Karnal District Central Co-operative Bank Fixed Deposit interest rates · November 2026
What will my FD earn at Karnal DCCB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
3.50% | 4.00% | Any amount | 16 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
15 days to 45 days |
4.00% | 4.50% | Any amount | 16 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
46 days to 90 days |
4.50% | 5.00% | Any amount | 16 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 days to 179 days |
5.00% | 5.50% | Any amount | 16 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
180 days to 270 days |
5.50% | 6.00% | Any amount | 16 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
271 days to less than 1 year |
5.75% | 6.25% | Any amount | 16 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
1 year to 5 years |
6.75% | 7.25% | Any amount | 16 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
above 5 years to 10 years |
6.50% | 7.00% | Any amount | 16 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Compare Karnal DCCB FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Karnal DCCB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.75%- Transcribed from the bank's scanned rate circular (effective 16 Aug 2025); the PDF is re-checked by SHA-256 on every fetch
Before you book
Karnal DCCB Fixed Deposit: frequently asked questions
What is the highest Karnal DCCB Fixed Deposit interest rate?
As of 14 Nov 2026, Karnal District Central Co-operative Bank offers up to 6.75% p.a. on its fixed deposit (FD) (1 year to 5 years) for general customers and 7.25% p.a. (1 year to 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Karnal DCCB before investing.
What is the Karnal DCCB 1-year FD interest rate?
As of 14 Nov 2026, Karnal District Central Co-operative Bank offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Karnal DCCB 2-year FD interest rate?
As of 14 Nov 2026, Karnal District Central Co-operative Bank offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Karnal DCCB 3-year FD interest rate?
As of 14 Nov 2026, Karnal District Central Co-operative Bank offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Karnal DCCB 5-year FD interest rate?
As of 14 Nov 2026, Karnal District Central Co-operative Bank offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Karnal DCCB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Karnal District Central Co-operative Bank, depending on the tenure.
When did Karnal DCCB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Karnal District Central Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Karnal DCCB offer?
Karnal District Central Co-operative Bank's published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 14 days” to “above 5 years to 10 years”.
Does Karnal DCCB pay more than the Post Office Time Deposit?
Karnal District Central Co-operative Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Karnal DCCB's 1-year FD rate rank?
Karnal District Central Co-operative Bank's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Karnal DCCB insured?
Deposits with Karnal District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Karnal DCCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 16 Aug 2025. Rates can change without notice, so verify on the official Karnal DCCB website before investing.
More Karnal DCCB rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Karnal DCCB with similar banks
Nearby banks paying a little more at 1 year
Best FD rates among district co-operative banks → Best FD rates in Haryana →
Good to know
- Deposits with Karnal District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Karnal DCCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Karnal DCCB, depending on the tenure.
Informational only. Always confirm the current rate on the official Karnal DCCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.