As of 5 Oct 2026, Ballia District Central Co-operative Bank Ltd. offers up to 6.85% p.a. on its fixed deposit (FD) (1 year) for general customers and 7.35% p.a. (1 year) for senior citizens. Rates below are as published by the bank — confirm with DCB Ballia before investing.
Estimate returns at DCB Ballia (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 45 days |
3.50% | 3.50% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.50% | 4.50% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
91 to 180 days |
5.50% | 5.50% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
181 to 364 days |
5.75% | 5.75% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
1 year |
6.85% | 7.35% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 2 years |
6.80% | 7.30% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
Above 2 years to 3 years |
6.75% | 7.25% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
Above 3 years to 5 years |
6.70% | 7.20% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years to 10 years |
6.70% | 7.20% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Ballia District Central Co-operative Bank Ltd. offers up to 6.85% p.a. on its fixed deposit (FD) (1 year) for general customers and 7.35% p.a. (1 year) for senior citizens. Rates below are as published by the bank — confirm with DCB Ballia before investing.
As of 5 Oct 2026, Ballia District Central Co-operative Bank Ltd. offers 6.85% p.a. on a 1-year FD for general customers and 7.35% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ballia District Central Co-operative Bank Ltd., depending on the tenure.
Deposits with Ballia District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 20 Feb 2023. Rates can change without notice, so verify on the official DCB Ballia website before investing.
Deposits with Ballia District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official DCB Ballia website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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