Bicholim Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Bicholim Urban Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
3.75% | – | Any amount | 10 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
15 days to 45 days |
4.00% | – | Any amount | 10 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 days to 90 days |
5.00% | – | Any amount | 10 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 179 days |
5.25% | – | Any amount | 10 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
180 days to 269 days |
6.00% | – | Any amount | 10 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
270 days upto 12 months |
6.25% | – | Any amount | 10 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 12 months upto 24 months |
7.00% | – | Any amount | 10 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 24 months upto 36 months |
6.75% | – | Any amount | 10 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 36 months upto 60 months |
6.50% | – | Any amount | 10 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 60 months |
6.25% | – | Any amount | 10 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Bicholim Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Bicholim Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Bicholim Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Bicholim Urban Co-operative Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (Above 12 months upto 24 months) for general customers. Rates below are as published by the bank. Confirm with Bicholim Urban Co-op Bank before investing.
What is the Bicholim Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, Bicholim Urban Co-operative Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 10 Jun 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bicholim Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Bicholim Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 10 Jun 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bicholim Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Bicholim Urban Co-operative Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 10 Jun 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bicholim Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Bicholim Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 10 Jun 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Bicholim Urban Co-op Bank?
Bicholim Urban Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Bicholim Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Bicholim Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Bicholim Urban Co-op Bank offer?
Bicholim Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 10 tenure bands, from “7 days to 14 days” to “Above 60 months”.
Does Bicholim Urban Co-op Bank pay more than the Post Office Time Deposit?
Bicholim Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Bicholim Urban Co-op Bank's 1-year FD rate rank?
Bicholim Urban Co-operative Bank Ltd.'s 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Bicholim Urban Co-op Bank insured?
Deposits with Bicholim Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Bicholim Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 10 Jun 2025. Rates can change without notice, so verify on the official Bicholim Urban Co-op Bank website before investing.
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Good to know
- Deposits with Bicholim Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Bicholim Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official Bicholim Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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