As of 5 Oct 2026, Himachal Pradesh Gramin Bank offers up to 6.60% p.a. on its fixed deposit (FD) (440 Days) for general customers and 7.10% p.a. (440 Days) for senior citizens. Rates below are as published by the bank — confirm with HPGB before investing.
Estimate returns at HPGB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 45 days |
3.25% | 3.75% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.25% | 4.75% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 179 days |
4.25% | 4.75% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 to 270 days |
5.25% | 5.75% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 days to < 1 year |
5.55% | 6.05% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
6.15% | 6.65% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
>1 year to 2 year |
6.30% | 6.80% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
440 Days HPGB 440 days |
6.60% | 7.10% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
(HPGB VARADDHI) 515 Days HPGB Varaddhi 515 days |
6.45% | 6.95% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
>2 year to 3 year |
6.30% | 6.80% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
>3 year upto 5 year |
6.15% | 6.65% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
>5 year upto 10 year |
6.05% | 6.55% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Himachal Pradesh Gramin Bank offers up to 6.60% p.a. on its fixed deposit (FD) (440 Days) for general customers and 7.10% p.a. (440 Days) for senior citizens. Rates below are as published by the bank — confirm with HPGB before investing.
As of 5 Oct 2026, Himachal Pradesh Gramin Bank offers 6.30% p.a. on a 1-year FD for general customers and 6.80% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Himachal Pradesh Gramin Bank, depending on the tenure.
Deposits with Himachal Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 28 Apr 2026. Rates can change without notice, so verify on the official HPGB website before investing.
Deposits with Himachal Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official HPGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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