Rates verified from official source

Dhanlaxmi Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Dhanlaxmi Bank offers up to 7.25% p.a. on its fixed deposit (FD) (1111 Days (Use 36 months and 15 days while opening FD in online mode)) for general customers and 7.75% p.a. (1111 Days (Use 36 months and 15 days while opening FD in online mode)) for senior citizens. Rates below are as published by the bank — confirm with Dhanlaxmi before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

4%5%6%7% 7 Days to 14 Days: 4.00% 15 Days to 45 Days: 4.00% 46 Days to 60 Days: 4.50% 61 Days to 90 Days: 4.50% 91 Days to 179 Days: 5.00% 180 Days to 291 Days: 5.50% 292 Days (Use 9 months and 18 days while opening FD in online mode) · 292-day Special: 6.50% 293 Days to less than 1 Year: 5.50% 1 Year and above up to & inclusive of 2 years: 6.25% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 370 Days (Use 12 months and 5 days while opening FD in online mode) · 370-day Special: 7.00% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 666 Days (Use 21 months and 26 days while opening FD in online mode) · 666-day Special: 7.10% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 2 years upto & inclusive of 3 years: 6.50% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 3 years upto & inclusive of 5 years: 6.50% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 1111 Days (Use 36 months and 15 days while opening FD in online mode) · 1111-day Special: 7.25% · Post Office TD: 7.10% (above the govt-guaranteed benchmark) Above 5 years upto & inclusive of 10 years: 6.60% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m2m3m6m10m10m1y370d666d2y3y1111d5y General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

4%5%6%7%8% 7 Days to 14 Days: 4.00% (General: 4.00%) 15 Days to 45 Days: 4.00% (General: 4.00%) 46 Days to 60 Days: 4.50% (General: 4.50%) 61 Days to 90 Days: 4.50% (General: 4.50%) 91 Days to 179 Days: 5.00% (General: 5.00%) 180 Days to 291 Days: 5.50% (General: 5.50%) 292 Days (Use 9 months and 18 days while opening FD in online mode) · 292-day Special: 6.50% (General: 6.50%) 293 Days to less than 1 Year: 5.50% (General: 5.50%) 1 Year and above up to & inclusive of 2 years: 6.75% (General: 6.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 370 Days (Use 12 months and 5 days while opening FD in online mode) · 370-day Special: 7.50% (General: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 666 Days (Use 21 months and 26 days while opening FD in online mode) · 666-day Special: 7.60% (General: 7.10%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 2 years upto & inclusive of 3 years: 7.00% (General: 6.50%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 3 years upto & inclusive of 5 years: 7.00% (General: 6.50%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 1111 Days (Use 36 months and 15 days while opening FD in online mode) · 1111-day Special: 7.75% (General: 7.25%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) Above 5 years upto & inclusive of 10 years: 7.10% (General: 6.60%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m2m3m6m10m10m1y370d666d2y3y1111d5y Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7%8% 7 Days to 14 Days: 4.00% (Senior: 4.00%) 15 Days to 45 Days: 4.00% (Senior: 4.00%) 46 Days to 60 Days: 4.50% (Senior: 4.50%) 61 Days to 90 Days: 4.50% (Senior: 4.50%) 91 Days to 179 Days: 5.00% (Senior: 5.00%) 180 Days to 291 Days: 5.50% (Senior: 5.50%) 292 Days (Use 9 months and 18 days while opening FD in online mode) · 292-day Special: 6.50% (Senior: 6.50%) 293 Days to less than 1 Year: 5.50% (Senior: 5.50%) 1 Year and above up to & inclusive of 2 years: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 370 Days (Use 12 months and 5 days while opening FD in online mode) · 370-day Special: 7.50% (Senior: 7.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 666 Days (Use 21 months and 26 days while opening FD in online mode) · 666-day Special: 7.60% (Senior: 7.60%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 2 years upto & inclusive of 3 years: 7.00% (Senior: 7.00%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 3 years upto & inclusive of 5 years: 7.00% (Senior: 7.00%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 1111 Days (Use 36 months and 15 days while opening FD in online mode) · 1111-day Special: 7.75% (Senior: 7.75%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) Above 5 years upto & inclusive of 10 years: 7.10% (Senior: 7.10%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m2m3m6m10m10m1y370d666d2y3y1111d5y Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 Days to 14 Days
 4.00% 4.00% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
15 Days to 45 Days
 4.00% 4.00% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
46 Days to 60 Days
 4.50% 4.50% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
61 Days to 90 Days
 4.50% 4.50% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
91 Days to 179 Days
 5.00% 5.00% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
180 Days to 291 Days
 5.50% 5.50% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
292 Days (Use 9 months and 18 days while opening FD in online mode)
292-day Special
 6.50% 6.50% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
293 Days to less than 1 Year
 5.50% 5.50% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
1 Year and above up to & inclusive of 2 years
 6.25% 6.75% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
370 Days (Use 12 months and 5 days while opening FD in online mode)
370-day Special
 7.00% 7.50% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
666 Days (Use 21 months and 26 days while opening FD in online mode)
666-day Special
 7.10% 7.60% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 2 years upto & inclusive of 3 years
 6.50% 7.00% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 3 years upto & inclusive of 5 years
 6.50% 7.00% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
1111 Days (Use 36 months and 15 days while opening FD in online mode)
1111-day Special
 7.25% 7.75% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 5 years upto & inclusive of 10 years
 6.60% 7.10% Below ₹3 crore (retail)
2 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Source ↗

Dhanlaxmi Fixed Deposit: frequently asked questions

What is the highest Dhanlaxmi Fixed Deposit interest rate?

As of 5 Oct 2026, Dhanlaxmi Bank offers up to 7.25% p.a. on its fixed deposit (FD) (1111 Days (Use 36 months and 15 days while opening FD in online mode)) for general customers and 7.75% p.a. (1111 Days (Use 36 months and 15 days while opening FD in online mode)) for senior citizens. Rates below are as published by the bank — confirm with Dhanlaxmi before investing.

What is the Dhanlaxmi 1 year FD interest rate?

As of 5 Oct 2026, Dhanlaxmi Bank offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at Dhanlaxmi?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Dhanlaxmi Bank, depending on the tenure.

Is my fixed deposit (FD) with Dhanlaxmi insured?

Deposits with Dhanlaxmi Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Dhanlaxmi rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 2 Sept 2026. Rates can change without notice, so verify on the official Dhanlaxmi website before investing.

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Good to know

Deposits with Dhanlaxmi Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 2 Sept 2026 · Ingested 20 Sept 2026 · Verified 5 Oct 2026 · View source

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