Rates verified from official source

Warangal Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Warangal Urban Co-op Bank's best Fixed Deposit rate is 8.25% (Above 3 Years to 5 Years), 1.75 points below the best on the market (10.00%).

  • Seniors: up to 8.75% (Above 3 Years to 5 Years), 0.50 points above the general rate for that tenure.

What will my FD earn at Warangal Urban Co-op Bank?

Estimated value after 1 year · before tax ₹5,33,301 6.50% p.a. · ₹33,301 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
30 days
to 45 days
4.25% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
46 days
to 90 days
5.00% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
91 days to
180 days
6.00% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
181 days
to 1 Year
6.50% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
Above 1 Year
to 2 Years
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
Above 2 Years
to 3 Years
8.00% 8.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
Above 3 Years
to 5 Years
8.25% 8.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
Above 5 Years
to 10 Years
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026

Compare Warangal Urban Co-op Bank FD returns with other banks

Choose up to five banks. Compare rates and returns across every tenure.

Loading comparison…

What will my FD be worth?

See all tenures

Warangal Urban Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.50%
Before you book

Warangal Urban Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Warangal Urban Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Warangal Urban Co-operative Bank Ltd. offers up to 8.25% p.a. on its fixed deposit (FD) (Above 3 Years to 5 Years) for general customers and 8.75% p.a. (Above 3 Years to 5 Years) for senior citizens. Rates below are as published by the bank. Confirm with Warangal Urban Co-op Bank before investing.

See today's top interest rates →

What is the Warangal Urban Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, Warangal Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 1-year FD rates →

What is the Warangal Urban Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, Warangal Urban Co-operative Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 2-year FD rates →

What is the Warangal Urban Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, Warangal Urban Co-operative Bank Ltd. offers 8.00% p.a. on a 3-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 3-year FD rates →

What is the Warangal Urban Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, Warangal Urban Co-operative Bank Ltd. offers 8.25% p.a. on a 5-year FD for general customers and 8.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at Warangal Urban Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Warangal Urban Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Warangal Urban Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Warangal Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Warangal Urban Co-op Bank offer?

Warangal Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “30 days to 45 days” to “Above 5 Years to 10 Years”.

Does Warangal Urban Co-op Bank pay more than the Post Office Time Deposit?

Warangal Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Warangal Urban Co-op Bank's 1-year FD rate rank?

Warangal Urban Co-operative Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Warangal Urban Co-op Bank insured?

Deposits with Warangal Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Warangal Urban Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Warangal Urban Co-op Bank website before investing.

Rate movements →

More ways to compare banks

Compare Warangal Urban Co-op Bank with similar banks

Nearby banks paying a little more at 1 year

Banks with a similar rate at 1 year

Best FD rates among urban co-operative banks → Best FD rates in Telangana →

Good to know

  • Deposits with Warangal Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Warangal Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Warangal Urban Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Warangal Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Work at Warangal Urban Co-op Bank? Send us your latest rate card