Best 1 year FD rates · November 2026

The banks offering the highest fixed-deposit rate for a 1 year tenure, ranked.

Best 1 year FD rates

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies to
1 9.50% 365 days and above
2 9.50% 1 year to 2 years
3 9.00% 1 year to 4 years
4 9.00% 365 days to 1095 days
5 9.00% 1 year · Single deposit of ₹5 lakh and above
6 8.75% 1 year to less than 2 years
7 8.60% 1 year to less than 2 years
8 8.50% 12 months to 35 months
9 8.50% 1 year to less than 2 years
10 8.50% 1 year to 2 years
11 8.50% 12 months
12 8.45% 1 year and above upto 2 years
13 8.30% 365 days
14 8.25% 1 year to 2 years
15 8.25% 1 years to 2 years
16 8.25% 12 months to 23 months
17 8.25% 1 year to 2 years
18 8.25% 1 to 2 years
19 8.25% 1 year to less than 2 years
20 8.25% 1 year to less than 2 year
21 8.10% 1 year to 2 years
22 8.10% 365 days to 2 years
23 8.10% 1 year
24 8.00% 1 year to 2 years
25 8.00% 1 years
26 8.00% 365 days to 3 years
27 8.00% From 182 days to 365 days
28 8.00% 1 year to less than 3 years
29 8.00% 365 DAYS TO 36 MONTH
30 8.00% 1 year to 2 years
31 8.00% 1 year to 3 years
32 8.00% 1 years to 2 years
33 8.00% 365 days
34 8.00% 1 year to 3 years
35 8.00% 365 - 730 days
36 8.00% 12 months to less than 24 months
37 8.00% 1 year to Less than 2 year
38 8.00% 1 year to 2 years
39 8.00% 1 year to 2 years
40 8.00% 12 months to 12 months
41 8.00% 1 year - 3 years
42 8.00% 1 year to less than 3 years
43 8.00% 1 year to 2 years
44 8.00% 12 months to 24 months
45 8.00% 1 year to less than 3 years
46 8.00% 1 year to Less than 2 years
47 8.00% 1 year to less than 2 years
48 8.00% 1 years and above
49 8.00% 360 days to 719 days
50 8.00% 12 months to 24 months
51 8.00% 1 YEAR up to 3 YEARS
52 8.00% 1 year
53 8.00% 1 years to 2 years
54 8.00% 1 year to less than 2 year
55 8.00% 1 year
56 8.00% 1 year up to 2 years
57 8.00% 1 years and above
58 8.00% 1 year to less than 5 years
59 8.00% 1 year to less than 3 years
60 8.00% 1 year
61 8.00% 1 year to 2 years
62 7.90% 1 year to 3 years
63 7.85% 1 year up to less than 2 year
64 7.80% 1 year to less than 2 years
65 7.75% 12 months to 24 months
66 7.75% 1 to 2 years
67 7.75% 1 to 2 years
68 7.75% 365 days to 365 days
69 7.75% 1 years and above
70 7.75% 1 year to less than 2 years
71 7.75% 12 months to 24 months
72 7.75% 12 months to 36 months
73 7.75% 365 days
74 7.75% 12 months to 24 months
75 7.75% 12 months
76 7.75% 365 days to less than 2 years
77 7.75% 1 year to 2 years
78 7.75% 1 year to 3 years
79 7.75% 1 year to 3 years
80 7.75% 1 year to 2 years
81 7.75% 365 to 3 years
82 7.75% 1 year to less than 3 years
83 7.75% 1 year to less than 2 years
84 7.75% 1 year to less than 15 months
85 7.75% 1 year up to 3 years
86 7.75% 1 year up to 3 years
87 7.75% 1 YEAR AND ABOVE
88 7.75% 365 days
89 7.75% 12 months to 24 months
90 7.75% 1 year to less than 2 years
91 7.75% 1 to 3 years
92 7.70% 1 year to 3 years
93 7.65% Exactly 1 year
94 7.60% 1 year · FD Special Scheme (1 year)
95 7.60% 1 to 10 years
96 7.60% 1 year to less than 2 years
97 7.60% 1 year
98 7.60% 1 to 3 years
99 7.60% 12 months to less than 24 months
100 7.60% 365 days
101 7.60% 1 year to 3 years
102 7.60% 1 year to less than 3 years
103 7.60% 1 year to 18 months
104 7.60% 1 year to less than 3 year
105 7.50% 1 year and above
106 7.50% 1 year to 5 years
107 7.50% 1 year to below 2 year
108 7.50% 181 days to 1 year
109 7.50% Term (365 days)
110 7.50% 1 to 2 years
111 7.50% 365 days and above
112 7.50% 1 year
113 7.50% 1 year to 2 years
114 7.50% 1 year to less than 2 years
115 7.50% 1 year to 3 years
116 7.50% 1 year
117 7.50% 1 year to less than 3 years
118 7.50% 1 to 2 years
119 7.50% 1 year to 3 years
120 7.50% 1 to 2 years
121 7.50% 1 year to 2 years
122 7.50% 365 days to 24 months
123 7.50% 181 days to 365 days
124 7.50% 181 days to 1 year
125 7.50% 181 to 1 year
126 7.50% 1 year and above
127 7.50% 1 year and above
128 7.50% 1 to 2 years
129 7.50% 361 days to 730 days
130 7.50% 180 days to 1 year
131 7.50% 12 months to 24 months
132 7.50% 1 to 2 years
133 7.50% 1 year
134 7.50% 181 days to 365 days
135 7.50% 1 to 2 years
136 7.50% 365 days to 730 days
137
Samata Sahakari Bank Ltd.
Co-op Maharashtra
7.50% 1 year to less than 2 years
138 7.50% 181 days to 365 days
139 7.50% 1 year to 3 years
140 7.50% 1 YEAR TO LESS THAN 2 YEARS
141 7.50% 12 months
142 7.50% 365 days and above
143 7.50% 365 days to 2 years
144 7.50% 1 to 2 years
145
SSMS Bank, Athani
Co-op Karnataka
7.50% 1 year and above
146 7.50% 1 year
147 7.50% 1 YEARS to 2 YEARS
148 7.50% 181 days to 15 month
149 7.50% 276 days to 365 days
150 7.50% 1 year to less than 2 year
151 7.50% 1 year to 2 years
152 7.50% 1 year to less than 2 years
153 7.50% 1 year and above
154 7.50% 181 days to 365 days
155 7.50% 365 days · FDL deposit
156 7.50% 1 year to Less than 2 year
157 7.50% 1 YEAR to 4 YEARS
158 7.50% 1 year to 2 years
159 7.50% 1 year
160 7.50% 12 month and above
161 7.50% 12 months to Less than 36 months
162 7.50% 1 year to 2 years
163 7.50% 1 year to less than 2 years
164 7.50% 12 months to 23 months
165 7.50% 1 year to less than 3 years
166 7.50% 1 years and above
167 7.50% 12 months to less than 2 years
168 7.50% 1 year to less than 2 years
169 7.50% 1 year to 13 months
170 7.50% 1 to 2 years
171 7.50% 1 YEAR to less than 2 YEARS
172
Unity Small Finance Bank
Small Finance Nationwide
7.50% 12 months
173 7.50% 1 year to 2 years
174 7.50% 1 to 3 years
175 7.40% 1 year
176
Pravara Sahakari Bank Ltd.
Co-op Maharashtra
7.40% 1 year to less than 2 years
177 7.40% 1 year to 2 years
178 7.40% 181 days to 1 year
179 7.35% 1 year to less than 2 years
180 7.35% 12 months to under 24 months
181 7.35% 1 year to less than 2 years
182 7.35% 1 year to less than 2 year
183 7.30% 1 to less than 2 years
184
Jana Small Finance Bank
Small Finance Nationwide
7.30% >1 year - 2 years (730 days)
185
QNB (Q.P.S.C.) (India)
Foreign Maharashtra
7.30% 331 days to 365 days
186 7.30% 1 year to under 2 years
187 7.30% 1 to 2 years
188 7.30% 1 year to Less than 2 year
189 7.30% 1 to 2 years
190 7.25% 181 days to 365 days
191
Andaman & Nicobar State Co-operative Bank
Co-op Andaman and Nicobar Islands
7.25% 1 year to less than 5 years
192 7.25% 1 year to 2 years
193 7.25% 1 year to 2 years
194 7.25% 1 to 2 years
195 7.25% 1 year
196 7.25% 1 to 2 years
197 7.25% 12 months
198 7.25% 365 days · 365-day deposit
199 7.25% 181 days to less than 15 months
200 7.25% 1 to 2 years
201 7.25% 1 year to 3 years
202 7.25% 1 year to less than 2 years
203 7.25% 1 to 2 years
204 7.25% 1 year to less than 3 years
205 7.25% 1 year to less than 2 years
206 7.25% 12 months to 24 months
207 7.25% 01 year to 03 year
208 7.25% 12 months to 24 months
209 7.25% 181 DAYS TO 365 DAYS
210 7.25% 12 months to 18 months
211 7.25% 1 year to less than 2 years
212 7.25% 1 year to 2 years
213 7.25% 1 years to less than 02 years
214 7.25% 12 months to 24 months
215 7.25% 12 months to 24 months
216 7.25% 1 year to 2 years
217 7.25% 12 months to less than 24 months
218 7.25% 1 year to less than 2 years
219 7.25% 1 year to less than 2 years
220 7.25% 1 year
221 7.25% 12 months to 24 months
222 7.25% 181 days to 365 days
223
Suryoday Small Finance Bank
Small Finance Gujarat +5 states
7.25% 1 year
224 7.25% 12 months to less than 24 months · Amrutkumbh cumulative
225 7.25% 1 year to less than 3 years
226 7.25% 1 year to less than 2 years
227 7.25% 1 year to less than 2 years
228 7.25% 1 year to 2 years
229 7.25% 1 year to less than 2 years
230 7.25% 365 days
231 7.25% 1 year to less than 2 years
232 7.25% 1 year to less than 2 years
233 7.25% 12 months to less than 24 months
234 7.25% 1 year to less than 2 years
235 7.25% 1 year to less than 2 years
236 7.25% 1 year
237 7.25% 1 year
238 7.25% 1 year
239 7.25% 1 year to below 2 years
240 7.25% 365 days and above
241 7.25% 181 days to 1 year
242 7.25% 1 year to Less than 2 years
243 7.25% 1 year to less than 2 year
244 7.25% 12 months to less than 24 months
245 7.25% 12 months to 60 months
246 7.25% 1 year to below 2 years
247 7.25% 1 year to 3 years
248 7.25% 1 YEAR TO UNDER 2 YEARS
249 7.25% 1 year to less than 2 years
250 7.25% 1 year to less than 2 years
251 7.25% 1 year and Above
252 7.25% 1 YEAR TO 2 YEARS
253 7.25% 9 months to 26 months
254 7.25% 1 year
255 7.25% 1 year to less than 2 years
256 7.25% 12 months to 24 months
257 7.25% 12 months to 23 months
258 7.25% 365 days to 24 months
259 7.25% 1 year to less than 2 years
260
Ujjivan Small Finance Bank
Small Finance Nationwide
7.25% 1 year to < 2 years
261 7.25% 12 months · Monthly / quarterly interest payout (MIP / QIP)
262 7.25% 1 years to less than 2 years
263 7.25% 181 days to 1 year
264 7.20% 1 year
265 7.20% 1 year
266 7.20% 1 to 2 years
267 7.20% 365 days (12 months)
268 7.20% 12 months · Dhanalakshmi Deposit Scheme 2026 (19-10-2026 to 15-11-2026)
269 7.20% 1 year to less than 2 years
270 7.15% 1 year
271 7.15% 1 year to 5 year
272 7.15% 1 to less than 2 years
273 7.15% 12 months to 23 months
274 7.15% 1 year · Non-callable special slab (1 year)
275 7.15% 1 year to less than 2 years
276
AU Small Finance Bank
Small Finance Nationwide
7.10% 12 months 1 day to 15 months
277
Equitas Small Finance Bank
Small Finance Andhra Pradesh +17 states
7.10% 1 year to 443 days
278 7.10% 1 year to 2 years
279 7.10% 1 year · Non-callable deposit
280 7.10% 1 year to below 2 years
281 7.10% 1 to 2 years
282 7.10% 1 year
283
SBM Bank (India) Ltd.
Foreign Maharashtra
7.10% 365 days to 366 days
284 7.10% 12 months
285 7.10% 1 year to 2 years
286 7.10% 1 year
287 7.10% 12 months to 23 months
288 7.10% 1 year to less than 2 years
289 7.05% 365 days to 729 days
290 7.05% 1 year and above
291 7.05% 1 year to less than 15 months
292 7.05% 181 days to 1 year
293 7.05% 1 year to 2 years
294 7.05% 1 year (365 days)
295 7.00% 1 year
296 7.00% 1 year to 2 years
297 7.00% 181 days to 12 months
298
Andhra Pradesh Grameena Bank
Rural Andhra Pradesh
7.00% 1 year to < 2 years
299
Bandhan Bank
Private Nationwide
7.00% 1 year
300 7.00% 1 year to less than 2 years
301 7.00% 1 year to 2 years
302 7.00% 1 year to less than 2 years
303 7.00% 1 year to less than 2 years
304 7.00% 12 months to 18 months
305
Capital Small Finance Bank
Small Finance Chandigarh +7 states
7.00% 1 year to less than 5 years
306 7.00% 1 year to less than 2 years
307 7.00% 12 months to 25 months
308
Deutsche Bank India
Foreign Delhi +8 states
7.00% > 1 yr - 1.5 yrs
309 7.00% 1 year to less than 2 years
310 7.00% 1 year and above
311 7.00% 1 year to less than 2 years
312 7.00% 181 days to 1 year
313 7.00% 12 months to 14 months
314 7.00% 181 days to 1 years
315 7.00% 1 year to less than 13 months
316 7.00% 1 year to less than 3 years
317 7.00% 1 year to 399 days
318 7.00% 1 year
319 7.00% 1 year and above
320 7.00% 1 to 2 years
321 7.00% 1 years and above
322 7.00% 181 to 365 days
323 7.00% 1 to 3 years
324 7.00% 1 year to 2 years
325 7.00% For 1 year
326 7.00% 1 to 2 years
327 7.00% 365 days
328 7.00% 181 days to 365 days
329 7.00% 1 year TO 2 years
330 7.00% 1 year to 2 year
331 7.00% 1 to 3 years
332 7.00% 1 to 2 years
333 7.00% 1 year to less than 2 years
334 7.00% 1 year to 2 years
335 7.00% 1 year to Less than 2 year
336 7.00% 1 years and above
337 7.00% 1 to 2 years
338 7.00% 181 days to 365 days
339 7.00% 365 days to 729 days
340 7.00% 1 year to less than 2 years
341 7.00% 1 to 2 years
342 7.00% 1 year to 2 years
343 7.00% 12 months to 2 years
344 7.00% 12 months
345 7.00% 1 year to less than 2 year
346 7.00% 1 year and above upto 3 years
347 7.00% 1 to 2 years
348 7.00% 12 months to 24 months
349 7.00% 12 months or above
350 7.00% 1 year to less than 2 years
351 7.00% 181 days to 1 year
352 7.00% 365 to 454 days
353 7.00% 1 year to less than 2 years
354 7.00% 1 year to less than 2 years
355
Sonali Bank PLC (India)
Foreign West Bengal
7.00% 1 year to less than 2 years
356 7.00% 1 year to less than 2 years
357 7.00% 181 days to 1 year
358 7.00% 1 year
359 7.00% 1 year to 10 years
360 7.00% For 12 months (365 days)
361 7.00% For 12 month
362 7.00% 1 year to 3 years
363 7.00% 12 months to 23 months
364 7.00% 1 to 2 years
365 7.00% 1 years to 5 years
366 7.00% From 365 days to 554 days
367 7.00% 1 year
368 7.00% 12 months to 23 months
369 7.00% 12 months to 3 years
370 7.00% 12 months to 35 months
371 7.00% 12 months to 444 days
372 7.00% 365 days to 2 years
373 7.00% 1 year to less than 2 years
374 7.00% 181 days upto 1 year
375 7.00% 365 days to 730 days
376 7.00% 1 years to 2 years
377 7.00% 181 days to 1 year
378 7.00% 1 year to less than 3 years
379 7.00% 365 days to 365 days
380 7.00% 1 year to 3 years
381 7.00% 1 year to less than 3 years
382 7.00% 1 year to less than 2 years
383 7.00% 1 YEAR TO 2 YEARS
384 7.00% 1 year to 2 years
385 7.00% 1 year to 2 years
386 7.00% 182 days to 12 months
387 7.00% 181 days to 1 year
388 7.00% 1 YEAR TO 2 YEAR BELOW
389 7.00% 1 year to 2 years
390 7.00% 1 year to less than 15 months
391 7.00% 1 year (13 months) to below 2 years
392 7.00% 365 days to 1825 days
393 7.00% 365 days
394 7.00% 1 year to less than 3 years
395 7.00% 1 year
396 7.00% 365 days to 729 days
397 7.00% 1 year to 3 years
398
The Nagpur Nagarik Sahakari Bank Ltd.
Co-op Maharashtra +2 states
7.00% 12 to 18 months
399 7.00% 1 years to less than 2 years
400 7.00% 1 year to 5 years
401 7.00% 12 months to 36 months
402 7.00% 12 months to 48 months
403 7.00% 1 years to less than 2 years
404 7.00% 181 days to 365 days
405 7.00% 1 year to 3 years
406 7.00% 12 months - 15 months
407 7.00% 12 months to 21 months
408 7.00% 12 months upto 399 days
409 7.00% 181 days to 365 days
410 7.00% 1 year to less than 2 years
411 7.00% 365 days
412 7.00% 271 DAYS TO 15 MONTHS
413 7.00% 1 years to 03 years
414 7.00% 1 year and Above upto 3 years (Cumulative Interest)
415 7.00% 1 year to 2 years
416 7.00% 1 year to less than 2 years (upto 729 days)
417 7.00% 181 DAYS - 1 YEAR
418 7.00% 1 years to less than 2 years
419 7.00% 12 months to 24 months
420 7.00% From 1 year to 2 year
421 7.00% 181 days to 12 months
422 7.00% 12 MONTHS TO 24 MONTHS
423 7.00% 365 days to 1094 days
424 6.90% 1 year
425 6.90% 1 year and above
426
DCB Bank
Private Nationwide
6.90% 12 months to less than 15 months
427 6.90% 1 to 2 years
428 6.90% 365 days
429
6.90% 1 year (365 days)
430 6.90% 1 year to less than 2 year
431 6.90% 1 year to less than 2 years
432 6.90% 1 year to less than 2 years
433 6.90% 1 year
434
Post Office Savings Schemes
Government Scheme
6.90% 1 year
435 6.90% 1 to 2 years
436
RBL Bank
Private Nationwide
6.90% 365 days (12 months) to 500 days
437 6.90% 1 year to 15 months
438 6.90% 1 year to less than 2 years
439 6.90% 1 year
440 6.90% 1 year to less than 2 years
441
Agra Zilla Sahakari Bank Ltd.
Co-op Uttar Pradesh
6.85% 1 year
442 6.85% 1 year
443 6.85% 1 year
444 6.85% For 1 year
445 6.85% 1 years to 499 days
446 6.85% 1 year
447 6.85% For 1 year
448 6.85% 365 days
449 6.85% 1 year
450 6.85% 1 year
451 6.85% 1 year
452 6.85% 271 days to 365 days
453
Tamil Nadu Grama Bank
Rural Tamil Nadu
6.85% 1 year to less than 2 years
454 6.85% 12 MONTHS TO LESS THAN 18 MONTHS
455 6.85% 1 year to 2 years
456 6.85% 1 year up to 2 year (FD)
457
Zila Sahakari Bank Ltd. Basti
Co-op Uttar Pradesh
6.85% 1 year
458 6.80% 1 years to less than 2 years
459 6.80% 1 year
460 6.80% 1 year to 443 days
461 6.80% 1 to 2 years
462 6.80% 1 year to less than 2 years
463 6.80% 12 months to below 24 months
464 6.80% 211 days to 1 year
465 6.80% 1 year to less than 2 years
466 6.80% 1 year to less than 3 years
467 6.80% 1 year to Below 2 year
468 6.80% 364 to 729 days
469
Tamilnad Mercantile Bank
Private Nationwide
6.80% 1 year
470 6.80% 1 year to less than 2 years
471 6.80% 1 year to 3 years
472 6.80% 1 year to less than 2 years
473 6.80% 1 year to Less than 2 years
474 6.80% 1 year
475 6.80% 12 months to 24 months
476 6.80% 1 years to less than 2 years
477 6.80% 1 year to less than 2 years
478 6.80% 1 year
479 6.78% 1 year
480 6.75% 1 year
481 6.75% 1 year to Less than 2 year
482 6.75% From 181 days to 365 days
483 6.75% 1 year
484 6.75% 1 year to 554 days
485 6.75% 1 year to 3 years
486 6.75% 12 months to 24 months
487
Doha Bank Q.P.S.C. (India)
Foreign Maharashtra +1 state
6.75% 1 year to 399 days
488 6.75% 1 to 2 years
489 6.75% 271 days to 1 year
490 6.75% 12 months (365 days)
491
IndusInd Bank
Private Nationwide
6.75% 1 year to below 1 year 6 month
492 6.75% 1 year to 3 year
493 6.75% 1 year to less than 2 years
494 6.75% 1 year to less than 2 years
495 6.75% 1 year to less than 3 years
496 6.75% 1 to 2 years
497 6.75% 1 year to 5 years
498 6.75% 1 year to 2 years
499 6.75% 1 year to less than 3 years
500 6.75% 365 days to 15 months
501
Nagaland Rural Bank
Rural Nagaland
6.75% 1 year to less than 2 years
502 6.75% 1 year to less than 2 years
503 6.75% 1 year upto 2 years
504 6.75% 1 year to 554 days · Non-Cumulative
505
Shalini Sahakari Bank Ltd.
Co-op Maharashtra
6.75% 1 year to Less than 2 years
506
Shivalik Small Finance Bank
Small Finance Delhi +9 states
6.75% 12 months 1 day to less than 18 months
507 6.75% 1 YEAR TO less than 2 YEARS
508 6.75% 1 year
509 6.75% 1 year to less than 24 months
510 6.75% 1 year upto 2 years
511 6.75% 365 days (1 year)
512 6.75% 1 year exact
513 6.75% 1 years to less than 2 years
514 6.75% 12 months and above up to 36 months
515 6.75% 271 days to 365 days
516 6.75% 1 to 2 years
517 6.75% (4) 12 months & Above 12 months and up to 24 months
518 6.75% 1 year to 2 year
519 6.75% 1 year to 3 years
520 6.75% 12 months to 36 months
521 6.75% 1 year (365 days ) to 3 year (36 months)
522 6.75% 1 year and Above
523 6.75% 12 month
524 6.75% 1 year to less than 2 years
525 6.75% 1 year and up to 2 years
526 6.75% 1 YEAR to less than 2 YEARS
527 6.75% 365 days to 15 months
528 6.75% 1 year to less than 2 years
529 6.75% 1 year
530 6.75% 1 year to 3 years
531 6.75% 365 days upto 729 days
532 6.75% 1 year to less than 2 years
533 6.75% 1 years to 2 years
534 6.75% 1 year to less than 2 years
535 6.75% 181 days to 1 year
536 6.75% 181 days to 1 year
537 6.75% 12 months to 15 months
538 6.75% 181 days to 365 days
539 6.75% 1 years to 2 years
540 6.75% 1 year to less than 3 years
541 6.75% 1 year
542 6.75% For 1 year (365 days)
543 6.75% 12 MONTHS TO 24 MONTHS
544 6.75% 1 year to 3 years
545 6.75% 01 year to 02 years
546
TJSB Sahakari Bank Ltd.
Co-op Maharashtra +6 states
6.75% From 12 months to 24 months
547 6.75% 181 days to 1 year
548 6.75% 1 year
549 6.75% 1 year
550
Yes Bank
Private Nationwide
6.75% 12 months 1 day < 18 months
551
Apna Sahakari Bank Ltd.
Co-op Maharashtra
6.70% 365 days
552
Bank of India
Public Nationwide
6.70% Above 1 year to less than 2 years(Except 500 days)
553 6.70% 365 days to less than 2 years
554 6.70% 1 year
555
Mashreqbank PSC (India)
Foreign Maharashtra
6.70% 186 days to 390 days
556 6.70% 1 year to less than 2 years
557 6.70% 1 year
558 6.70% 1 year to 399 days
559 6.65% 1 year to less than 2 years
560
City Union Bank
Private Nationwide
6.65% 365 days to 443 days
561 6.65% 1 year to less than 2 years
562 6.65% 1 to 2 years
563 6.65% 365 days/ 12month/ One year
564 6.65% 365 days to 498 days
565 6.62% 12 months
566 6.60% 1 year
567 6.60% 1 year to less than 2 years
568 6.60% 1 to 2 years
569
GP Parsik Sahakari Bank Ltd.
Co-op Maharashtra +2 states
6.60% 12 months to 18 months
570 6.60% 1 year to 3 years
571 6.60% 1 year to less than 2 years
572 6.60% 271 days to 365 days
573
Puducherry Grama Bank
Rural Puducherry
6.60% 1 year to less than 2 years
574 6.60% 1 year
575
Standard Chartered India
Foreign Andhra Pradesh +17 states
6.60% 1yr - 376days*
576 6.60% 181 days to 365 days
577 6.60% 1 year to less than 2 years
578 6.60% 365 days
579 6.60% 1 year to less than 2 years
580 6.60% For 1 year
581 6.60% 1 year to 18 months
582 6.60% 1 year to 3 years
583
Bihar Gramin Bank
Rural Bihar
6.55% 1 year
584
Federal Bank
Private Nationwide
6.55% Above 1 year to less than 18 months
585 6.55% 1 year
586
Jammu & Kashmir Bank
Private Nationwide
6.55% 1 year to less than 18 months
587
Jammu and Kashmir Grameen Bank
Rural Jammu and Kashmir
6.55% 1 year to less than 18 months
588
Karur Vysya Bank
Private Nationwide
6.55% 1 year to up to 399 days
589 6.55% 1 year to less than 2 years
590 6.55% 1 year to less than 2 years
591 6.55% 1 year to less than 3 year
592
The J&K State Co-operative Bank Ltd.
Co-op Jammu and Kashmir
6.55% 365 days
593 6.51% 1 year to less than 2 years
594 6.50% From 1 year to 5 year
595 6.50% 1 year to less than 2 years
596 6.50% 181 days to 1 year
597 6.50% 365 days to less than 455 days
598 6.50% 1 year to less than 2 years
599 6.50% 12 months
600 6.50% 1 year to 3 years
601 6.50% 1 year and above
602
Chhattisgarh Gramin Bank
Rural Chhattisgarh
6.50% 1 year to less than 2 years
603 6.50% 1 year upto 2 year
604
Daman & Diu State Co-operative Bank
Co-op Dadra and Nagar Haveli and Daman and Diu
6.50% 1 to 2 years
605 6.50% 1 year or more but till 554 days
606 6.50% 1 year
607 6.50% 1 year
608 6.50% 301 days to upto 1 year
609 6.50% 1 year
610 6.50% 1 year to less than 2 years
611 6.50% 1 year
612
IDFC First Bank
Private Nationwide
6.50% 1 year – 370 days
613
Indian Overseas Bank
Public Nationwide
6.50% 1 year
614 6.50% 1 year to less than 2 years
615 6.50% 1 year to less than 2 years
616
Jivaji Sahakari Bank Ltd.
Co-op Maharashtra
6.50% 181 days to 12 months
617 6.50% One year
618 6.50% From 1 year to 2 year
619
Karnataka Bank
Private Nationwide
6.50% 1 year to less than 15 months
620
Karnataka Grameena Bank
Rural Karnataka
6.50% Above 1 year upto & inclusive 2 years
621
Kerala Gramin Bank
Rural Kerala
6.50% Above 1 year upto including 400 days
622
Krishna Bhima Samruddhi Local Area Bank Ltd.
Local Area Bank Telangana +2 states
6.50% 181 days to 365 days
623 6.50% 181 days to 1 year
624 6.50% 1 year to less than 2 years
625 6.50% 181 days to 395 days
626 6.50% 271 days to 365 days
627 6.50% 181 days to 365 days
628
Maharashtra Gramin Bank
Rural Maharashtra
6.50% 1 year
629
Manipur Rural Bank
Rural Manipur
6.50% Above 1 year to less than 2 years
630
Meghalaya Rural Bank
Rural Meghalaya
6.50% more than 1year and less than 3 years
631 6.50% 1 year
632 6.50% 12 months to less than 13 months
633 6.50% 181 days to 1 year
634 6.50% 365 days / 12 months / 1 year
635 6.50% 1 year to 3 years
636 6.50% 1 year to less than 2 years
637 6.50% 1 to 2 years
638 6.50% 1 year
639 6.50% 1 year to 2 year
640 6.50% 1 year to below 2 years
641 6.50% 1 year up to 2 year
642 6.50% 1 year and above
643 6.50% 12 months and above
644 6.50% 365 days
645
Slice Small Finance Bank
Small Finance Arunachal Pradesh +11 states
6.50% 6 months 1 day - 1 year
646 6.50% 211 days to 15 months
647 6.50% 1 YEAR TO 2 YEARS
648 6.50% 181 days to 1 year
649 6.50% 180 to 365 days
650 6.50% 1 year to less than 2 years
651 6.50% 12 months to 24 months
652 6.50% 1 year
653 6.50% 1 year and Above
654 6.50% 12 months (for 1 year)
655 6.50% 1 year to less than 2 years
656 6.50% 1 year to less than 2 years
657 6.50% 181 days to 365 days
658 6.50% 181 days to 1 year
659 6.50% 1 YEAR TO less than 3 YEARS
660 6.50% 181 days to 365 days
661 6.50% 1 year to less than 2 years
662 6.50% 12 months to 23 months
663 6.50% 1 year to less than 2 year
664 6.50% 91 days to 365 days
665 6.50% 181 days to 12 months
666 6.50% 12 months to 36 months
667 6.50% 1 year to less than 2 years
668 6.50% 1 year to less than 2 years
669 6.50% 365 days
670 6.50% 1 year to less than 2 years
671 6.50% 181 days to 365 days
672 6.50% 181 days to 1 year
673 6.50% 12 months to 23 months
674 6.50% 12 months to 35 months
675 6.50% 1 years to less than 2 years
676 6.50% 1 YEAR AND ABOVE
677 6.50% 1 year to less than 2 years
678 6.50% 181 days to 12 months
679 6.50% 365 days and above
680 6.50% 365 days
681 6.50% 181 days to 365 days
682 6.50% 12 month and upto 60 month
683 6.50% 12 months to 24 months
684 6.50% 1 years and above
685 6.50% 1 year to less than 2 years
686 6.50% 1 YEAR AND ABOVE UP TO 2 YEAR
687 6.50% 1 year
688 6.50% 1 year to 17 months
689 6.50% 1 year to 18 months
690 6.50% 181 days to 365 days
691 6.50% 181 days to 365 days
692 6.50% 181 DAYS UPTO 12 MONTHS
693 6.50% 1 year
694 6.50% 181 days to 1 year
695 6.50% 181 days to 12 months
696 6.50% 1 year
697 6.50% 181 days to 1 year
698 6.50% 1 year
699 6.50% 1 YEARS ABOVE
700 6.50% 1 year to less than 2 years
701 6.50% 1 year and above up to below 3 year
702 6.50% 1 year
703 6.50% Above 9 months upto 12 months
704 6.50% 91 days to 1 year
705 6.50% 365 days
706 6.50% 181 days to 1 year
707
Kotak Mahindra Bank
Private Nationwide
6.45% 365 days to less than 15 months
708 6.45% 1 to less than 2 years
709
Telangana Grameena Bank
Rural Telangana
6.45% 1 year to less than 2 years
710
Bank of Maharashtra
Public Nationwide
6.40% 365 days/ One Year
711 6.40% 1 year
712 6.40% 1 year
713
Canara Bank
Public Nationwide
6.40% 1 year & above to 1 year 3 months Only (Except 444 days)
714 6.40% 1 to 2 years
715
Himachal Pradesh Gramin Bank
Rural Himachal Pradesh
6.40% >1 year to 2 year
716
Mizoram Rural Bank
Rural Mizoram
6.40% 1 year to less than 2 years
717 6.40% 12 months - 15 months
718 6.40% From 12 months to 25 months
719 6.40% 1 year to less than 2 years
720 6.40% 12 months to 18 months
721
Tripura Gramin Bank
Rural Tripura
6.40% 1 year to less than 2 years
722 6.40% 1 to 2 years
723 6.40% 365 days to 365 days
724
Arunachal Pradesh Rural Bank
Rural Arunachal Pradesh
6.35% >1 year to <2 years
725 6.35% 365 days
726
6.35% 1 year
727
Gujarat Gramin Bank
Rural Gujarat
6.35% Above 1 year and up to 2 years
728
Rajasthan Gramin Bank
Rural Rajasthan
6.35% 1 year
729 6.30% 1 year to less than 2 years
730 6.30% 1 year to less than 2 years
731
Madhya Pradesh Gramin Bank
Rural Madhya Pradesh
6.30% 1 year
732 6.30% 1 year to Less than 2 years
733
Nainital Bank
Private Delhi +5 states
6.30% 1 year to less than 444 days
734
Punjab Gramin Bank
Rural Punjab
6.30% 1 year only
735 6.30% 365 days (1 year)
736 6.30% 1 year to less than 2 years
737 6.30% 1 year
738 6.30% 365 days to 365 days
739 6.25% 181 days to 12 months
740 6.25% 181 days to 365 days
741
Axis Bank
Private Nationwide
6.25% 1 year – 1 year 10 days
742 6.25% 1 year
743
Bank of Bahrain & Kuwait B.S.C. (India)
Foreign Maharashtra +2 states
6.25% 181 days up to 1 year
744
Bank of Baroda
Public Nationwide
6.25% 1 year
745 6.25% 1 year
746 6.25% 181 days to 1 year
747 6.25% 270 days upto 12 months
748 6.25% 181 day to 365 day
749
DBS Bank India
Foreign Andhra Pradesh +18 states
6.25% 1 year to 375 days
750 6.25% 181 days to 12 months
751
Dhanlaxmi Bank
Private Andhra Pradesh +15 states
6.25% 1 year and above up to & inclusive of 2 years
752 6.25% 1 year
753 6.25% 181 days to 1 years
754 6.25% 181 days to 365 days
755 6.25% 12 months to 18 months
756
Haryana Gramin Bank
Rural Haryana
6.25% Over 1 year to 449 days
757
HDFC Bank
Private Nationwide
6.25% 1 year to < 15 months
758
ICICI Bank
Private Nationwide
6.25% 1 year to < 18 months
759
IDBI Bank
Private Nationwide
6.25% >1 year to 2 years (except 555 days & 700 days)
760 6.25% 181 DAYS TO 13 MONTHS
761 6.25% 1 year to less than 3 years
762 6.25% 1 year to 2 years
763 6.25% 1 year to less than 2 year
764 6.25% 181 days to 365 days
765 6.25% 1 year to less than 2 years
766
Punjab National Bank
Public Nationwide
6.25% 1 year
767 6.25% 181 days to 365 days
768
South Indian Bank
Private Nationwide
6.25% 1 year
769 6.25% 181 days to 365 days
770 6.25% 181 days to 1 year
771
State Bank of India
Public Nationwide
6.25% 1 year to less than 2 years
772 6.25% 181 to 365 days
773 6.25% 301 days & upto 1 year
774 6.25% 181 days to 1 years
775 6.25% 1 years to 2 years
776 6.25% 1 year to less than 2 years
777 6.25% 1 year to Below 2 year
778 6.25% 1 year to 2 years
779
The Jain Sahakari Bank Ltd.
Co-op Maharashtra +1 state
6.25% 1 year to less than 2 years
780 6.25% 181 DAYS TO 365 DAYS
781 6.25% 1 year
782 6.25% 12 months to below 2 years
783 6.25% 222 days to 365 days
784 6.25% 12 MONTHS
785 6.25% 181 days to 365 days
786 6.25% 181 days to 365 days
787 6.25% 1 year to less than 18 months
788 6.25% Above 271 days to 365 days
789 6.25% 12 months to 15 months
790 6.25% For 1 year
791 6.25% 1 year to less than 2 years
792 6.25% Above 9 months to 12 months
793
The Zoroastrian Co-operative Bank Ltd.
Co-op Maharashtra +1 state
6.25% 1 year upto 15 months
794 6.25% 181 days to 1 year
795
Uttar Pradesh Gramin Bank
Rural Uttar Pradesh
6.25% 01 year
796
Uttarakhand Gramin Bank
Rural Uttarakhand
6.25% 1 year
797 6.25% 251 days to 400 days
798 6.20% 1 years to less than 2 years
799 6.20% 1 year
800 6.20% 181 days to 365 days
801
Union Bank of India
Public Nationwide
6.20% 1 year to 399 days
802 6.15% 181 to 12 months
803 6.15% 12 months to 36 months
804
Bombay Mercantile Co-operative Bank Ltd.
Co-op Maharashtra +1 state
6.15% 1 year to less than 2 years
805 6.15% 1 year to less than 3 years
806
Shikshak Sahakari Bank Ltd.
Co-op Maharashtra
6.15% 181 days to 1 year
807 6.15% 181 days upto 12 months
808 6.15% 1 year to less than 2 years
809
Central Bank of India
Public Nationwide
6.10% 1 year to less than 2 years
810 6.10% 365 days · FD365
811
Indian Bank
Public Nationwide
6.10% 1 year
812 6.10% 1 year to less than 2 years
813 6.10% 1 to 2 years
814
UCO Bank
Public Nationwide
6.10% 1 year
815
Odisha Grameen Bank
Rural Odisha
6.05% 1 year
816 6.05% 271 days to 1 year
817 6.00% 181 days to 399 days
818 6.00% 181 to 365 days
819 6.00% 1 years to less than 2 years
820 6.00% 181 days to 1 year
821 6.00% 181 days to 12 months
822 6.00% Above 181 days up to 1 year
823 6.00% 1 year
824
ESAF Small Finance Bank
Small Finance Nationwide
6.00% 183 days to 1 year
825 6.00% 90 days to 1 year
826 6.00% 271 days to 395 days
827 6.00% 7 months to 12 months
828 6.00% 1 year to less than 2 years
829 6.00% 181 days to 1 year
830 6.00% 1 YEAR
831 6.00% 181 days to 1 year
832 6.00% 365 days / 12 months / 1 year
833 6.00% 1 to 2 years
834 6.00% 181 days to 365 days
835 6.00% 365 days to 365 days
836 6.00% 181 days to 365 days
837 6.00% 181 days to 1 year
838 6.00% 181 days to 12 months
839 6.00% 271 to 366 days
840 6.00% 181 days to 365 days
841 6.00% 181 days to 1 year
842 6.00% 181 days to 12 months
843 6.00% 181 days - 1 year
844 6.00% 181 days to 365 days
845 6.00% 1 years to 2 years below
846 6.00% 1 year to less than 3 year
847 6.00% 181 days to 365 days
848 6.00% 181 days to 365 days
849 6.00% 1 YEAR up to 3 YEAR
850 6.00% 365 days to 3years
851 6.00% 6 months to 12 months
852 6.00% 181 days to 12 months
853 6.00% 181 days to 365 days
854 6.00% 181 days to 13 months
855 6.00% 12 months to 14 months
856 6.00% 181 days to 1 year
857 6.00% 181 days to 12 months
858 6.00% 181 days to 1 year
859 6.00% 365 days to less than 2 years
860 6.00% 1 year
861 6.00% 12 MONTHS AND ABOVE (MAXIMUM 120 MONTHS)
862 6.00% 181 days to 12 months
863 6.00% 1 years to less than 2 years
864 6.00% 12 months and above
865 6.00% 181 days to 1 year
866 6.00% 181 days to 1 year
867 6.00% 12 months to less than 14 months
868 6.00% 1 year to less than 2 years
869 6.00% 1 year to below 2 years
870 6.00% 181 to 1 year
871 6.00% 1 year
872 6.00% 181 days to 365 days
873 6.00% 181 days to 1 year
874 6.00% 181 days to 1 year
875 6.00% 181 days to 1 year
876 6.00% 181 days to 1 year
877 6.00% 1 year to 2 years
878 6.00% 181 to 365 days
879 6.00% 181 days to 395 days
880 6.00% 365 days to 365 days
881 6.00% 12 months to 36 months
882 6.00% 181 days to 365 days
883 6.00% 181 days to 365 days
884 6.00% 181 days up to 1 year
885 6.00% 181 days to 1 year
886 6.00% 181 days to 1 year
887 6.00% 1 year to less than 2 years
888 6.00% 181 days to 1 year
889 6.00% 1 year
890 6.00% 181 days up to 12 months
891
Utkarsh Small Finance Bank
Small Finance Nationwide
6.00% 181 days to 370 days
892 6.00% 181 days to 1 year
893
West Bengal Gramin Bank
Rural West Bengal
6.00% 1 year to 399 days
894 5.95% 181 days to 1 year
895 5.90% 211 days up to 1 year
896
Punjab & Sind Bank
Public Nationwide
5.85% 1 year
897 5.85% 181 days to 1 year
898 5.80% 180 days to 1 year
899 5.80% 181 days to 1 year
900 5.75% 1 year to 3 years
901 5.75% 1 to 2 years
902 5.75% 181 days to 365 days
903 5.75% 1 to 2 years
904 5.75% 180 to 366 days
905 5.75% 181 to 12 months
906 5.75% 1 to 2 years
907 5.75% 271 days to 1 year
908 5.75% 1 to 2 years
909 5.75% From 91 days to 1 year
910 5.75% 181 days to less than 15 months
911 5.75% 1 year to 2 year
912 5.75% 181 days to 12 months
913 5.75% 181 days to 12 months
914 5.75% 181 days to 365 days
915 5.75% 181 days to 12 months
916 5.75% 181 days to 394 days
917 5.75% 1 year to less than 2 years
918 5.75% 365 DAYS to 1825 DAYS
919 5.75% 181 days to 1 year
920 5.75% 181 days to 1 year
921 5.75% 181 days to 365 days
922 5.70% 201 to 399 days
923 5.65% 271 days to 1 year
924
Barclays Bank PLC (India)
Foreign Maharashtra
5.60% 365 days to 399 days
925 5.60% 1 year to Less than 2 year
926 5.50% 181 days to 394 days
927 5.50% 181 days to 12 months
928 5.50% 181 days to 1 year
929 5.50% 181 days to 365 days
930 5.50% 181 days to 12 months
931 5.50% 181 DAYS TO 1 YEAR
932 5.50% 181 days to 365 days
933 5.50% 181 days to 1 year
934 5.50% 181 days to 365 days
935 5.50% 181 days to 395 days
936
Pune Sahakari Bank Ltd.
Co-op Maharashtra
5.50% above 6 months to 13 months
937 5.50% 181 days to 365 days
938 5.50% 181 days to 365 days
939 5.50% 181 days to 365 days
940 5.50% Above 46 days up to 1 year
941 5.50% 181 days to 365 days
942 5.50% 181 days to 1 years
943 5.50% 181 days to 1 year
944 5.50% 181 days to 1 year
945 5.50% 6 month to 1 year
946 5.50% 181 days to 365 days
947 5.50% 181 days TO 365 days
948 5.50% 1 year to 3 years
949 5.50% 181 days to 365 days
950 5.50% 181 days to 365 days
951 5.50% 12 months to below 24 months
952 5.50% 181 days to 365 days
953 5.50% 252 days to 1 years
954 5.50% 12 months (1 year)
955 5.50% From 181 days to 365 days
956 5.50% 180 days to 365 days
957 5.50% 1 year
958 5.50% 181 DAYS TO 12 MONTH
959 5.50% 12 MONTHS AND UPTO 24 MONTHS
960 5.50% 181 days to 365 days
961 5.50% 181 days to 365 days
962 5.50% 91 days to 365 days
963 5.50% 101 days to 549 days
964 5.50% 12 month and above
965 5.50% 181 days to 12 months
966 5.50% 181 days to 1 years
967 5.50% 181 to 365 days
968 5.50% 181 days to 12 months
969
Vikas Sahakari Bank Ltd.
Co-op Maharashtra
5.50% 181 days to 1 year
970 5.50% 181 days to 365 days
971 5.35% 1 years to less than 2 year
972 5.31% 271 days to 365 days
973 5.30% 180-365 days
974 5.30% 1 to 2 years
975 5.30% 181 days to 365 days
976 5.30% 1 year to less than 2 years
977 5.25% 181 to 365 days
978 5.25% 180 days to 1 year
979
CSB Bank
Private Nationwide
5.25% 12 months to less than 13 months
980 5.25% 271 days to 365 days
981 5.25% 181 days to 365 days
982 5.25% 12 months to 36 months
983 5.25% 181 days to 12 months
984 5.25% 271 days to 365 days
985 5.25% 181 days up to 1 year
986 5.25% 181 days up to 12 month
987 5.25% 91 days to 365 days
988 5.25% 181 days to 12 months
989 5.15% 1 year
990 5.10% 1 to 2 years
991
Mizuho Bank, Ltd. (India)
Foreign Maharashtra
5.10% 346 days to 1 year
992
MUFG Bank, Ltd. (India)
Foreign Maharashtra
5.05% 271 days to 1 year
993
Arvind Sahakari Bank Ltd.
Co-op Maharashtra
5.00% 181 days to 365 days
994 5.00% 181 days to 365 days
995 5.00% 181 DAYS UPTO 365 DAYS
996 5.00% 181 days to 365 days
997 5.00% 181 days to 14 months
998 5.00% 181 days to 365 days
999 5.00% 191 day to 1 year
1000 5.00% 181 days to 365 days
1001 5.00% 1 year to below 2 years
1002 5.00% 181 days to 1 year
1003 5.00% 180 days to 1 year
1004 5.00% 181 days to 365 days
1005 5.00% 271 day to 365 day
1006 5.00% 181 days to 365 days
1007 5.00% 181 days to 12 months
1008 5.00% 191 day to 1 year
1009 5.00% 181 days to 12 months
1010 5.00% 181 days to 365 days
1011 4.95% 181 days to 365 days
1012 4.80% 91 days to 1 year
1013 4.75% 181 days to 365 days
1014 4.75% 01 year to 02 year
1015 4.75% 1 year to 2 years
1016 4.75% 290 days to 1 year
1017 4.56% 360 days to 365 days
1018 4.50% 181 days to 1 year
1019 4.50% 181 days to 365 days
1020 4.50% 30 DAYS to 12 months
1021 4.50% 181 days to 1 year
1022 4.50% 181 days to 365 days
1023 4.50% 181 days to 365 days
1024 4.50% 91 days to 1 year
1025
Bharati Sahakari Bank Ltd.
Co-op Maharashtra
4.30% 181 days upto 365 days
1026 4.25% 181 days to 12 months
1027
HSBC India
Foreign Andhra Pradesh +13 states
4.00% 365 days
1028 4.00% 1 year to less than 2 years
1029 4.00% 91 DAYS to 365 DAYS
1030
BNP Paribas (India)
Foreign Maharashtra
3.50% 181 days to 731 days
1031 3.50% 181 days to 365 days
1032
Bank of America, N.A. (India)
Foreign Maharashtra
3.15% 181 days to 365 days
1033
Citibank N.A. (India)
Foreign Maharashtra
1.75% 365 days to 400 days

Best FD rate by tenure

Tap a tenure for the full ranking

Looking for the best 1 year fixed deposit rate? A 1 year FD locks your money for 1 year at a rate fixed for the full term, so you know your maturity value the day you invest. As of 14 Nov 2026, the highest 1 year FD rate we track is 9.50% at Kattappana Urban Co-operative Bank Ltd..

Rates for this tenure differ sharply between banks: small finance and private banks often lead, public sector banks follow, so comparing is worth it. All banks below are RBI-licensed with DICGC cover up to ₹5 lakh per depositor. The table is ranked best-first for a general depositor below ₹3 crore; estimate your exact payout with the FD calculator or check senior citizen rates.

Frequently Asked Questions

What is the highest 1 year FD rate in India right now?

As of 14 Nov 2026, Kattappana Urban Co-operative Bank Ltd. offers the highest 1 year FD rate at 9.50% p.a. for general depositors. Other top options include Mudalagi Co-op Bank at 9.50% and Chatrapati Shivaji Maharaj Sahakari Bank at 9.00%. Always confirm the current rate on the bank's official website before investing.

Which type of bank offers the best 1 year fixed deposit rates?

Both private sector banks and small finance banks regularly offer competitive 1 year FD rates. Public sector banks tend to offer lower but historically stable rates backed by government ownership.

Do senior citizens get a better rate on 1 year FDs?

Yes. Senior citizens (aged 60+) typically earn 0.25%–0.75% p.a. more than the general rate. For 1 year FDs, Mudalagi Co-op Bank currently offers the highest senior citizen rate at 10.50% p.a. (as of 14 Nov 2026).

Is TDS deducted on 1 year fixed deposit interest?

Yes. Interest earned on FDs is fully taxable as income. Banks deduct TDS at 10% if your total FD interest from a single bank exceeds ₹40,000 in a financial year (₹50,000 for senior citizens). Submit Form 15G (general public) or Form 15H (senior citizens) if your total income is below the taxable threshold to prevent TDS deduction.

FD rates in India on 4 November 2026: what ₹5 lakh could earn
Rate changes on TelegramFollow the channel →