Rates verified from official source

The Saibaba Nagari Sahakari Bank Maryadit, Shirdi Fixed Deposit interest rates · November 2026

Saibaba Nagari Sahakari Bank's best Fixed Deposit rate is 8.00% (25 months to 120 Months), 2.00 points below the best on the market (10.00%).

  • Seniors: up to 8.50% (25 months to 120 Months), 0.50 points above the general rate for that tenure.

What will my FD earn at Saibaba Nagari Sahakari Bank?

Estimated value after 1 year · before tax ₹5,35,930 7.00% p.a. · ₹35,930 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 Days to 29 Days
6.00% 6.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
30 Days
to 45 Days
5.75% 6.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
46 Days
to 90 Days
6.50% 7.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
91 Days to
180 Days
6.75% 7.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
181 Days
to 365 Days
7.00% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
13 Months
to 24 Months
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
25 months to
120 Months
8.00% 8.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026

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Saibaba Nagari Sahakari Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.00%
Before you book

Saibaba Nagari Sahakari Bank Fixed Deposit: frequently asked questions

What is the highest Saibaba Nagari Sahakari Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Saibaba Nagari Sahakari Bank Maryadit, Shirdi offers up to 8.00% p.a. on its fixed deposit (FD) (25 months to 120 Months) for general customers and 8.50% p.a. (25 months to 120 Months) for senior citizens. Rates below are as published by the bank. Confirm with Saibaba Nagari Sahakari Bank before investing.

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What is the Saibaba Nagari Sahakari Bank 1-year FD interest rate?

As of 14 Nov 2026, The Saibaba Nagari Sahakari Bank Maryadit, Shirdi offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Saibaba Nagari Sahakari Bank 2-year FD interest rate?

As of 14 Nov 2026, The Saibaba Nagari Sahakari Bank Maryadit, Shirdi offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Saibaba Nagari Sahakari Bank 3-year FD interest rate?

As of 14 Nov 2026, The Saibaba Nagari Sahakari Bank Maryadit, Shirdi offers 8.00% p.a. on a 3-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Saibaba Nagari Sahakari Bank 5-year FD interest rate?

As of 14 Nov 2026, The Saibaba Nagari Sahakari Bank Maryadit, Shirdi offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Saibaba Nagari Sahakari Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Saibaba Nagari Sahakari Bank Maryadit, Shirdi, depending on the tenure.

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When did Saibaba Nagari Sahakari Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Saibaba Nagari Sahakari Bank Maryadit, Shirdi's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.

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What fixed deposit (FD) tenures does Saibaba Nagari Sahakari Bank offer?

The Saibaba Nagari Sahakari Bank Maryadit, Shirdi's published fixed deposit (FD) rate table has 7 tenure bands, from “7 Days to 29 Days” to “25 months to 120 Months”.

Does Saibaba Nagari Sahakari Bank pay more than the Post Office Time Deposit?

The Saibaba Nagari Sahakari Bank Maryadit, Shirdi pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

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How does Saibaba Nagari Sahakari Bank's 1-year FD rate rank?

The Saibaba Nagari Sahakari Bank Maryadit, Shirdi's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Saibaba Nagari Sahakari Bank insured?

Deposits with The Saibaba Nagari Sahakari Bank Maryadit, Shirdi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Saibaba Nagari Sahakari Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Saibaba Nagari Sahakari Bank website before investing.

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Good to know

  • Deposits with The Saibaba Nagari Sahakari Bank Maryadit, Shirdi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Saibaba Nagari Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Saibaba Nagari Sahakari Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Saibaba Nagari Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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