Rates verified from official source

The Parwanoo Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Parwanoo Urban Co-op Bank's best Fixed Deposit rate is 7.25% (5 years to 10 years), 2.75 points below the best on the market (10.00%).

  • Seniors: up to 7.75% (5 years to 10 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Parwanoo Urban Co-op Bank?

Estimated value after 1 year · before tax ₹5,33,301 6.50% p.a. · ₹33,301 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 days to 45 days
3.55% 4.05% Any amount
3 Aug 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
46 days to
179 days
5.55% 6.05% Any amount
3 Aug 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
180 days
to 210 days
6.30% 6.80% Any amount
3 Aug 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
211 days to
less than 1 year
6.35% 6.85% Any amount
3 Aug 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
1 year to less
than 2 years
6.50% 7.00% Any amount
3 Aug 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
2 years to
less than 3 years
6.60% 7.10% Any amount
3 Aug 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
3 years to
less than 5 years
6.65% 7.15% Any amount
3 Aug 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
5 years to
10 years
7.25% 7.75% Any amount
3 Aug 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026

Compare Parwanoo Urban Co-op Bank FD returns with other banks

Choose up to five banks. Compare rates and returns across every tenure.

Loading comparison…

What will my FD be worth?

See all tenures

Parwanoo Urban Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.50%
  • Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the 444-day, 590-day and 784-day special tenors, the staff and super-senior additions are not ingested
Before you book

Parwanoo Urban Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Parwanoo Urban Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Parwanoo Urban Co-operative Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (5 years to 10 years) for general customers and 7.75% p.a. (5 years to 10 years) for senior citizens. Rates below are as published by the bank. Confirm with Parwanoo Urban Co-op Bank before investing.

See today's top interest rates →

What is the Parwanoo Urban Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, The Parwanoo Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 1-year FD rates →

What is the Parwanoo Urban Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, The Parwanoo Urban Co-operative Bank Ltd. offers 6.60% p.a. on a 2-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 2-year FD rates →

What is the Parwanoo Urban Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, The Parwanoo Urban Co-operative Bank Ltd. offers 6.65% p.a. on a 3-year FD for general customers and 7.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 3-year FD rates →

What is the Parwanoo Urban Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, The Parwanoo Urban Co-operative Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at Parwanoo Urban Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Parwanoo Urban Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Parwanoo Urban Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Parwanoo Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Parwanoo Urban Co-op Bank offer?

The Parwanoo Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 45 days” to “5 years to 10 years”.

Does Parwanoo Urban Co-op Bank pay more than the Post Office Time Deposit?

The Parwanoo Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.60% (PO 7.00%), 3y 6.65% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Parwanoo Urban Co-op Bank's 1-year FD rate rank?

The Parwanoo Urban Co-operative Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Parwanoo Urban Co-op Bank insured?

Deposits with The Parwanoo Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Parwanoo Urban Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 3 Aug 2026. Rates can change without notice, so verify on the official Parwanoo Urban Co-op Bank website before investing.

Rate movements →

More ways to compare banks

Compare Parwanoo Urban Co-op Bank with similar banks

Nearby banks paying a little more at 1 year

Best FD rates among urban co-operative banks → Best FD rates in Himachal Pradesh →

Good to know

  • Deposits with The Parwanoo Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Parwanoo Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Parwanoo Urban Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Parwanoo Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Work at Parwanoo Urban Co-op Bank? Send us your latest rate card