Gayatri Co-operative Urban Bank Ltd., Jagtial Fixed Deposit interest rates · November 2026
What will my FD earn at Gayatri Co-op Urban Bank?
Showing 8 of 15 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 45 days 2 slabs at this rate Below ₹15 lakh |
6.00% | 6.50% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
15 days to 45 days 2 slabs at this rate ₹15 lakh and above |
6.30% | – | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 days to 90 days Below ₹15 lakh |
6.75% | 7.25% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 days to 90 days ₹15 lakh and above |
7.05% | – | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days Below ₹15 lakh |
7.00% | 7.50% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days ₹15 lakh and above |
7.30% | – | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 days to less than 1 year Below ₹15 lakh |
7.25% | 7.75% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 days to less than 1 year ₹15 lakh and above |
7.55% | – | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
1 year to less than 3 years Below ₹15 lakh |
8.00% | 8.50% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
1 year to less than 3 years ₹15 lakh and above |
8.30% | – | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
666 days Ujjwala Deposit Scheme |
8.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
3 years to less than 5 years Below ₹15 lakh |
8.75% | 9.25% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
3 years to less than 5 years ₹15 lakh and above |
9.05% | – | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
5 years to less than 10 years Below ₹15 lakh |
8.00% | 8.50% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
5 years to less than 10 years ₹15 lakh and above |
8.30% | – | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
No rates match these filters.
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Gayatri Co-op Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
8.00%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); English picture 'Interest Rates on Deposits' (the sheet prints no date); the bulk column is the printed rate plus the printed '0.30 % Extra on Bulk Deposits (Min 15 Lakhs)'; the sheet does not say whether the senior and bulk additions combine, so no senior bulk rate is shown; the double-deposit periods are not ingested
Before you book
Gayatri Co-op Urban Bank Fixed Deposit: frequently asked questions
What is the highest Gayatri Co-op Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial offers up to 8.75% p.a. on its fixed deposit (FD) (3 years to less than 5 years) for general customers and 9.25% p.a. (3 years to less than 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Gayatri Co-op Urban Bank before investing.
What is the Gayatri Co-op Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial offers 8.00% p.a. on a 1-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Gayatri Co-op Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial offers 8.00% p.a. on a 2-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Gayatri Co-op Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial offers 8.75% p.a. on a 3-year FD for general customers and 9.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Gayatri Co-op Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Gayatri Co-op Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Gayatri Co-operative Urban Bank Ltd., Jagtial, depending on the tenure.
When did Gayatri Co-op Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Gayatri Co-operative Urban Bank Ltd., Jagtial's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Gayatri Co-op Urban Bank offer?
Gayatri Co-operative Urban Bank Ltd., Jagtial's published fixed deposit (FD) rate table has 8 tenure bands, from “15 days to 29 days” to “5 years to less than 10 years”.
Does Gayatri Co-op Urban Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Gayatri Co-operative Urban Bank Ltd., Jagtial's table lists separate bands: Below ₹15 lakh; ₹15 lakh and above; Any amount. Each row shows the band it applies to.
Does Gayatri Co-op Urban Bank have special fixed deposit (FD) schemes?
Gayatri Co-operative Urban Bank Ltd., Jagtial's rate table lists these named schemes (1): Ujjwala Deposit Scheme. Check eligibility and end dates with the bank.
Does Gayatri Co-op Urban Bank pay more than the Post Office Time Deposit?
Gayatri Co-operative Urban Bank Ltd., Jagtial pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.75% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Gayatri Co-op Urban Bank's 1-year FD rate rank?
Gayatri Co-operative Urban Bank Ltd., Jagtial's 1-year general FD rate of 8.00% ranks #24 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Gayatri Co-op Urban Bank insured?
Deposits with Gayatri Co-operative Urban Bank Ltd., Jagtial are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Gayatri Co-op Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Gayatri Co-op Urban Bank website before investing.
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Good to know
- Deposits with Gayatri Co-operative Urban Bank Ltd., Jagtial are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Gayatri Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Gayatri Co-op Urban Bank, depending on the tenure.
- Gayatri Co-op Urban Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Gayatri Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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