Akola Janata Bank FD returns at a glance based on investment amount
Deposit
~1 year5.50%
~3 years6.60%
~5 years6.60%
~10 years6.75%
₹50,000
₹52,807₹229/mo
₹60,850₹275/mo
₹69,361₹275/mo
₹97,650₹281/mo
₹1 lakh
₹1,05,614₹458/mo
₹1,21,699₹550/mo
₹1,38,723₹550/mo
₹1,95,300₹563/mo
₹2 lakh
₹2,11,229₹917/mo
₹2,43,399₹1,100/mo
₹2,77,445₹1,100/mo
₹3,90,601₹1,125/mo
₹5 lakh
₹5,28,072₹2,292/mo
₹6,08,497₹2,750/mo
₹6,93,614₹2,750/mo
₹9,76,501₹2,813/mo
₹10 lakh
₹10,56,145₹4,583/mo
₹12,16,994₹5,500/mo
₹13,87,227₹5,500/mo
₹19,53,003₹5,625/mo
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare Akola Janata Bank Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Akola Janata Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.
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Simple interest (as labelled by the bank)
Compound interest (as labelled by the bank)
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Higher 1 year Fixed Deposit rates than Akola Janata Bank
Changes to Akola Janata Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 18 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Akola Janata Bank's fixed deposit (FD) rates has been recorded since tracking started on 18 Oct 2026.
Akola Janata Bank Fixed Deposit: frequently asked questions
What is the highest Akola Janata Bank Fixed Deposit interest rate?
As of 18 Oct 2026, The Akola Janata Commercial Co-operative Bank Ltd. offers up to 6.75% p.a. on its fixed deposit (FD) (Above 5 Years to 10 Years) for general customers and 7.25% p.a. (Above 5 Years to 10 Years) for senior citizens. Rates below are as published by the bank — confirm with Akola Janata Bank before investing.
What is the Akola Janata Bank 1-year FD interest rate?
As of 18 Oct 2026, The Akola Janata Commercial Co-operative Bank Ltd. offers 5.50% p.a. on a 1-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Sept 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Akola Janata Bank 2-year FD interest rate?
As of 18 Oct 2026, The Akola Janata Commercial Co-operative Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Sept 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Akola Janata Bank 3-year FD interest rate?
As of 18 Oct 2026, The Akola Janata Commercial Co-operative Bank Ltd. offers 6.60% p.a. on a 3-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Sept 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Akola Janata Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Akola Janata Commercial Co-operative Bank Ltd., depending on the tenure.
When did Akola Janata Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Akola Janata Commercial Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 18 Oct 2026.
What fixed deposit (FD) tenures does Akola Janata Bank offer?
The Akola Janata Commercial Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “1 Day to 45 Days” to “Above 5 Years to 10 Years”.
Does Akola Janata Bank have special fixed deposit (FD) schemes?
The Akola Janata Commercial Co-operative Bank Ltd.'s rate table lists these named schemes (1): Saral Tax Saving Fixed Deposit. Check eligibility and end dates with the bank.
Does Akola Janata Bank pay more than the Post Office Time Deposit?
The Akola Janata Commercial Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 5.50% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.60% (PO 7.10%). PO is the Post Office Time Deposit rate.
The Akola Janata Commercial Co-operative Bank Ltd.'s 1-year general FD rate of 5.50% ranks #237 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Akola Janata Bank insured?
Deposits with The Akola Janata Commercial Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Akola Janata Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 11 Sept 2026. Rates can change without notice, so verify on the official Akola Janata Bank website before investing.
Deposits with The Akola Janata Commercial Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Akola Janata Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Akola Janata Bank, depending on the tenure.
Akola Janata Bank's FD table includes 1 special schemes; check eligibility and end dates.
officialEffective 1 Feb 2023 · Ingested 18 Oct 2026 · Verified 18 Oct 2026 · View source
Informational only — always confirm the current rate on theofficial Akola Janata Bank websitebefore investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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