Rates verified from official source

Rajgurunagar Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026

Rajgurunagar Sahakari Bank's best Fixed Deposit rate is 7.25% (above 1 years to 3 years), 2.25 points below the best on the market (9.50%).

  • Seniors: up to 7.75% (above 1 years to 3 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Rajgurunagar Sahakari Bank?

Estimated value after 1 year · before tax ₹5,31,990 6.25% p.a. · ₹31,990 interest · quarterly compounding
Deposit amount

Showing 5 of 10 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 days to 90 days
Below ₹15 lakh
5.75% 5.75% Below ₹15 lakh
2 Nov 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
91 days to
180 days
Below ₹15 lakh
6.00% 6.00% Below ₹15 lakh
2 Nov 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
181 days
to 365 days
Below ₹15 lakh
6.25% 6.25% Below ₹15 lakh
2 Nov 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
above 1 years
to 5 years
2 slabs at this rate
Below ₹15 lakh
7.25% 7.75% Below ₹15 lakh
2 Nov 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
above 5 years
Below ₹15 lakh
7.00% 7.50% Below ₹15 lakh
2 Nov 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026

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Rajgurunagar Sahakari Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.25%
Before you book

Rajgurunagar Sahakari Bank Fixed Deposit: frequently asked questions

What is the highest Rajgurunagar Sahakari Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Rajgurunagar Sahakari Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (above 1 years to 3 years) for general customers and 7.75% p.a. (above 1 years to 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Rajgurunagar Sahakari Bank before investing.

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What is the Rajgurunagar Sahakari Bank 1-year FD interest rate?

As of 14 Nov 2026, Rajgurunagar Sahakari Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers and 6.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Rajgurunagar Sahakari Bank 2-year FD interest rate?

As of 14 Nov 2026, Rajgurunagar Sahakari Bank Ltd. offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Rajgurunagar Sahakari Bank 3-year FD interest rate?

As of 14 Nov 2026, Rajgurunagar Sahakari Bank Ltd. offers 7.25% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Rajgurunagar Sahakari Bank 5-year FD interest rate?

As of 14 Nov 2026, Rajgurunagar Sahakari Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Rajgurunagar Sahakari Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Rajgurunagar Sahakari Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Rajgurunagar Sahakari Bank last change its Fixed Deposit rates?

Rajgurunagar Sahakari Bank Ltd. last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 12 Nov 2026: the general rate for above 3 years to 5 years · Below ₹15 lakh went from 7.00% to 7.25%. RateScan.in has tracked Rajgurunagar Sahakari Bank's rates since 26 Oct 2026.

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What fixed deposit (FD) tenures does Rajgurunagar Sahakari Bank offer?

Rajgurunagar Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “7 days to 90 days” to “above 5 years”.

Does Rajgurunagar Sahakari Bank pay different fixed deposit (FD) rates by deposit size?

Yes. Rajgurunagar Sahakari Bank Ltd.'s table lists separate bands: Below ₹15 lakh; ₹15 lakh and above. Each row shows the band it applies to.

Does Rajgurunagar Sahakari Bank pay more than the Post Office Time Deposit?

Rajgurunagar Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Rajgurunagar Sahakari Bank's 1-year FD rate rank?

Rajgurunagar Sahakari Bank Ltd.'s 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Rajgurunagar Sahakari Bank insured?

Deposits with Rajgurunagar Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Rajgurunagar Sahakari Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 2 Nov 2026. Rates can change without notice, so verify on the official Rajgurunagar Sahakari Bank website before investing.

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Good to know

  • Deposits with Rajgurunagar Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Rajgurunagar Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Rajgurunagar Sahakari Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Rajgurunagar Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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