As of 5 Oct 2026, The Karnataka State Co-operative Apex Bank offers up to 7.00% p.a. on its fixed deposit (FD) (1 year and above) for general customers and 7.50% p.a. (1 year and above) for senior citizens. Rates below are as published by the bank — confirm with KSCAB before investing.
Estimate returns at KSCAB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 14 days |
4.00% | 4.50% | Any amount | 9 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 30 days |
4.50% | 5.00% | Any amount | 9 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
31 to 45 days |
5.00% | 5.50% | Any amount | 9 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
5.50% | 6.00% | Any amount | 9 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 179 days |
6.00% | 6.50% | Any amount | 9 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 days to less than 1 year |
6.50% | 7.00% | Any amount | 9 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year and above |
7.00% | 7.50% | Any amount | 9 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, The Karnataka State Co-operative Apex Bank offers up to 7.00% p.a. on its fixed deposit (FD) (1 year and above) for general customers and 7.50% p.a. (1 year and above) for senior citizens. Rates below are as published by the bank — confirm with KSCAB before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Karnataka State Co-operative Apex Bank, depending on the tenure.
Deposits with The Karnataka State Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 9 Jul 2026. Rates can change without notice, so verify on the official KSCAB website before investing.
Deposits with The Karnataka State Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official KSCAB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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