Rates verified from official source

Vyaparik Audhyogik Sahakari Bank Maryadit, Indore Fixed Deposit interest rates · November 2026

Vyaparik Audhyogik Bank's best Fixed Deposit rate is 7.25% (1 years to less than 2 years), 2.25 points below the best on the market (9.50%).

  • Seniors: up to 7.75% (1 years to less than 2 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Vyaparik Audhyogik Bank?

Estimated value after 1 year · before tax ₹5,37,248 7.25% p.a. · ₹37,248 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 DAYS
TO 45 DAYS
3.25% 3.75% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
46 DAYS
TO 90 DAYS
4.25% 4.75% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
91 DAYS TO
180 DAYS
5.25% 5.75% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
181 DAYS
TO 364 DAYS
6.25% 6.75% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
200 days
200-day special deposit
7.25% – Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
1 years to
less than 2 years
7.25% 7.75% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
2 years to
less than 3 years
7.00% 7.50% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
3 years and above
6.75% 7.25% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026

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Vyaparik Audhyogik Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.25%
  • printed terms: not renewed on maturity, no premature payment, up to Rs 5,00,000
Before you book

Vyaparik Audhyogik Bank Fixed Deposit: frequently asked questions

What is the highest Vyaparik Audhyogik Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Vyaparik Audhyogik Sahakari Bank Maryadit, Indore offers up to 7.25% p.a. on its fixed deposit (FD) (1 years to less than 2 years) for general customers and 7.75% p.a. (1 years to less than 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Vyaparik Audhyogik Bank before investing.

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What is the Vyaparik Audhyogik Bank 1-year FD interest rate?

As of 14 Nov 2026, Vyaparik Audhyogik Sahakari Bank Maryadit, Indore offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Vyaparik Audhyogik Bank 2-year FD interest rate?

As of 14 Nov 2026, Vyaparik Audhyogik Sahakari Bank Maryadit, Indore offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Vyaparik Audhyogik Bank 3-year FD interest rate?

As of 14 Nov 2026, Vyaparik Audhyogik Sahakari Bank Maryadit, Indore offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Vyaparik Audhyogik Bank 5-year FD interest rate?

As of 14 Nov 2026, Vyaparik Audhyogik Sahakari Bank Maryadit, Indore offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Vyaparik Audhyogik Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vyaparik Audhyogik Sahakari Bank Maryadit, Indore, depending on the tenure.

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When did Vyaparik Audhyogik Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Vyaparik Audhyogik Sahakari Bank Maryadit, Indore's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Vyaparik Audhyogik Bank offer?

Vyaparik Audhyogik Sahakari Bank Maryadit, Indore's published fixed deposit (FD) rate table has 7 tenure bands, from “15 DAYS TO 45 DAYS” to “3 years and above”.

Does Vyaparik Audhyogik Bank have special fixed deposit (FD) schemes?

Vyaparik Audhyogik Sahakari Bank Maryadit, Indore's rate table lists these named schemes (1): 200-day special deposit. Check eligibility and end dates with the bank.

Does Vyaparik Audhyogik Bank pay more than the Post Office Time Deposit?

Vyaparik Audhyogik Sahakari Bank Maryadit, Indore pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Vyaparik Audhyogik Bank's 1-year FD rate rank?

Vyaparik Audhyogik Sahakari Bank Maryadit, Indore's 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Vyaparik Audhyogik Bank insured?

Deposits with Vyaparik Audhyogik Sahakari Bank Maryadit, Indore are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Vyaparik Audhyogik Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Nov 2025. Rates can change without notice, so verify on the official Vyaparik Audhyogik Bank website before investing.

Rate movements →

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Good to know

  • Deposits with Vyaparik Audhyogik Sahakari Bank Maryadit, Indore are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Vyaparik Audhyogik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vyaparik Audhyogik Bank, depending on the tenure.
  • Vyaparik Audhyogik Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Vyaparik Audhyogik Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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