Rates verified from official source

Maharashtra Gramin Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Maharashtra Gramin Bank offers up to 6.70% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.20% p.a. (444 days) for senior citizens. Rates below are as published by the bank — confirm with MahaGB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 07 - 14 Days: 3.25% 15 - 30 Days: 3.25% 31 - 45 Days: 3.25% 46 - 90 Days: 4.50% 91 - 179 Days: 5.00% ​100 days · MahaGB 100 days: 5.10% 222 days · MahaGB 222 days: 6.25% 333 days · MahaGB 333 days: 6.35% 1 Year: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 1 Year to Less Than 2 Years: 6.25% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · MahaGB 444 days: 6.70% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 Years to Less Than 3 Years: 6.10% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 Years to Less Than 5 Years: 6.10% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 Years to 10 Years: 6.10% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m3m7m11m1y1y444d2y3y5y 3.253.253.254.505.005.106.256.356.506.256.706.106.106.10 General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

4.50%5%5.50%6%6.50%7%7.50% 91 - 179 Days: 5.50% (General: 5.00%) ​100 days · MahaGB 100 days: 5.60% (General: 5.10%) 222 days · MahaGB 222 days: 6.75% (General: 6.25%) 333 days · MahaGB 333 days: 6.85% (General: 6.35%) 1 Year: 7.00% (General: 5.75%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 1 Year to Less Than 2 Years: 6.75% (General: 6.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · MahaGB 444 days: 7.20% (General: 6.70%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 Years to Less Than 3 Years: 6.60% (General: 6.10%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 Years to Less Than 5 Years: 6.60% (General: 6.10%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 Years to 10 Years: 6.60% (General: 6.10%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 3m3m7m11m1y1y444d2y3y5y 5.505.606.756.857.006.757.206.606.606.60 Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

5%5.50%6%6.50%7%7.50% 91 - 179 Days: 5.50% (Senior: 5.50%) ​100 days · MahaGB 100 days: 5.60% (Senior: 5.60%) 222 days · MahaGB 222 days: 6.75% (Senior: 6.75%) 333 days · MahaGB 333 days: 6.85% (Senior: 6.85%) 1 Year: 7.00% (Senior: 6.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 1 Year to Less Than 2 Years: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · MahaGB 444 days: 7.20% (Senior: 7.20%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 Years to Less Than 3 Years: 6.60% (Senior: 6.60%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 Years to Less Than 5 Years: 6.60% (Senior: 6.60%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 Years to 10 Years: 6.60% (Senior: 6.60%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 3m3m7m11m1y1y444d2y3y5y 5.505.606.756.857.006.757.206.606.606.60 Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
07 - 14 Days
 3.25% — Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
15 - 30 Days
 3.25% — Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
31 - 45 Days
 3.25% — Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
46 - 90 Days
 4.50% — Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
91 - 179 Days
 5.00% 5.50% Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
​100 days
MahaGB 100 days
 5.10% 5.60% Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
222 days
MahaGB 222 days
 6.25% 6.75% Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
333 days
MahaGB 333 days
 6.35% 6.85% Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
180-Less than 1 year
 5.75% 6.25% Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
1 Year
 6.50% 6.25% Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Above 1 Year to Less Than 2 Years
 6.25% 6.75% Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
444 days
MahaGB 444 days
 6.70% 7.20% Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
2 Years to Less Than 3 Years
 6.10% 6.60% Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
3 Years to Less Than 5 Years
 6.10% 6.60% Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
5 Years to 10 Years
 6.10% 6.60% Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Tax Saver Schemes (For 5 Years to 10 Years)
Tax Saver FD
 6.10% 6.60% Below ₹2 crore
17 Jun 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Source ↗

MahaGB Fixed Deposit: frequently asked questions

What is the highest MahaGB Fixed Deposit interest rate?

As of 5 Oct 2026, Maharashtra Gramin Bank offers up to 6.70% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.20% p.a. (444 days) for senior citizens. Rates below are as published by the bank — confirm with MahaGB before investing.

What is the MahaGB 1 year FD interest rate?

As of 5 Oct 2026, Maharashtra Gramin Bank offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at MahaGB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Maharashtra Gramin Bank, depending on the tenure.

Is my fixed deposit (FD) with MahaGB insured?

Deposits with Maharashtra Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these MahaGB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 17 Jun 2026. Rates can change without notice, so verify on the official MahaGB website before investing.

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Good to know

Deposits with Maharashtra Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 17 Jun 2026 · Ingested 22 Sept 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official MahaGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.