Rates verified from official source

Paraspar Sahayak Co-operative Bank Ltd., Indore Fixed Deposit interest rates · November 2026

Paraspar Sahayak Co-op Bank's best Fixed Deposit rate is 5.10% (above 36 months), 4.90 points below the best on the market (10.00%).

  • Seniors: up to 5.60% (above 36 months), 0.50 points above the general rate for that tenure.

What will my FD earn at Paraspar Sahayak Co-op Bank?

Estimated value after 1 year · before tax ₹5,17,731 3.50% p.a. · ₹17,731 interest · quarterly compounding
Deposit amount

Showing 7 of 13 rates.

TenureGeneralSeniorApplies toEffective OnSource
15 days
to 29 days
3.00% 3.00% Below ₹15 lakh
1 Nov 2021
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
30 days
to 90 days
3.00% 3.25% Below ₹15 lakh
1 Nov 2021
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
91 days to
180 days
Below ₹15 lakh
3.25% 3.50% Below ₹15 lakh
1 Nov 2021
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
181 days
to 365 days
Below ₹15 lakh
3.50% 4.00% Below ₹15 lakh
1 Nov 2021
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
366 days to
24 months
Below ₹15 lakh
4.00% 4.50% Below ₹15 lakh
1 Nov 2021
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
above 24 months
to 36 months
Below ₹15 lakh
4.60% – Below ₹15 lakh
1 Nov 2021
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
above 36 months
Below ₹15 lakh
5.10% 5.60% Below ₹15 lakh
1 Nov 2021
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026

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Paraspar Sahayak Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

3.50%
Before you book

Paraspar Sahayak Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Paraspar Sahayak Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Paraspar Sahayak Co-operative Bank Ltd., Indore offers up to 5.10% p.a. on its fixed deposit (FD) (above 36 months) for general customers and 5.60% p.a. (above 36 months) for senior citizens. Rates below are as published by the bank. Confirm with Paraspar Sahayak Co-op Bank before investing.

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What is the Paraspar Sahayak Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, Paraspar Sahayak Co-operative Bank Ltd., Indore offers 3.50% p.a. on a 1-year FD for general customers and 4.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2021 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Paraspar Sahayak Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, Paraspar Sahayak Co-operative Bank Ltd., Indore offers 4.00% p.a. on a 2-year FD for general customers and 4.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2021 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Paraspar Sahayak Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, Paraspar Sahayak Co-operative Bank Ltd., Indore offers 4.60% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Nov 2021 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Paraspar Sahayak Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, Paraspar Sahayak Co-operative Bank Ltd., Indore offers 5.10% p.a. on a 5-year FD for general customers and 5.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2021 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Paraspar Sahayak Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Paraspar Sahayak Co-operative Bank Ltd., Indore, depending on the tenure.

See today's top senior citizen rates →

When did Paraspar Sahayak Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Paraspar Sahayak Co-operative Bank Ltd., Indore's fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Paraspar Sahayak Co-op Bank offer?

Paraspar Sahayak Co-operative Bank Ltd., Indore's published fixed deposit (FD) rate table has 7 tenure bands, from “15 days to 29 days” to “above 36 months”.

Does Paraspar Sahayak Co-op Bank pay different fixed deposit (FD) rates by deposit size?

Yes. Paraspar Sahayak Co-operative Bank Ltd., Indore's table lists separate bands: Below ₹15 lakh; ₹15 lakh and above. Each row shows the band it applies to.

Does Paraspar Sahayak Co-op Bank pay more than the Post Office Time Deposit?

Paraspar Sahayak Co-operative Bank Ltd., Indore pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 3.50% (PO 6.90%), 2y 4.00% (PO 7.00%), 3y 4.60% (PO 7.10%), 5y 5.10% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Paraspar Sahayak Co-op Bank's 1-year FD rate rank?

Paraspar Sahayak Co-operative Bank Ltd., Indore's 1-year general FD rate of 3.50% ranks #1030 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Paraspar Sahayak Co-op Bank insured?

Deposits with Paraspar Sahayak Co-operative Bank Ltd., Indore are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Paraspar Sahayak Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Nov 2021. Rates can change without notice, so verify on the official Paraspar Sahayak Co-op Bank website before investing.

Rate movements →

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Good to know

  • Deposits with Paraspar Sahayak Co-operative Bank Ltd., Indore are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Paraspar Sahayak Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Paraspar Sahayak Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Paraspar Sahayak Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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