The Ajara Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Ajara Urban Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
12 months to less than 24 months Amrutkumbh cumulative |
7.25% | 7.50% | Amount limits not stated | unavailable ✓ verified 13 Nov 2026 | official fetched 8 Nov 2026 |
24 months Dhan Varsha (24 months) |
7.75% | 8.00% | Amount limits not stated | unavailable ✓ verified 13 Nov 2026 | official fetched 10 Nov 2026 |
above 24 months to 36 months Amrutkumbh cumulative |
6.75% | 7.00% | Amount limits not stated | unavailable ✓ verified 13 Nov 2026 | official fetched 8 Nov 2026 |
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Ajara Urban Co-op Bank FD return examples
| Deposit | 1 year7.25% | Highest rate2 years7.75% |
|---|---|---|
| ₹50,000 | ₹53,725₹3,725 a year₹302/mo | ★₹58,296₹3,989 a year₹323/mo |
| ₹1 lakh | ₹1,07,450₹7,450 a year₹604/mo | ★₹1,16,593₹7,978 a year₹646/mo |
| ₹2 lakh | ₹2,14,899₹14,899 a year₹1,208/mo | ★₹2,33,186₹15,956 a year₹1,292/mo |
| ₹5 lakh | ₹5,37,248₹37,248 a year₹3,021/mo | ★₹5,82,964₹39,891 a year₹3,229/mo |
| ₹10 lakh | ₹10,74,495₹74,495 a year₹6,042/mo | ★₹11,65,928₹79,782 a year₹6,458/mo |
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.25%Before you book
Ajara Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Ajara Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Ajara Urban Co-operative Bank Ltd. offers up to 7.75% p.a. on its fixed deposit (FD) (24 months) for general customers and 8.00% p.a. (24 months) for senior citizens. Rates below are as published by the bank. Confirm with Ajara Urban Co-op Bank before investing.
What is the Ajara Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Ajara Urban Co-operative Bank Ltd. offers 7.25% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ajara Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Ajara Urban Co-operative Bank Ltd. offers 7.75% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ajara Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Ajara Urban Co-operative Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Ajara Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at The Ajara Urban Co-operative Bank Ltd., depending on the tenure.
When did Ajara Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Ajara Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 8 Nov 2026.
What fixed deposit (FD) tenures does Ajara Urban Co-op Bank offer?
The Ajara Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 3 tenure bands, from “12 months to less than 24 months” to “above 24 months to 36 months”.
Does Ajara Urban Co-op Bank have special fixed deposit (FD) schemes?
The Ajara Urban Co-operative Bank Ltd.'s rate table lists these named schemes (2): Amrutkumbh cumulative; Dhan Varsha (24 months). Check eligibility and end dates with the bank.
Does Ajara Urban Co-op Bank pay more than the Post Office Time Deposit?
The Ajara Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 2 of 3 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 6.75% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does Ajara Urban Co-op Bank's 1-year FD rate rank?
The Ajara Urban Co-operative Bank Ltd.'s 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Ajara Urban Co-op Bank insured?
Deposits with The Ajara Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Ajara Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Ajara Urban Co-op Bank website before investing.
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Good to know
- Deposits with The Ajara Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Ajara Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Ajara Urban Co-op Bank, depending on the tenure.
- Ajara Urban Co-op Bank's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Ajara Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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