Rates verified from official source

DCB Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, DCB Bank offers up to 7.50% p.a. on its fixed deposit (FD) (24 months to less than 25 months) for general customers and 8.00% p.a. (24 months to less than 25 months) for senior citizens. Rates below are as published by the bank — confirm with DCB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 days to 45 days: 3.75% 46 days to 90 days: 4.50% 91 days to less than 6 months: 4.75% 6 months to less than 10 months: 6.00% 10 months to less than 12 months: 6.50% 12 months to less than 15 months: 6.90% 15 months to less than 16 months: 7.10% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 16 months to less than 24 months: 6.90% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 24 months to less than 25 months: 7.50% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 25 months to less than 27 months: 6.90% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 27 months to less than 34 months: 7.00% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 34 months to Less than 35 months: 7.50% · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 35 months to less than 37 months: 7.00% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 37 months to 38 months: 7.10% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) More than 38 months to less than 60 months: 7.00% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 60 months to 61 months: 7.50% · Post Office TD: 7.10% (above the govt-guaranteed benchmark) More than 61 months to 120 months: 7.00% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m3m6m10m12m450d480d720d750d810d1020d1050d1110d1140d1800d1830d General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7%8% 7 days to 45 days: 4.00% (General: 3.75%) 46 days to 90 days: 4.75% (General: 4.50%) 91 days to less than 6 months: 5.00% (General: 4.75%) 6 months to less than 10 months: 6.25% (General: 6.00%) 10 months to less than 12 months: 6.75% (General: 6.50%) 12 months to less than 15 months: 7.15% (General: 6.90%) 15 months to less than 16 months: 7.60% (General: 7.10%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 16 months to less than 24 months: 7.15% (General: 6.90%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 24 months to less than 25 months: 8.00% (General: 7.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 25 months to less than 27 months: 7.15% (General: 6.90%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 27 months to less than 34 months: 7.25% (General: 7.00%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 34 months to Less than 35 months: 8.00% (General: 7.50%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 35 months to less than 37 months: 7.25% (General: 7.00%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 37 months to 38 months: 7.60% (General: 7.10%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) More than 38 months to less than 60 months: 7.25% (General: 7.00%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 60 months to 61 months: 8.00% (General: 7.50%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) More than 61 months to 120 months: 7.25% (General: 7.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m3m6m10m12m450d480d720d750d810d1020d1050d1110d1140d1800d1830d Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7%8% 7 days to 45 days: 4.00% (Senior: 4.00%) 46 days to 90 days: 4.75% (Senior: 4.75%) 91 days to less than 6 months: 5.00% (Senior: 5.00%) 6 months to less than 10 months: 6.25% (Senior: 6.25%) 10 months to less than 12 months: 6.75% (Senior: 6.75%) 12 months to less than 15 months: 7.15% (Senior: 7.15%) 15 months to less than 16 months: 7.60% (Senior: 7.60%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 16 months to less than 24 months: 7.15% (Senior: 7.15%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 24 months to less than 25 months: 8.00% (Senior: 8.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 25 months to less than 27 months: 7.15% (Senior: 7.15%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 27 months to less than 34 months: 7.25% (Senior: 7.25%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 34 months to Less than 35 months: 8.00% (Senior: 8.00%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 35 months to less than 37 months: 7.25% (Senior: 7.25%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 37 months to 38 months: 7.60% (Senior: 7.60%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) More than 38 months to less than 60 months: 7.25% (Senior: 7.25%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 60 months to 61 months: 8.00% (Senior: 8.00%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) More than 61 months to 120 months: 7.25% (Senior: 7.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m3m6m10m12m450d480d720d750d810d1020d1050d1110d1140d1800d1830d Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 days to 45 days
 3.75% 4.00% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
46 days to 90 days
 4.50% 4.75% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
91 days to less than 6 months
 4.75% 5.00% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
6 months to less than 10 months
 6.00% 6.25% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
10 months to less than 12 months
 6.50% 6.75% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
12 months to less than 15 months
 6.90% 7.15% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
15 months to less than 16 months
 7.10% 7.60% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
16 months to less than 24 months
 6.90% 7.15% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
24 months to less than 25 months
 7.50% 8.00% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
25 months to less than 27 months
 6.90% 7.15% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
27 months to less than 34 months
 7.00% 7.25% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
34 months to Less than 35 months
 7.50% 8.00% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
35 months to less than 37 months
 7.00% 7.25% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
37 months to 38 months
 7.10% 7.60% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
More than 38 months to less than 60 months
 7.00% 7.25% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
60 months to 61 months
 7.50% 8.00% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
More than 61 months to 120 months
 7.00% 7.25% Below ₹3 crore (retail)
20 Sept 2026
official
fetched 20 Sept 2026
Source ↗

DCB Fixed Deposit: frequently asked questions

What is the highest DCB Fixed Deposit interest rate?

As of 5 Oct 2026, DCB Bank offers up to 7.50% p.a. on its fixed deposit (FD) (24 months to less than 25 months) for general customers and 8.00% p.a. (24 months to less than 25 months) for senior citizens. Rates below are as published by the bank — confirm with DCB before investing.

What is the DCB 1 year FD interest rate?

As of 5 Oct 2026, DCB Bank offers 6.90% p.a. on a 1-year FD for general customers and 7.15% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at DCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at DCB Bank, depending on the tenure.

Is my fixed deposit (FD) with DCB insured?

Deposits with DCB Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these DCB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 20 Sept 2026. Rates can change without notice, so verify on the official DCB website before investing.

More DCB rates

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Good to know

Deposits with DCB Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 20 Sept 2026 · Ingested 20 Sept 2026 · View source

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