Best FD rates in India on 16 October 2026: up to 9.00%
Highest fixed deposit rates in India on 16 October 2026: up to 9.00% across all banks and states (The Bapunagar Mahila Co-operative Bank Ltd., 2 years), 8.25% at public, private and small finance banks. Best rates by term, sector, state and customer type, what the RBI's October rate hike means for FDs, and FD vs savings vs RD.
- 6 months 7.50%
- 1 year 8.25%
- 2 years 9.00%
- 3 years 8.25%
- 5 years 8.25%