Rates verified from official source

Devi Gayatri Co-operative Urban Bank Ltd. Fixed Deposit interest rates · November 2026

Devi Gayatri Co-op Bank's best Fixed Deposit rate is 9.25% (3 years to less than 5 years), 0.75 points below the best on the market (10.00%).

  • Seniors: up to 9.75% (3 years to less than 5 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Devi Gayatri Co-op Bank?

Estimated value after 1 year · before tax ₹5,45,207 8.75% p.a. · ₹45,207 interest · quarterly compounding
TenureGeneralSeniorSuper Sr.Applies toEffective OnSource
46 to 90 days
6.00% 6.00% 6.00% Amount limits not stated
1 Apr 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
91 to 180 days
6.50% 6.50% 6.50% Amount limits not stated
1 Apr 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
181 to less
than 1 year
8.00% 8.50% 8.75% Amount limits not stated
1 Apr 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
1 year to less
than 2 years
8.75% 9.25% 9.50% Amount limits not stated
1 Apr 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
2 years to
less than 3 years
9.00% 9.50% 9.75% Amount limits not stated
1 Apr 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
3 years to
less than 5 years
9.25% 9.75% 10.00% Amount limits not stated
1 Apr 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
5 years and above
8.50% 9.00% 9.25% Amount limits not stated
1 Apr 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026

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Devi Gayatri Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

8.75%
Before you book

Devi Gayatri Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Devi Gayatri Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Devi Gayatri Co-operative Urban Bank Ltd. offers up to 9.25% p.a. on its fixed deposit (FD) (3 years to less than 5 years) for general customers and 9.75% p.a. (3 years to less than 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Devi Gayatri Co-op Bank before investing.

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What is the Devi Gayatri Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, Devi Gayatri Co-operative Urban Bank Ltd. offers 8.75% p.a. on a 1-year FD for general customers and 9.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Devi Gayatri Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, Devi Gayatri Co-operative Urban Bank Ltd. offers 9.00% p.a. on a 2-year FD for general customers and 9.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Devi Gayatri Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, Devi Gayatri Co-operative Urban Bank Ltd. offers 9.25% p.a. on a 3-year FD for general customers and 9.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Devi Gayatri Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, Devi Gayatri Co-operative Urban Bank Ltd. offers 8.50% p.a. on a 5-year FD for general customers and 9.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Devi Gayatri Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Devi Gayatri Co-operative Urban Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Devi Gayatri Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Devi Gayatri Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 9 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Devi Gayatri Co-op Bank offer?

Devi Gayatri Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “46 to 90 days” to “5 years and above”.

Does Devi Gayatri Co-op Bank pay more than the Post Office Time Deposit?

Devi Gayatri Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 8.75% (PO 6.90%), 2y 9.00% (PO 7.00%), 3y 9.25% (PO 7.10%), 5y 8.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Devi Gayatri Co-op Bank's 1-year FD rate rank?

Devi Gayatri Co-operative Urban Bank Ltd.'s 1-year general FD rate of 8.75% ranks #6 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Devi Gayatri Co-op Bank insured?

Deposits with Devi Gayatri Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Devi Gayatri Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Apr 2026. Rates can change without notice, so verify on the official Devi Gayatri Co-op Bank website before investing.

Rate movements →

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Good to know

  • Deposits with Devi Gayatri Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Devi Gayatri Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Devi Gayatri Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Devi Gayatri Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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