The Merchants' Urban Co-operative Bank Ltd., Gadag Fixed Deposit interest rates · November 2026
What will my FD earn at Merchants' Urban Bank Gadag?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 90 days |
5.00% | 5.50% | Any amount | 1 Mar 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
91 days to 179 days |
6.00% | 6.50% | Any amount | 1 Mar 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
180 days to 364 days |
7.00% | 7.50% | Any amount | 1 Mar 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
1 year to 2 years |
8.50% | 9.00% | Any amount | 1 Mar 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
555 days 70th anniversary deposit (555 days) |
8.75% | 9.25% | Any amount | 1 Mar 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 2 years |
8.00% | 8.50% | Any amount | 1 Mar 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
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Merchants' Urban Bank Gadag FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
8.50%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); Kannada notice, rates from 01.03.2023 'for a limited period'; the 555-day deposit is from 01.03.2024
- Offered from 01.03.2024; Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); Kannada notice, rates from 01.03.2023 'for a limited period'; the 555-day deposit is from 01.03.2024
Before you book
Merchants' Urban Bank Gadag Fixed Deposit: frequently asked questions
What is the highest Merchants' Urban Bank Gadag Fixed Deposit interest rate?
As of 14 Nov 2026, The Merchants' Urban Co-operative Bank Ltd., Gadag offers up to 8.75% p.a. on its fixed deposit (FD) (555 days) for general customers and 9.25% p.a. (555 days) for senior citizens. Rates below are as published by the bank. Confirm with Merchants' Urban Bank Gadag before investing.
What is the Merchants' Urban Bank Gadag 1-year FD interest rate?
As of 14 Nov 2026, The Merchants' Urban Co-operative Bank Ltd., Gadag offers 8.50% p.a. on a 1-year FD for general customers and 9.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Mar 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Merchants' Urban Bank Gadag 2-year FD interest rate?
As of 14 Nov 2026, The Merchants' Urban Co-operative Bank Ltd., Gadag offers 8.50% p.a. on a 2-year FD for general customers and 9.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Mar 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Merchants' Urban Bank Gadag 3-year FD interest rate?
As of 14 Nov 2026, The Merchants' Urban Co-operative Bank Ltd., Gadag offers 8.00% p.a. on a 3-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Mar 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Merchants' Urban Bank Gadag 5-year FD interest rate?
As of 14 Nov 2026, The Merchants' Urban Co-operative Bank Ltd., Gadag offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Mar 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Merchants' Urban Bank Gadag?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Merchants' Urban Co-operative Bank Ltd., Gadag, depending on the tenure.
When did Merchants' Urban Bank Gadag last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Merchants' Urban Co-operative Bank Ltd., Gadag's fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.
What fixed deposit (FD) tenures does Merchants' Urban Bank Gadag offer?
The Merchants' Urban Co-operative Bank Ltd., Gadag's published fixed deposit (FD) rate table has 5 tenure bands, from “30 days to 90 days” to “Above 2 years”.
Does Merchants' Urban Bank Gadag have special fixed deposit (FD) schemes?
The Merchants' Urban Co-operative Bank Ltd., Gadag's rate table lists these named schemes (1): 70th anniversary deposit (555 days). Check eligibility and end dates with the bank.
Does Merchants' Urban Bank Gadag pay more than the Post Office Time Deposit?
The Merchants' Urban Co-operative Bank Ltd., Gadag pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 8.50% (PO 6.90%), 2y 8.50% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Merchants' Urban Bank Gadag's 1-year FD rate rank?
The Merchants' Urban Co-operative Bank Ltd., Gadag's 1-year general FD rate of 8.50% ranks #8 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Merchants' Urban Bank Gadag insured?
Deposits with The Merchants' Urban Co-operative Bank Ltd., Gadag are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Merchants' Urban Bank Gadag rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Mar 2023. Rates can change without notice, so verify on the official Merchants' Urban Bank Gadag website before investing.
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Good to know
- Deposits with The Merchants' Urban Co-operative Bank Ltd., Gadag are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Merchants' Urban Bank Gadag is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Merchants' Urban Bank Gadag, depending on the tenure.
- Merchants' Urban Bank Gadag's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Merchants' Urban Bank Gadag website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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