Rates verified from official source

City Union Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, City Union Bank offers up to 7.25% p.a. on its fixed deposit (FD) (555 days) for general customers and 7.50% p.a. (555 days) for senior citizens. Rates below are as published by the bank — confirm with City Union before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

4%5%6%7% 7 days to 14 days: 4.00% 15 days to 45 days: 4.25% 46 days to 90 days: 4.75% 91 days to 180 days: 5.75% 181 days to 270 days: 6.00% 271 days to 364 days: 6.25% 365 days to 443 days: 6.65% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · 444-day Special: 7.10% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 445 days to 554 days: 7.15% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 555 days · 555-day Special: 7.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 556 days to 3 years: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Over 3 Years upto 5 Years: 6.55% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Over 5 Years upto 10 Years: 6.25% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m3m6m9m1y444d445d555d556d3y5y 4.004.254.755.756.006.256.657.107.157.256.506.556.25 General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

4%5%6%7% 7 days to 14 days: 4.00% (General: 4.00%) 15 days to 45 days: 4.25% (General: 4.25%) 46 days to 90 days: 4.75% (General: 4.75%) 91 days to 180 days: 5.75% (General: 5.75%) 181 days to 270 days: 6.25% (General: 6.00%) 271 days to 364 days: 6.50% (General: 6.25%) 365 days to 443 days: 6.90% (General: 6.65%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · 444-day Special: 7.35% (General: 7.10%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 445 days to 554 days: 7.40% (General: 7.15%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 555 days · 555-day Special: 7.50% (General: 7.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 556 days to 3 years: 6.75% (General: 6.50%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Over 3 Years upto 5 Years: 6.75% (General: 6.55%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Over 5 Years upto 10 Years: 6.50% (General: 6.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m3m6m9m1y444d445d555d556d3y5y 4.004.254.755.756.256.506.907.357.407.506.756.756.50 Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7% 7 days to 14 days: 4.00% (Senior: 4.00%) 15 days to 45 days: 4.25% (Senior: 4.25%) 46 days to 90 days: 4.75% (Senior: 4.75%) 91 days to 180 days: 5.75% (Senior: 5.75%) 181 days to 270 days: 6.25% (Senior: 6.25%) 271 days to 364 days: 6.50% (Senior: 6.50%) 365 days to 443 days: 6.90% (Senior: 6.90%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · 444-day Special: 7.35% (Senior: 7.35%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 445 days to 554 days: 7.40% (Senior: 7.40%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 555 days · 555-day Special: 7.50% (Senior: 7.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 556 days to 3 years: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Over 3 Years upto 5 Years: 6.75% (Senior: 6.75%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Over 5 Years upto 10 Years: 6.50% (Senior: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m3m6m9m1y444d445d555d556d3y5y 4.004.254.755.756.256.506.907.357.407.506.756.756.50 Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 days to 14 days
 4.00% 4.00% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
15 days to 45 days
 4.25% 4.25% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
46 days to 90 days
 4.75% 4.75% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
91 days to 180 days
 5.75% 5.75% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
181 days to 270 days
 6.00% 6.25% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
271 days to 364 days
 6.25% 6.50% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
365 days to 443 days
 6.65% 6.90% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
444 days
444-day Special
 7.10% 7.35% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
445 days to 554 days
 7.15% 7.40% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
555 days
555-day Special
 7.25% 7.50% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
556 days to 3 years
 6.50% 6.75% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
Over 3 Years upto 5 Years
 6.55% 6.75% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
Over 5 Years upto 10 Years
 6.25% 6.50% Below ₹3 crore (retail)
16 Jun 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
Source ↗

City Union Fixed Deposit: frequently asked questions

What is the highest City Union Fixed Deposit interest rate?

As of 5 Oct 2026, City Union Bank offers up to 7.25% p.a. on its fixed deposit (FD) (555 days) for general customers and 7.50% p.a. (555 days) for senior citizens. Rates below are as published by the bank — confirm with City Union before investing.

What is the City Union 1 year FD interest rate?

As of 5 Oct 2026, City Union Bank offers 6.65% p.a. on a 1-year FD for general customers and 6.90% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at City Union?

Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at City Union Bank, depending on the tenure.

Is my fixed deposit (FD) with City Union insured?

Deposits with City Union Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these City Union rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 16 Jun 2026. Rates can change without notice, so verify on the official City Union website before investing.

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Good to know

Deposits with City Union Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 16 Jun 2026 · Ingested 19 Sept 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official City Union website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.