bank Ltd., Udupi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these LIC Employees Co-op Bank Udupi rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 12 Jan 2026. Rates can change without notice, so verify on the official LIC Employees Co-op Bank Udupi website before investing.
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Good to know
- Deposits with L.I.C. Employees' Co-operative Bank Ltd., Udupi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- LIC Employees Co-op Bank Udupi is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at LIC Employees Co-op Bank Udupi, depending on the tenure.
- LIC Employees Co-op Bank Udupi's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official LIC Employees Co-op Bank Udupi website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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