Dataset refreshed 26 Sept 2026

Find the best deposit rate for your exact amount.

FD, Savings, Recurring Deposit and Post Office savings schemes across 80+ banks — rates filtered to your deposit size, sourced daily from official banking channels. Top FD rate right now: 8.25% at Suryoday Small Finance Bank.

Best FD rate by tenure

Tap a tenure for the full ranking · Dataset refreshed 26 Sept 2026

All banks compared

Best FD rate per bank · general public · below ₹3 crore · ranked best-first

#	Bank	Rate	Applies to
1	Suryoday Small Finance Bank Suryoday	8.25%	5 Years
2	Utkarsh Small Finance Bank Utkarsh	8.10%	666 Days · 666-day Special
3	CSB Bank CSB	8.00%	501 days · 501-day Special
4	ESAF Small Finance Bank ESAF	8.00%	800 days · 800-day Special
5	Jana Small Finance Bank Jana	8.00%	>2 Years - 3 Years (1095 Days)
6	Shivalik Small Finance Bank Shivalik	8.00%	23 months 1 day to 27 months
7	Ujjivan Small Finance Bank Ujjivan	7.80%	3 Year 1 Day – 3 year 6 months
8	Equitas Small Finance Bank Equitas	7.75%	888 days
9	Slice Small Finance Bank Slice	7.75%	1.5 years 1 day - 2 years
10	DCB Bank DCB	7.50%	24 months to less than 25 months
11	Post Office Savings Schemes POSS	7.50%	5 Years
12	Bandhan Bank Bandhan	7.45%	2 years to less than 3 years
13	AU Small Finance Bank AU	7.40%	30 Months 1 Day to 36 Months
14	Capital Small Finance Bank Capital	7.25%	600 Days
15	City Union Bank City Union	7.25%	555 days · 555-day Special
16	Dhanlaxmi Bank Dhanlaxmi	7.25%	1111 Days (Use 36 months and 15 days while opening FD in online mode) · 1111-day Special
17	RBL Bank RBL	7.25%	18 months to 36 months
18	Tamilnad Mercantile Bank TMB	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special
19	Yes Bank Yes	7.25%	18 months 1 day < 24 months
20	Karur Vysya Bank KVB	7.20%	400 Days · 400-day Special
21	Andhra Pradesh Grameena Bank APGB	7.15%	444 days · SIRI 444 days
22	IDFC First Bank IDFC First	7.10%	500 days – 3 years
23	Kerala Gramin Bank KerGB	7.10%	444 Days · KGB 444 days
24	Jammu and Kashmir Grameen Bank JKGB	7.05%	888 days · JKGB 888 days
25	Assam Gramin Vikash Bank AGVB	7.00%	3 years to less than equal to 5 years
26	Deutsche Bank India Deutsche	7.00%	> 1 Yr - 1.5 Yrs
27	Gujarat Gramin Bank GGB	7.00%	Above 2 years and up to 3 years
28	IndusInd Bank IndusInd	7.00%	2 Years to 3 Years
29	Jharkhand Rajya Gramin Bank JRGB	7.00%	2 years to less than 3 years
30	Karnataka Bank Karnataka	7.00%	555 days only · 555-day Special
31	Nagaland Rural Bank NagRB	7.00%	2 years to less than 3 years
32	Puducherry Grama Bank PuduGB	7.00%	444 days · PuduGB 444 days
33	Tamil Nadu Grama Bank TNGB	7.00%	2 years to less than 3 years
34	Telangana Grameena Bank TGB	7.00%	5 year to 10 years
35	Bank of India BoI	6.85%	999 days (Green Deposit) · Green Deposit 999 days
36	Punjab & Sind Bank P&S	6.85%	666 days · 666-Day Special
37	South Indian Bank South Indian	6.80%	2 years to < 3 years
38	West Bengal Gramin Bank WBGB	6.80%	400 days
39	Bank of Baroda BoB	6.75%	bob Golden Goal deposit Scheme (555 Days) · bob Golden Goal 555 days
40	Central Bank of India Central	6.75%	444 days · 444-Day Callable
41	Karnataka Grameena Bank KGB	6.75%	KGB-NIDHI (555 days)* · KGB-NIDHI 555 days
42	Meghalaya Rural Bank MegRB	6.75%	3 years and less than 5 years
43	Federal Bank Federal	6.70%	48 months
44	Maharashtra Gramin Bank MahaGB	6.70%	444 days · MahaGB 444 days
45	Mizoram Rural Bank MizRB	6.70%	400 days · MizRB Pheichham2 400 days
46	Indian Bank Indian	6.65%	Ind Grow (555 days) · IND GROW
47	Kotak Mahindra Bank Kotak	6.65%	2 years- less than 3 years
48	Madhya Pradesh Gramin Bank MPGB	6.65%	451 days · MPGB 451 days
49	Canara Bank Canara	6.60%	555 days · Canara 555
50	Haryana Gramin Bank HGB	6.60%	450 days · HGB 450 days
51	Himachal Pradesh Gramin Bank HPGB	6.60%	440 Days · HPGB 440 days
52	Indian Overseas Bank IOB	6.60%	444 Days · 444-day Special
53	Nainital Bank Nainital	6.60%	Naini Samriddhi (444 days) · Naini Samriddhi
54	Punjab Gramin Bank PGB	6.60%	1 year to < 2 years
55	Punjab National Bank PNB	6.60%	444 days
56	Standard Chartered India StanChart	6.60%	1yr - 376days*
57	UCO Bank UCO	6.60%	535 days · UCO 535
58	Arunachal Pradesh Rural Bank APRB	6.55%	>2 years to <3 years
59	IDBI Bank IDBI	6.55%	1100 Days · 1100-day Special
60	Union Bank of India Union	6.55%	555 days · 555-Day Special
61	DBS Bank India DBS	6.51%	* Annualized Yield for 376 days to 540 days from
62	Axis Bank Axis	6.50%	18 Months < 2 years
63	Bihar Gramin Bank BGB	6.50%	>2 years to 3 years
64	Chhattisgarh Gramin Bank CGB	6.50%	1 year to less than 2 years
65	HDFC Bank HDFC	6.50%	3 Years 1 day to < 4 Years 7 Months
66	ICICI Bank ICICI	6.50%	3 Years 1 Day to 5 Years
67	Manipur Rural Bank ManRB	6.50%	Above 1 year to less than 2 years
68	Rajasthan Gramin Bank RGB	6.50%	3 years to less than 5 year
69	Tripura Gramin Bank TripGB	6.50%	1 year to < 2 years
70	Uttar Pradesh Gramin Bank UPGB	6.50%	1 year to < 2 years
71	State Bank of India SBI	6.45%	2 years to less than 3 years
72	Uttarakhand Gramin Bank UKGB	6.45%	2 years to less than 3 years
73	Bank of Maharashtra Maharashtra	6.40%	365 days/ One Year
74	Odisha Grameen Bank OGB	6.05%	1 year
75	HSBC India HSBC	5.50%	601 days to 699 days

About these rates

Rates are compiled across India's banks and refreshed daily; 65 banks are scraped directly from their official sites, the rest from aggregated sources. Bank deposits are DICGC-insured up to ₹5 lakh; Post Office savings schemes carry a sovereign guarantee (Government of India). Verify on the bank's site before investing.

This site carries no advertising and earns no affiliate commission — rates are ordered by yield, not by who pays us.

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