Rates verified from official source

Muktsar Central Co-operative Bank Fixed Deposit interest rates · November 2026

Muktsar CCB's best Fixed Deposit rate is 6.90% (1 year to less than 2 year), 2.60 points below the best on the market (9.50%).

  • Seniors: up to 7.40% (1 year to less than 2 year), 0.50 points above the general rate for that tenure.

What will my FD earn at Muktsar CCB?

Estimated value after 1 year · before tax ₹5,35,403 6.90% p.a. · ₹35,403 interest · quarterly compounding
Deposit amount

Showing 9 of 16 rates.

TenureGeneralSeniorApplies toEffective OnSource
15-45 days
Below ₹1 crore
3.25% 3.75% Below ₹1 crore
22 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
46-90 days
Below ₹1 crore
4.50% 5.00% Below ₹1 crore
22 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
91-180 days
Below ₹1 crore
5.50% 6.00% Below ₹1 crore
22 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
181-364 days
Below ₹1 crore
5.75% 6.25% Below ₹1 crore
22 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
1 year
Below ₹1 crore
6.60% 7.10% Below ₹1 crore
22 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
1 year to
less than 2 year
6.90% 7.40% Below ₹1 crore
22 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
444 days
444-day Special
6.80% 7.30% Any amount
22 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
2 year to
less than 3 year
6.75% 7.25% Below ₹1 crore
22 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
3 year and above
Below ₹1 crore
6.00% 6.50% Below ₹1 crore
22 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026

Compare Muktsar CCB FD returns with other banks

Choose up to five banks. Compare rates and returns across every tenure.

Loading comparison…

What will my FD be worth?

See all tenures

Muktsar CCB FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.90%
Before you book

Muktsar CCB Fixed Deposit: frequently asked questions

What is the highest Muktsar CCB Fixed Deposit interest rate?

As of 14 Nov 2026, Muktsar Central Co-operative Bank offers up to 6.90% p.a. on its fixed deposit (FD) (1 year to less than 2 year) for general customers and 7.40% p.a. (1 year to less than 2 year) for senior citizens. Rates below are as published by the bank. Confirm with Muktsar CCB before investing.

See today's top interest rates →

What is the Muktsar CCB 2-year FD interest rate?

As of 14 Nov 2026, Muktsar Central Co-operative Bank offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 2-year FD rates →

What is the Muktsar CCB 3-year FD interest rate?

As of 14 Nov 2026, Muktsar Central Co-operative Bank offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 3-year FD rates →

What is the Muktsar CCB 5-year FD interest rate?

As of 14 Nov 2026, Muktsar Central Co-operative Bank offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at Muktsar CCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Muktsar Central Co-operative Bank, depending on the tenure.

See today's top senior citizen rates →

When did Muktsar CCB last change its Fixed Deposit rates?

RateScan.in has recorded no change to Muktsar Central Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 28 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Muktsar CCB offer?

Muktsar Central Co-operative Bank's published fixed deposit (FD) rate table has 8 tenure bands, from “15-45 days” to “3 year and above”.

Does Muktsar CCB pay different fixed deposit (FD) rates by deposit size?

Yes. Muktsar Central Co-operative Bank's table lists separate bands: Below ₹1 crore; ₹1 crore and above; Any amount. Each row shows the band it applies to.

Does Muktsar CCB have special fixed deposit (FD) schemes?

Muktsar Central Co-operative Bank's rate table lists these named schemes (1): 444-day Special. Check eligibility and end dates with the bank.

Does Muktsar CCB pay more than the Post Office Time Deposit?

Muktsar Central Co-operative Bank pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 2y 6.75% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Muktsar CCB's 1-year FD rate rank?

Muktsar Central Co-operative Bank's 1-year general FD rate of 6.90% ranks #424 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Muktsar CCB insured?

Deposits with Muktsar Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Muktsar CCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 22 Jul 2025. Rates can change without notice, so verify on the official Muktsar CCB website before investing.

Rate movements →

More ways to compare banks

Compare Muktsar CCB with similar banks

Nearby banks paying a little more at 1 year

Best FD rates among district co-operative banks → Best FD rates in Punjab →

Good to know

  • Deposits with Muktsar Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Muktsar CCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Muktsar CCB, depending on the tenure.
  • Muktsar CCB's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Muktsar CCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Work at Muktsar CCB? Send us your latest rate card