Nagarik Sahakari Bank Ltd., Bhiwandi Fixed Deposit interest rates · November 2026
What will my FD earn at Nagarik Sahakari Bank Bhiwandi?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 30 Days 2 slabs at this rate |
3.50% | 4.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
31 Days to 180 Days |
4.00% | 4.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
181 Days to 1 Year |
5.50% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Above 1 year to 2 years |
6.25% | 6.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Above 2 years to 3 years |
6.35% | 6.85% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Above 3 years |
6.50% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Nagarik Sahakari Bank Bhiwandi FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.50%Before you book
Nagarik Sahakari Bank Bhiwandi Fixed Deposit: frequently asked questions
What is the highest Nagarik Sahakari Bank Bhiwandi Fixed Deposit interest rate?
As of 14 Nov 2026, Nagarik Sahakari Bank Ltd., Bhiwandi offers up to 6.50% p.a. on its fixed deposit (FD) (Above 3 years) for general customers and 7.00% p.a. (Above 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Nagarik Sahakari Bank Bhiwandi before investing.
What is the Nagarik Sahakari Bank Bhiwandi 1-year FD interest rate?
As of 14 Nov 2026, Nagarik Sahakari Bank Ltd., Bhiwandi offers 5.50% p.a. on a 1-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nagarik Sahakari Bank Bhiwandi 2-year FD interest rate?
As of 14 Nov 2026, Nagarik Sahakari Bank Ltd., Bhiwandi offers 6.25% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nagarik Sahakari Bank Bhiwandi 3-year FD interest rate?
As of 14 Nov 2026, Nagarik Sahakari Bank Ltd., Bhiwandi offers 6.35% p.a. on a 3-year FD for general customers and 6.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nagarik Sahakari Bank Bhiwandi 5-year FD interest rate?
As of 14 Nov 2026, Nagarik Sahakari Bank Ltd., Bhiwandi offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Nagarik Sahakari Bank Bhiwandi?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Nagarik Sahakari Bank Ltd., Bhiwandi, depending on the tenure.
When did Nagarik Sahakari Bank Bhiwandi last change its Fixed Deposit rates?
RateScan.in has recorded no change to Nagarik Sahakari Bank Ltd., Bhiwandi's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Nagarik Sahakari Bank Bhiwandi offer?
Nagarik Sahakari Bank Ltd., Bhiwandi's published fixed deposit (FD) rate table has 7 tenure bands, from “7 Days to 14 Days” to “Above 3 years”.
Does Nagarik Sahakari Bank Bhiwandi pay more than the Post Office Time Deposit?
Nagarik Sahakari Bank Ltd., Bhiwandi pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.50% (PO 6.90%), 2y 6.25% (PO 7.00%), 3y 6.35% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Nagarik Sahakari Bank Bhiwandi's 1-year FD rate rank?
Nagarik Sahakari Bank Ltd., Bhiwandi's 1-year general FD rate of 5.50% ranks #926 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Nagarik Sahakari Bank Bhiwandi insured?
Deposits with Nagarik Sahakari Bank Ltd., Bhiwandi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Nagarik Sahakari Bank Bhiwandi rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Nagarik Sahakari Bank Bhiwandi website before investing.
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Good to know
- Deposits with Nagarik Sahakari Bank Ltd., Bhiwandi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Nagarik Sahakari Bank Bhiwandi is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Nagarik Sahakari Bank Bhiwandi, depending on the tenure.
Informational only. Always confirm the current rate on the official Nagarik Sahakari Bank Bhiwandi website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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