As of 5 Oct 2026, Karur Vysya Bank offers up to 7.20% p.a. on its fixed deposit (FD) (400 Days) for general customers and 7.70% p.a. (400 Days) for senior citizens. Rates below are as published by the bank — confirm with KVB before investing.
Estimate returns at KVB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 Days to 14 days |
4.00% | — | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 Days to 30 days |
4.00% | — | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
31 Days to 45 days |
4.50% | — | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 Days to 90 days |
4.75% | — | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 Days to 120 Days |
5.75% | — | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
121 Days to 180 Days |
6.00% | — | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 Days to 270 days |
6.25% | — | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 Days to 332 days |
6.40% | — | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
333 Days 333-day Special |
7.00% | 7.50% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
334 Days to less than 1 year |
6.40% | — | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 Year to up to 399 Days |
6.55% | 7.05% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
400 Days 400-day Special |
7.20% | 7.70% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
401 Days up to 2 Years |
6.55% | 7.05% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 2 years up to 3 years |
6.55% | 7.05% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 years up to 5 years |
6.55% | 7.05% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years |
6.25% | 6.75% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
Green Deposits (2345 days) 2345-day Special |
6.25% | 6.75% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Karur Vysya Bank offers up to 7.20% p.a. on its fixed deposit (FD) (400 Days) for general customers and 7.70% p.a. (400 Days) for senior citizens. Rates below are as published by the bank — confirm with KVB before investing.
As of 5 Oct 2026, Karur Vysya Bank offers 6.55% p.a. on a 1-year FD for general customers and 7.05% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Karur Vysya Bank, depending on the tenure.
Deposits with Karur Vysya Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 8 Jun 2026. Rates can change without notice, so verify on the official KVB website before investing.
Deposits with Karur Vysya Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official KVB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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