As of 5 Oct 2026, Karnataka Bank offers up to 7.00% p.a. on its fixed deposit (FD) (555 days only) for general customers and 7.40% p.a. (555 days only) for senior citizens. Rates below are as published by the bank — confirm with Karnataka before investing.
Estimate returns at Karnataka (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 days to 45 days |
3.50% | 3.75% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 days to 90 days |
4.00% | 4.25% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 days to 179 days |
4.75% | 5.00% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 days to below 1 year |
5.75% | 6.00% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year to 554 days |
6.50% | 6.90% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
555 days only 555-day Special |
7.00% | 7.40% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
556 days to 2 years |
6.40% | 6.80% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 2 years to 3 years |
6.15% | 6.55% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 years to 5 years |
6.15% | 6.55% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years to 10 years |
5.50% | 5.90% | Below ₹3 crore (retail) | 8 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Karnataka Bank offers up to 7.00% p.a. on its fixed deposit (FD) (555 days only) for general customers and 7.40% p.a. (555 days only) for senior citizens. Rates below are as published by the bank — confirm with Karnataka before investing.
As of 5 Oct 2026, Karnataka Bank offers 6.50% p.a. on a 1-year FD for general customers and 6.90% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.40% p.a. more than general customers at Karnataka Bank, depending on the tenure.
Deposits with Karnataka Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 8 Jun 2026. Rates can change without notice, so verify on the official Karnataka website before investing.
Deposits with Karnataka Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Karnataka website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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