Rates verified from official source

The Haryana State Co-operative Apex Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, The Haryana State Co-operative Apex Bank offers up to 6.80% p.a. on its fixed deposit (FD) (3 years and above) for general customers and 7.30% p.a. (3 years and above) for senior citizens. Rates below are as published by the bank — confirm with HARCO before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General / Senior / Super Senior · trend over time

3%4%5%6%7% 15 to 45 days: 3.50% 46 to 90 days: 4.00% 91 to 179 days: 4.50% 180 days to less than 1 year: 5.00% 1 year to less than 2 years: 6.00% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to less than 3 years: 6.50% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years and above: 6.80% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 15d2m3m6m1y2y3y 3.504.004.505.006.006.506.80 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 15 to 45 days: 4.00% (General: 3.50%) 46 to 90 days: 4.50% (General: 4.00%) 91 to 179 days: 5.00% (General: 4.50%) 180 days to less than 1 year: 5.50% (General: 5.00%) 1 year to less than 2 years: 6.50% (General: 6.00%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to less than 3 years: 7.00% (General: 6.50%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years and above: 7.30% (General: 6.80%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 15d2m3m6m1y2y3y 4.004.505.005.506.507.007.30 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

4%5%6%7%8% 15 to 45 days: 4.25% (Senior: 4.00%) 46 to 90 days: 4.75% (Senior: 4.50%) 91 to 179 days: 5.25% (Senior: 5.00%) 180 days to less than 1 year: 5.75% (Senior: 5.50%) 1 year to less than 2 years: 6.75% (Senior: 6.50%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to less than 3 years: 7.25% (Senior: 7.00%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 years and above: 7.55% (Senior: 7.30%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 15d2m3m6m1y2y3y 4.254.755.255.756.757.257.55 Super Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorSuper Sr.TrendApplies toAs ofSource
15 to 45 days
3.50% 4.00% 4.25% Any amount
30 Sept 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
46 to 90 days
4.00% 4.50% 4.75% Any amount
30 Sept 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
91 to 179 days
4.50% 5.00% 5.25% Any amount
30 Sept 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
180 days to less than 1 year
5.00% 5.50% 5.75% Any amount
30 Sept 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
1 year to less than 2 years
6.00% 6.50% 6.75% Any amount
30 Sept 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
2 years to less than 3 years
6.50% 7.00% 7.25% Any amount
30 Sept 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
3 years and above
6.80% 7.30% 7.55% Any amount
30 Sept 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
Source ↗

HARCO Fixed Deposit: frequently asked questions

What is the highest HARCO Fixed Deposit interest rate?

As of 5 Oct 2026, The Haryana State Co-operative Apex Bank offers up to 6.80% p.a. on its fixed deposit (FD) (3 years and above) for general customers and 7.30% p.a. (3 years and above) for senior citizens. Rates below are as published by the bank — confirm with HARCO before investing.

What is the HARCO 1 year FD interest rate?

As of 5 Oct 2026, The Haryana State Co-operative Apex Bank offers 6.00% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at HARCO?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Haryana State Co-operative Apex Bank, depending on the tenure.

Is my fixed deposit (FD) with HARCO insured?

Deposits with The Haryana State Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these HARCO rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 30 Sept 2026. Rates can change without notice, so verify on the official HARCO website before investing.

Good to know

Deposits with The Haryana State Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official HARCO website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.