The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam Fixed Deposit interest rates · November 2026
What will my FD earn at Maharaja Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
31 Days to 90 Days |
5.75% | 5.75% | Any amount | 1 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 Days to 180 Days |
6.25% | 6.75% | Any amount | 1 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
181 Days to less than 1 Year |
6.75% | 7.25% | Any amount | 1 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
1 Year to less than 3 Years |
7.75% | 8.25% | Any amount | 1 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
3 Years to 5 Years |
8.25% | 8.75% | Any amount | 1 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
93 months Double money deposit |
9.05% | – | Any amount | 1 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Maharaja Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.75%- the deposit doubles in 93 months (the bank prints no separate senior rate for it)
Before you book
Maharaja Urban Bank Fixed Deposit: frequently asked questions
What is the highest Maharaja Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam offers up to 9.05% p.a. on its fixed deposit (FD) (93 months) for general customers. Rates below are as published by the bank. Confirm with Maharaja Urban Bank before investing.
What is the Maharaja Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam offers 7.75% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Maharaja Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam offers 7.75% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Maharaja Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam offers 8.25% p.a. on a 3-year FD for general customers and 8.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Maharaja Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam offers 8.25% p.a. on a 5-year FD for general customers and 8.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Maharaja Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam, depending on the tenure.
When did Maharaja Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Maharaja Urban Bank offer?
The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam's published fixed deposit (FD) rate table has 5 tenure bands, from “31 Days to 90 Days” to “3 Years to 5 Years”.
Does Maharaja Urban Bank have special fixed deposit (FD) schemes?
The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam's rate table lists these named schemes (1): Double money deposit. Check eligibility and end dates with the bank.
Does Maharaja Urban Bank pay more than the Post Office Time Deposit?
The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 7.75% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 8.25% (PO 7.10%), 5y 8.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Maharaja Urban Bank's 1-year FD rate rank?
The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam's 1-year general FD rate of 7.75% ranks #65 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Maharaja Urban Bank insured?
Deposits with The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Maharaja Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Apr 2023. Rates can change without notice, so verify on the official Maharaja Urban Bank website before investing.
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Good to know
- Deposits with The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Maharaja Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Maharaja Urban Bank, depending on the tenure.
- Maharaja Urban Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Maharaja Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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