The Navi Mumbai Co-operative Bank Ltd., Vashi Fixed Deposit interest rates · November 2026
What will my FD earn at Navi Mumbai Co-op Bank?
Showing 9 of 12 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 14 Days |
4.25% | 4.25% | Below ₹15 lakh | 21 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
15 Days to 45 Days |
4.40% | 4.40% | Below ₹15 lakh | 21 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
46 Days to 90 Days |
4.50% | 4.50% | Below ₹15 lakh | 21 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
91 Days to 180 Days |
4.75% | 4.75% | Below ₹15 lakh | 21 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
181 Days to less than 12 Months |
6.25% | 6.25% | Below ₹15 lakh | 21 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
12 Months to 36 Months Below ₹15 lakh |
7.00% | 7.25% | Below ₹15 lakh | 21 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
12 Months to 36 Months ₹15 lakh and above |
7.25% | – | ₹15 lakh and above | 21 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
18 months Deepjyoti Term Deposit (18 months) |
8.00% | – | Any amount | 21 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 10 Nov 2026 |
36 Months to 60 Months Below ₹15 lakh |
7.25% | 7.50% | Below ₹15 lakh | 21 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
36 Months to 60 Months ₹15 lakh and above |
7.50% | – | ₹15 lakh and above | 21 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 61 Months Below ₹15 lakh |
7.50% | 7.75% | Below ₹15 lakh | 21 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Above 61 Months ₹15 lakh and above |
7.75% | – | ₹15 lakh and above | 21 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
No rates match these filters.
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Navi Mumbai Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
Navi Mumbai Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Navi Mumbai Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Navi Mumbai Co-operative Bank Ltd., Vashi offers up to 8.00% p.a. on its fixed deposit (FD) (18 months) for general customers. Rates below are as published by the bank. Confirm with Navi Mumbai Co-op Bank before investing.
What is the Navi Mumbai Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Navi Mumbai Co-operative Bank Ltd., Vashi offers 7.00% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 21 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Navi Mumbai Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Navi Mumbai Co-operative Bank Ltd., Vashi offers 7.00% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 21 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Navi Mumbai Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Navi Mumbai Co-operative Bank Ltd., Vashi offers 7.25% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 21 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Navi Mumbai Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Navi Mumbai Co-operative Bank Ltd., Vashi offers 7.25% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 21 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Navi Mumbai Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at The Navi Mumbai Co-operative Bank Ltd., Vashi, depending on the tenure.
When did Navi Mumbai Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Navi Mumbai Co-operative Bank Ltd., Vashi's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Navi Mumbai Co-op Bank offer?
The Navi Mumbai Co-operative Bank Ltd., Vashi's published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days to 14 Days” to “Above 61 Months”.
Does Navi Mumbai Co-op Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Navi Mumbai Co-operative Bank Ltd., Vashi's table lists separate bands: Below ₹15 lakh; ₹15 lakh and above; Any amount. Each row shows the band it applies to.
Does Navi Mumbai Co-op Bank have special fixed deposit (FD) schemes?
The Navi Mumbai Co-operative Bank Ltd., Vashi's rate table lists these named schemes (1): Deepjyoti Term Deposit (18 months). Check eligibility and end dates with the bank.
Does Navi Mumbai Co-op Bank pay more than the Post Office Time Deposit?
The Navi Mumbai Co-operative Bank Ltd., Vashi pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Navi Mumbai Co-op Bank's 1-year FD rate rank?
The Navi Mumbai Co-operative Bank Ltd., Vashi's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Navi Mumbai Co-op Bank insured?
Deposits with The Navi Mumbai Co-operative Bank Ltd., Vashi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Navi Mumbai Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 21 Jul 2026. Rates can change without notice, so verify on the official Navi Mumbai Co-op Bank website before investing.
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Good to know
- Deposits with The Navi Mumbai Co-operative Bank Ltd., Vashi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Navi Mumbai Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Navi Mumbai Co-op Bank, depending on the tenure.
- Navi Mumbai Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Navi Mumbai Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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