Best 5 years FD rates · November 2026

The banks offering the highest fixed-deposit rate for a 5 years tenure, ranked.

Best 5 years FD rates

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies to
1 10.00% Above 2 years
2 9.75% 60 months & Above
3 9.50% 365 days and above
4 9.50% above 3 years to 5 years
5 9.25% Above 4 years to 5 years
6 9.00% Above 3 years
7 9.00% Above 3 years to 5 years
8 9.00% Above 3 years
9 9.00% 730 days and above
10 9.00% Above 4 years
11 9.00% 3 years to 5 years
12 9.00% 1096 day to 9999 day
13 9.00% Above 3 years
14 9.00% Above 36 months
15 8.90% Above 3 years to 5 years
16 8.80% Above 2 years
17 8.75% above 2 years
18 8.75% 60 months to 120 months
19 8.60% Above 3 years
20 8.50% 3 years and above
21 8.50% 5 years and above
22 8.50% Above 3 years
23 8.50% 60 months · Dam Didpat (1.5x) deposit
24 8.50% above 15 months
25 8.50% above 3 years to 5 years
26 8.50% 3 YEARS TO 5 YEARS
27 8.50% 4 years to 5 years
28 8.50% 3 years to 5 years
29 8.50% 5 years and above
30 8.50% above 3 year to 5 years
31 8.50% 25 months and above ()
32 8.50% 5 years
33 8.50% 5 years to 10 years
34 8.50% Above 3 years
35 8.50% 60 months
36 8.50% Above 3 years
37 8.25% Above 3 years to 5 years
38 8.25% Above 3 years
39 8.25% 3 years and above
40 8.25% 731 - 3650 days
41 8.25% 5 years · Special 5 Year Deposit
42 8.25% 1096 days to 1825 days
43 8.25% Above 3 years - 5 years
44
Suryoday Small Finance Bank
Small Finance Gujarat +5 states
8.25% 5 years
45 8.25% 3 years 1 day to 10 years
46 8.25% Above 3 years up to 5 years
47 8.25% above 3 years
48 8.25% 3 years to 5 years
49 8.25% 3 years to 5 years
50 8.25% 2 years and above
51 8.25% Above 3 years to 5 years
52 8.15% 37 months and above
53 8.10% 37 months to 60 months
54 8.10% above 3 years to 5 years
55 8.10% above 3 years to 5 years
56 8.10% 5 years to 10 years
57 8.05% 3 years and above
58 8.05% 3 years and above
59 8.00% Above 40 months
60 8.00% More than 2 years up to 5 years
61 8.00% 5 years to less than 10 years
62
Krishna Bhima Samruddhi Local Area Bank Ltd.
Local Area Bank Telangana +2 states
8.00% Above 2 years up to 10 years
63 8.00% above 36 months
64 8.00% above 25 months
65 8.00% Above 3 years to 5 years
66 8.00% 5 years and above
67 8.00% 1096 days and above
68 8.00% 3 years and above
69 8.00% Above 2 years
70 8.00% Above 3 years to 5 years
71 8.00% 37 months upto 60 months
72 8.00% 2 years and above
73 8.00% 5 years and above
74 8.00% 1 years and above
75 8.00% From 1096 days to 2555 days
76 8.00% 37 months to 120 months
77 8.00% Above 2 years
78 8.00% above 3 years
79 8.00% Above 3 years
80 8.00% 37 months to 60 months
81 8.00% Above 2 years
82 8.00% 5 years and above
83 8.00% 3 years 1 day to 5 years
84 8.00% ABOVE 4 YEARS & UPTO 6 YEARS
85 8.00% 1 years and above
86 8.00% 25 months to 120 months
87 8.00% 5 year to 10 years
88 8.00% above 3 years to 5 years
89 8.00% 5 years to 10 years
90 8.00% 2 year to less than 10 year
91 8.00% 3 years to 5 years
92 8.00% 37 months and above
93 8.00% Above 3 years to 5 years
94 7.90% 3 year to 5 years
95 7.90% 37 months to 60 months
96 7.90% Above 12 months
97 7.90% above 3 years to 5 years
98 7.85% 1096 days to 1825 days
99 7.85% 36 months to 60 months
100
Jana Small Finance Bank
Small Finance Nationwide
7.77% >3 years - 5 years (1825 days)
101 7.75% 3 years and Above
102 7.75% 3 years and Above
103 7.75% 5 years and above
104 7.75% Above 3 years to 5 years
105 7.75% Above 5 years
106 7.75% 1 years and above
107 7.75% More than 36 months
108 7.75% Above 12 months
109 7.75% 37 month to 120 months
110 7.75% 1096 days to 1825 days
111 7.75% 720 days to 1825 days
112 7.75% 1096 days to 1825 days
113 7.75% above 3 years
114 7.75% Above 1 year
115 7.75% Above 3 years
116 7.75% 1 YEAR AND ABOVE
117 7.75% above 1 years to 5 years
118 7.75% 3 years 1 day to 5 years
119 7.75% Above 24 months
120 7.75% Above 3 years to 5 years
121 7.70% 5 years to 10 years
122 7.70% Above 3 years to 5 years
123 7.60% 1 to 10 years
124 7.60% 37 months to 60 months
125 7.60% Above 2 years
126 7.60% 3 YEARS up to 5 YEARS
127 7.60% Above 5 years
128 7.60% 3 years and above
129 7.60% 37 MONTHS TO 60 MONTHS
130
Arvind Sahakari Bank Ltd.
Co-op Maharashtra
7.50% Above 36 months to 60 months
131 7.50% 1 year and above
132 7.50% 1 year to 5 years
133 7.50% 60 months to 120 months
134
DCB Bank
Private Nationwide
7.50% 60 months to 61 months
135 7.50% 365 days and above
136 7.50% Above 3 years
137 7.50% MORETHAN 36 MONTH
138 7.50% 2 year to 5 years
139 7.50% 5 years and above
140 7.50% 36 months 1 day to 60 months · FDM / FDQ
141 7.50% above 2 years to 5 years
142 7.50% 5 year to 10 year
143 7.50% Above 36 months to 60 months
144 7.50% Above 2 years
145 7.50% 3 years and above
146 7.50% 3 years 1 day to 5 years
147 7.50% Above 3 years up to 5 years
148 7.50% 13 months to 60 months
149 7.50% Above 3 years
150 7.50% Above 3 year
151 7.50% 1 year and above
152 7.50% 1 year and above
153 7.50% 37 months and Above
154 7.50% 4 years and above
155 7.50% 60 months
156
Post Office Savings Schemes
Government Scheme
7.50% 5 years
157 7.50% 1096 days and above
158
Pune Sahakari Bank Ltd.
Co-op Maharashtra
7.50% above 25 months
159 7.50% Above 5 years
160 7.50% 24 months and above
161 7.50% 365 days and above
162 7.50% Above 2 years
163 7.50% 731 days to 1825 days
164 7.50% 5 years and above
165 7.50% 24 months to 60 months
166 7.50% above 3 years to 5 years
167 7.50% above 3 years
168 7.50% 3 YEARS TO 5 YEARS
169 7.50% Above 3 years to 5 years
170
SSMS Bank, Athani
Co-op Karnataka
7.50% 1 year and above
171 7.50% Above 36 months up to 60 months
172 7.50% above 2 years
173 7.50% 25 months to 60 months
174 7.50% above 36 months
175 7.50% Above 3 years and to 5 years
176 7.50% 37 months to 60 months
177 7.50% Above 3 years to till 5 years
178 7.50% 60 months and above
179 7.50% 3 years to less than 6 years
180 7.50% Above 24 months
181 7.50% Above 36 months
182 7.50% above 3 years
183 7.50% ABOVE 3 YEARS UPTO 10 YEARS
184 7.50% 1 year and above
185 7.50% 3 year to less than 10 year
186 7.50% above 3 years
187 7.50% Above 37 months to 60 months
188 7.50% 15 months to 5 years
189 7.50% 25 months to 60 months
190 7.50% above 730 days
191 7.50% Above 3 years
192
The Nagpur Nagarik Sahakari Bank Ltd.
Co-op Maharashtra +2 states
7.50% 60 months (Kamdhenu) · Kamdhenu Deposit Scheme (Tax Saving u/s 80C)
193 7.50% 5 years and above
194 7.50% 3 years to 5 years
195 7.50% Above 18 months
196 7.50% Above 1 year to 5 years
197 7.50% 37 months to 60 months
198 7.50% 12 month and above
199 7.50% 25 months and above
200 7.50% 25 months & above
201 7.50% 5 years to 10 years
202 7.50% 3 years and above
203 7.50% above 2 YEARS TO 5 YEARS
204 7.50% 1 years and above
205 7.50% Above 3 years
206 7.50% Above 2 years
207 7.50% Above 2 years to 5 years
208 7.40% Above 3 years upto 5 years
209 7.40% 3 years to 5 years
210 7.40% 3 years to 10 years
211 7.40% 38 months to 60 months
212 7.35% Above 36 months
213 7.35% 25 months to 60 months
214 7.30% 5 years to 10 years
215 7.30% 5 to 10 years
216
QNB (Q.P.S.C.) (India)
Foreign Maharashtra
7.30% 366 days and above
217 7.30% above 3 years
218 7.30% 3 years to 10 years
219 7.30% 37 months to 60 months
220 7.30% Above 3 years
221 7.30% 5 years and above · Special QIDR (quarterly interest deposit)
222 7.30% 3 years and above
223 7.30% 3 years & above
224 7.25% above 36 months
225 7.25% Above 3 years to 5 years
226 7.25% 37 months to 60 months
227 7.25% 24 months to 120 months
228 7.25% 13 months to 60 months
229 7.25% 37 months to 60 months
230 7.25% Above 3 years to 5 years
231 7.25% Above 5 years
232 7.25% 3 years and above
233
Jivaji Sahakari Bank Ltd.
Co-op Maharashtra
7.25% Above 36 months
234 7.25% 5 to 10 years · Tax Saving Deposit Scheme
235 7.25% Above 3 years
236 7.25% ABOVE 3 YEARS TO 5 YEARS
237 7.25% Above 5 years
238 7.25% Above 24 months
239 7.25% above 3 years to 5 years
240 7.25% Above 3 years
241 7.25% above 2 years
242 7.25% Above 5 years
243 7.25% Above 3 year upto 5 years
244 7.25% above 3 years to 5 years
245
Samata Sahakari Bank Ltd.
Co-op Maharashtra
7.25% 3 years and above
246 7.25% Above 5 years
247 7.25% Above 3 year to 5 years
248 7.25% 3 years to 5 years
249 7.25% 3 years and above
250
Slice Small Finance Bank
Small Finance Arunachal Pradesh +11 states
7.25% 3 years 1 day - 5 years
251 7.25% 36 months and above
252 7.25% Above 2 years
253 7.25% Above 3 years upto 5 years
254 7.25% Above 36 MONTHS
255 7.25% 3 years upto 5 years
256 7.25% 3 years to 5 years
257 7.25% 5 years and above
258 7.25% 2 years and above
259 7.25% Above 2 year
260 7.25% 37 months TO 60 months
261 7.25% above 1 year
262 7.25% Above 3 years
263 7.25% 36 months to 60 months
264 7.25% Above 2 year to 5 year
265 7.25% Above 36 months to 60 months
266 7.25% above 3 years to 5 years
267 7.25% Above 2 years
268 7.25% 365 days and above
269 7.25% Above 3 years to 5 years
270 7.25% above 3 years
271 7.25% 12 months to 60 months
272 7.25% 3 YEAR AND ABOVE
273 7.25% above 1 year · FDL deposit
274 7.25% Above 3 years to 7 years
275 7.25% 36 months to 60 months
276 7.25% 1096 days to 1825 days
277 7.25% 1 year and Above
278 7.25% 5 years to 10 years
279 7.25% above 3 years
280 7.25% Above 1 year
281 7.25% 48 months 1 day to 120 months
282 7.25% above 2 years
283 7.25% 5 years and above
284 7.25% 36 months to 120 months
285 7.25% 36 months and above
286 7.25% ABOVE 36 MONTHS TO 60 MONTHS
287 7.25% More than 3 years to 5 years
288 7.25% Above 3 years and upto 10 years
289 7.25% Above 2 year
290 7.25% 03 years to 05 years
291 7.25% 5 to 10 years
292 7.25% Above 3 years
293 7.25% Above 3 years
294 7.20% Above 36 months to 60 months
295 7.20% 5 years and above
296 7.20% 37 months to 60 months
297
Ujjivan Small Finance Bank
Small Finance Nationwide
7.20% >3 year 6 months- 5 years
298 7.20% 5 years and more
299 7.15% 1 year to 5 year
300 7.15% 03 year to 10 year
301 7.15% Above 3 years
302 7.15% 2 years and above
303 7.15% 37 months to 60 months
304 7.11% Above 3 year to 5 year · Finco Astha
305 7.10% Above 3 years to 5 years
306 7.10% 5 years and above
307 7.10% 5 to 10 years
308 7.10% 5 years and above
309 7.10% Above 24 months to 60 months
310 7.10% Above 2 years
311 7.10% Above 2 years to 5 years
312 7.10% Above 36 months to 60 months
313 7.10% 5 YEARS to 7 YEARS
314 7.10% above 3 years to 10 years
315 7.10% 5 YEARS TO 10 YEARS
316 7.10% 5 year to 10 years
317 7.10% Above 3 years (Cumulative Interest)
318 7.10% 3 year to 5 years
319 7.05% 5 to 10 years
320 7.05% 1 year and above
321 7.05% 5 years to less than 10 years
322 7.05% ABOVE 3 YEAR TO 5 YEAR
323 7.05% More than 2 years
324 7.05% 5 years and above
325 7.00% 5 year up to 10 year
326 7.00% After 3 years · Reinvestment deposit (compound interest)
327 7.00% 3 year and above
328 7.00% 3 years to less than equal to 5 years
329 7.00% Above 2 years to 10 years
330 7.00% 03 years and above upto 10 years
331 7.00% above 3 years to 5 years
332
Capital Small Finance Bank
Small Finance Chandigarh +7 states
7.00% 5 years and upto 10 years
333 7.00% 5 years to 10 years
334 7.00% 3 years and above
335 7.00% 5 years and above
336 7.00% above 3 years to 10 years
337 7.00% 3 years to 5 years
338 7.00% Above 3 years to 5 years
339 7.00% 2 years & Above
340
Equitas Small Finance Bank
Small Finance Andhra Pradesh +17 states
7.00% 4 years 1 day to 5 years
341 7.00% 1 year and above
342 7.00% Above 5 years
343 7.00% Above 3 years
344 7.00% More than 3 years for subsequent period
345 7.00% Above 37 months
346 7.00% 5 years and above
347 7.00% 1 year and above
348 7.00% 37 months to 5 years · Lump-sum deposit of ₹5 lakh or more
349 7.00% 5 to 10 years
350 7.00% 2 years and above
351 7.00% 1 years and above
352 7.00% Above 3 years
353 7.00% 5 years to 10 years
354 7.00% 5 year & Above
355 7.00% 3 to 10 years
356 7.00% Above 1 year
357 7.00% 3 to less than 5 years
358 7.00% 1 years and above
359
Pravara Sahakari Bank Ltd.
Co-op Maharashtra
7.00% 5 years and above
360 7.00% 13 months and above
361 7.00% Above 3 years to 5 years
362 7.00% Above 3 years
363 7.00% 3 years and above
364 7.00% Above 2 years
365 7.00% Above 4 years to 5 years
366
SBM Bank (India) Ltd.
Foreign Maharashtra
7.00% 1825 days
367
Shalini Sahakari Bank Ltd.
Co-op Maharashtra
7.00% 5 years to 10 years
368 7.00% 2 years to 10 years
369 7.00% 5 years and above
370 7.00% above 12 months
371 7.00% 12 months or above
372 7.00% 25 months and Above
373 7.00% above 36 months
374 7.00% 37 months to 60 months
375 7.00% 2 years to 5 years
376 7.00% 5 to 10 years
377 7.00% 5 years and above
378 7.00% 3 years and above
379 7.00% Above 3 years
380
Telangana Grameena Bank
Rural Telangana
7.00% 5 year to 10 years
381 7.00% Above 5 years
382 7.00% above 27 months
383 7.00% 1 year to 10 years
384 7.00% 37 months and above up to 60 months
385 7.00% Above 1 year to 5 years
386 7.00% above 3 years to 10 years
387 7.00% Above 3 years
388 7.00% 5 years to less than 8 years
389 7.00% Above 2 years to 5 years
390 7.00% 5 to 10 years
391 7.00% 1 years to 5 years
392 7.00% 5 year to 10 year
393 7.00% above 3 years
394 7.00% 5 years to 10 years
395 7.00% 37 months to 60months
396 7.00% 3 years 1 day to 5 years
397 7.00% 5 years to less than 8 years
398 7.00% 5 year to 10 year
399 7.00% 5 years and above
400 7.00% 4 years and above
401 7.00% 5 years to 10 years
402 7.00% Above 3 years
403 7.00% above 24 months to 60 months
404 7.00% 2 years and above
405 7.00% 24 month and above
406 7.00% Above 36 months
407 7.00% 1001 days and above
408 7.00% 3 years and above
409 7.00% Above 3 years
410 7.00% 3 years and above
411 7.00% above 3 years to 5 years
412 7.00% 5 years and above
413 7.00% 365 days to 1825 days
414 7.00% Above 2 years
415 7.00% 2 years to 10 years
416 7.00% above 24 months
417 7.00% Above 3 years
418 7.00% 5 years and above
419 7.00% 1 year to 5 years
420 7.00% 37 months to 120 months
421 7.00% above 36 months
422 7.00% 49 months to 10 years
423 7.00% Above 3 years and up to 120 months
424 7.00% Above 3 years
425 7.00% Above 36 months
426 7.00% Above 24 months
427 7.00% 3 YEAR ABOVE
428 7.00% above 3 years
429 7.00% 37 months to 60 months
430 7.00% above 24 months
431 7.00% Above 36 months to 60 months
432 7.00% 401 days upto 60 months
433 7.00% 3 years to 5 years
434 7.00% 1096 days to 10 years
435 7.00% Above 3 years upto 5 years
436 7.00% Above 3 years upto 5 years
437 7.00% 5 years and above up to 10 year
438 7.00% Above 2 years
439 7.00% 5 years and up to 10 years
440 7.00% 3 years and above
441
Utkarsh Small Finance Bank
Small Finance Nationwide
7.00% 4 years to 5 years
442 7.00% Above 24 months to 60 months
443 7.00% Above 3 years & upto 5 years
444
Vikas Sahakari Bank Ltd.
Co-op Maharashtra
7.00% Above 2 year upto 5 years
445 7.00% Above 2 years
446 7.00% above 18 months
447
Andaman & Nicobar State Co-operative Bank
Co-op Andaman and Nicobar Islands
6.95% 5 years to 10 years
448 6.90% 5 to 10 years
449 6.90% 1 year and above
450 6.90% 3 to 10 years
451 6.90% 3 years and above
452 6.90% Above 3 years to 5 years
453 6.90% Above 03 years UP to 05 years
454 6.85% Above 2 years to 5 years
455 6.85% above 36 months to 60 months
456 6.85% Above 12 months to 60 months
457 6.85% 36 months and above
458 6.85% Above 3 years to 10 years
459 6.85% 3 years to 10 years
460 6.85% 1825 days to 9999 days
461
Apna Sahakari Bank Ltd.
Co-op Maharashtra
6.80% 37 months to 60 months
462 6.80% 2 years to 10 years
463 6.80% 5 years to 10 years
464 6.80% Above 2 year
465 6.80% 3 years and above
466 6.80% 5 years upto 10 years
467 6.80% 5 years & upto 10 years
468 6.80% 5 years to 10 years
469 6.75% 33 months to less than 61 months
470 6.75% 5 years to 10 years
471
AU Small Finance Bank
Small Finance Nationwide
6.75% 60 months to 120 months
472 6.75% 5 years to 10 years
473 6.75% 556 days and above
474 6.75% Above 3 years upto 5 years
475 6.75% 2 year upto 5 year
476 6.75% 36 months to 60 months
477 6.75% Above 25 months
478 6.75% 3 years to 5 years
479
GP Parsik Sahakari Bank Ltd.
Co-op Maharashtra +2 states
6.75% Above 3 years to 5 years
480 6.75% 3 years up to 5 years
481 6.75% 5 years and above
482
IDFC First Bank
Private Nationwide
6.75% 3 years 1 day – 5 years
483
Jammu & Kashmir Bank
Private Nationwide
6.75% 5 years to 10 years
484
Jammu and Kashmir Grameen Bank
Rural Jammu and Kashmir
6.75% 5 years to 10 years
485 6.75% 731 to 1825 days
486 6.75% 37 MONTHS TO 5 YEARS
487 6.75% 5 years
488 6.75% 3 years and above
489 6.75% Above 3 years to 5 years
490 6.75% 5 years and above
491 6.75% 1 year to 5 years
492 6.75% 36 months up to 60 months
493 6.75% Above 3 years to 5 years
494 6.75% 5 years and above
495 6.75% 36 months to 10 years
496 6.75% above 3 years
497 6.75% 730 days to 1825 days
498 6.75% 2 year to less than 10 years
499 6.75% Above 3 years
500 6.75% 5 years and above
501 6.75% Above 3 years
502 6.75% 60 months and above
503 6.75% 13 months & Above
504 6.75% 5 years (Tax Saver u/s 80C) · Tax Saver (80C)
505 6.75% above 3 years
506 6.75% Above 2 year
507 6.75% Above 48 months - 60 months
508 6.75% 25 months to 120 months
509 6.75% Above 3 years
510 6.75% Above 1 year
511 6.75% Above 3 years & upto 5 years
512 6.75% Above 3 years upto 5 years
513 6.75% More than 36 months, up to 60 months
514 6.75% 5 years to 10 years
515 6.75% 36 months and above
516 6.75% Above 36 months to 10 years
517 6.75% Above 3 years to 5 years
518 6.75% Above 3 year to 5 years
519 6.75% Above 37 months
520 6.75% Above 48 months to 60 months
521 6.75% 1 year and Above
522 6.75% 5 years to 10 years
523 6.75% 2 years and above
524 6.75% 5 years and above
525 6.75% Above 3 years
526 6.75% 5 years to less than 10 years
527 6.75% Above 3 years
528 6.75% 3 YEAR TO 5 YEARS
529 6.75% Above 3 years to 5 years
530 6.75% 24 months to 120 months
531 6.75% 5 years to 10 years
532 6.75% Above 3 year
533 6.75% 5 years and up to 10 years
534 6.75% 5 years (Kalpavruksha, 80C) · Kalpavruksha (80C)
535 6.75% Above 36 month to 60 months
536 6.75% 37 MONTHS TO 60 MONTHS
537 6.75% above 48 months up to 10 years
538 6.75% 5 years and above
539 6.75% 24 MONTHS AND ABOVE UP TO 60 MONTHS
540 6.75% above 3 years and above
541 6.75% 13 months to 120 months
542 6.75% 5 years to 8 years
543 6.75% above 24 months
544 6.75% Above 3 years up to 10 years
545 6.75% 3 years to less than 6 years
546 6.75% Above 4 year up to 5 years
547 6.75% Above 2 years
548 6.75% Above 36 months to 5 years
549 6.75% above 36 months to 5 years
550
Unity Small Finance Bank
Small Finance Nationwide
6.75% >36 months - 60 months
551 6.75% 3 years and above
552
Yes Bank
Private Nationwide
6.75% 60 months 1 day to <= 120 months
553
Agra Zilla Sahakari Bank Ltd.
Co-op Uttar Pradesh
6.70% 5 to 10 years
554 6.70% 5 to 10 years
555 6.70% Above 5 years to 10 years
556 6.70% Greater than 36 up to 60 months
557 6.70% 5 years or more & less than 10 years
558 6.70% 5 to 10 years
559 6.70% More than 5 years to 10 years
560 6.70% 5 to 10 years
561 6.70% 5 to 10 years
562 6.70% 5 to 10 years
563 6.70% 5 to 10 years
564 6.70% 3 to 5 years
565 6.70% 5 years to 10 years
566
RBL Bank
Private Nationwide
6.70% 60 months to 120 months
567
Tamil Nadu Grama Bank
Rural Tamil Nadu
6.70% 5 years and above
568
Tamilnad Mercantile Bank
Private Nationwide
6.70% 3 years to 10 years
569 6.70% More then 25 months
570 6.70% Above 36 months to 120 months
571 6.70% Above 3 years to 5 years
572 6.70% 1825 days to 3650 days
573 6.70% Above 3 years to 5 years
574 6.70% Above 3 years to 5 years
575 6.70% 5 years and above · Pension Plan (simple interest)
576
Zila Sahakari Bank Ltd. Basti
Co-op Uttar Pradesh
6.70% Above 5 to 10 years
577 6.70% Above 3 years to 5 years
578
Andhra Pradesh Grameena Bank
Rural Andhra Pradesh
6.65% 2 years and above
579
IndusInd Bank
Private Nationwide
6.65% Above 3 years up to below 61 months
580
The J&K State Co-operative Bank Ltd.
Co-op Jammu and Kashmir
6.65% 3 years and above
581 6.65% Above 2 years to 5 years
582 6.65% Above 3 years to 5 years
583 6.65% 5 years and above
584
TJSB Sahakari Bank Ltd.
Co-op Maharashtra +6 states
6.65% Above 36 months to 120 months
585
Axis Bank
Private Nationwide
6.60% 5 years to 10 years
586 6.60% 1098 days and above
587 6.60% above 3 years
588
Bombay Mercantile Co-operative Bank Ltd.
Co-op Maharashtra +1 state
6.60% 5 years · Tax Saving Scheme
589
Dhanlaxmi Bank
Private Andhra Pradesh +15 states
6.60% Above 5 years upto & inclusive of 10 years
590 6.60% 5 to less than 10 years
591
Federal Bank
Private Nationwide
6.60% 3 years to 10 years
592 6.60% Above 3 years
593
HDFC Bank
Private Nationwide
6.60% 4 year 7 months 1 day <=5 years
594
ICICI Bank
Private Nationwide
6.60% 3 years 1 day to 5 years
595 6.60% 5 to 7 years
596 6.60% Above 5 years
597 6.60% Above 3 years - upto 5 years
598 6.60% Above 1095 days
599 6.60% Above 2 years to 5 years
600 6.60% Above 3 years to 5 years
601 6.60% 37 months to 60 months
602 6.60% Above 2 years
603 6.60% Above 3 years
604 6.60% 37 months to 60 months
605 6.60% Above 3 years to 5 years
606
City Union Bank
Private Nationwide
6.55% Over 3 years upto 5 years
607
Karur Vysya Bank
Private Nationwide
6.55% Above 3 years up to 5 years
608 6.55% 3 years and above
609 6.55% 5 years to less than 8 years
610 6.50% 5 years and above
611 6.50% From 1 year to 5 year
612 6.50% Above 3 years to 5 years
613 6.50% 5 years to less than 8 years
614 6.50% 5 years and Above
615 6.50% Above 5 years
616 6.50% 24 months and above · Reinvestment deposit
617 6.50% 5 years to 10 years
618 6.50% 5 to 10 years
619
Bharati Sahakari Bank Ltd.
Co-op Maharashtra
6.50% 5 years and above · Tax Saver (80C)
620 6.50% 3 years and above
621 6.50% 5 years to 10 years
622 6.50% Above 3 years to 5 years
623 6.50% Above 36 months upto 60 months
624 6.50% 1 year and above
625 6.50% 3 YEARS TO 5 YEARS
626 6.50% Above 3 years to 5 years
627 6.50% 25 months to 120 months
628 6.50% 5 years to 10 years
629
6.50% Above 3 years to 5 years
630
CSB Bank
Private Nationwide
6.50% Above 5 years to less than 7 years
631 6.50% 5 to less than 10 years
632 6.50% 5 years to 10 years
633 6.50% Above 5 years to 10 years
634 6.50% Above 5 years
635 6.50% Above 5 years
636 6.50% Above 3 years to 5 year
637 6.50% Above 4 years
638 6.50% 24 months 1 day to 60 months
639 6.50% 5 to 10 years
640 6.50% Above 3 years to 5 years
641 6.50% 5 years to up to 10 years
642 6.50% 5 to 10 years
643 6.50% Above 5 years
644 6.50% 3 years and above
645 6.50% Above 3 years to 5 years
646 6.50% Above 3 years
647 6.50% 5 years to below 10 years
648
Puducherry Grama Bank
Rural Puducherry
6.50% Above 5 years
649 6.50% 5 year to 10 years
650
Rajasthan Gramin Bank
Rural Rajasthan
6.50% 5 years and upto 10 years
651 6.50% 13 months and above
652 6.50% 5 years · Monthly Income Scheme (5 years)
653 6.50% Above 3 years
654 6.50% above 3 years
655 6.50% 3 years and Above
656 6.50% Above 48 months to 120 months
657 6.50% Above 36 months to 120 months
658 6.50% 1126 days to 1825 days
659 6.50% Above 1 year
660 6.50% Above 3year to 5 years
661 6.50% 1 year and above
662 6.50% 12 months and above
663 6.50% 5 to 10 years
664 6.50% 5 years to 10 years
665 6.50% 5 years and above
666 6.50% 3 yrs to less than 7 yrs
667 6.50% above 3 years to 5 years
668 6.50% 1 year and Above
669 6.50% 5 years to 10 years
670 6.50% Above 3 years to 5 years
671 6.50% above 778 days
672 6.50% 5 years to less than 8 years
673 6.50% 5 years and above
674 6.50% 5 years to less than 10 years
675 6.50% Above 36 months to 60 months
676 6.50% 25 months to 60 months
677 6.50% 5 years to 10 years
678 6.50% 5 years and above
679 6.50% 3 years to 5 years
680 6.50% above 3 years to 5 years
681 6.50% 36 months 1 day to 120 months
682 6.50% Above 36 months to 72 months
683 6.50% 3 years 1 day (36 months 1 day) to 5 years (60 months)
684 6.50% 2 years to 5 years
685 6.50% 5 years to less than 8 years
686 6.50% 5 years to 10 years
687 6.50% 3 years and above
688 6.50% above 3 years to 5 years
689 6.50% 5 years to 10 years
690 6.50% 3 years to 5 years
691 6.50% 5 years to 7 years
692 6.50% 1 YEAR AND ABOVE
693 6.50% Above 3 years
694 6.50% above 3 years to 5 years
695 6.50% 365 days and above
696 6.50% 3 YEARS TO 10 YEARS
697 6.50% 13 MONTH TO 60 MONTH
698 6.50% Above 36 months to 60 months
699 6.50% 12 month and upto 60 month
700 6.50% above 3 years to 5 years
701 6.50% 5 years up to 10 years
702 6.50% Above 36 month
703 6.50% 25 months to 120 months
704 6.50% 1 years and above
705 6.50% 37 months to 10 years
706 6.50% 5 years up to 10 years
707 6.50% 5 years and up to 10 years
708 6.50% 5 years to 10 years
709 6.50% 5 years and up to 10 years
710 6.50% Above 2 years
711 6.50% above 36 months up to 60 months
712 6.50% 1 YEARS ABOVE
713 6.50% ABOVE 37 MONTHS TO 60 MONTHS
714 6.50% 25 MONTHS TO 60 MONTHS
715 6.50% 5 years to 10 years
716 6.50% 3 years to 5 years
717 6.50% 5 years up to 10 years
718 6.50% Above 36 months and up to 120 months
719 6.50% ABOVE 36 MONTHS
720 6.50% Above 3 years
721
Tripura Gramin Bank
Rural Tripura
6.50% 5 years and upto 10 years (TAX Saving Scheme) · Tax Saver (80C)
722 6.50% 5 years to 10 years
723 6.50% 37 months and Above
724 6.50% Above 5 years to 10 years
725 6.50% above 3 years to 5 years
726 6.45% 2 years to 5 years
727
Daman & Diu State Co-operative Bank
Co-op Dadra and Nagar Haveli and Daman and Diu
6.45% 3 to 5 years
728 6.45% 60 months to 120 months
729 6.45% 3 to less than 5 years
730 6.40% 3 years and above
731
Bihar Gramin Bank
Rural Bihar
6.40% >3 years to 5 years
732 6.40% 3 years and above
733 6.40% above 3 years up to 5 years
734
Gujarat Gramin Bank
Rural Gujarat
6.40% Above 3 years and up to 5 years
735 6.40% 5 years and above
736
Karnataka Grameena Bank
Rural Karnataka
6.40% Above 3 years upto & inclusive 5 years
737
Kerala Gramin Bank
Rural Kerala
6.40% 5 years and above up to 10 years
738 6.40% 5 years to less than 10 years
739 6.40% 5 years to 10 years
740 6.40% 5 year to less than 10 years
741
Uttar Pradesh Gramin Bank
Rural Uttar Pradesh
6.40% 05 yrs to up to 10 yrs
742 6.35% above 3 years up to 10 years
743 6.35% 5 years and up to 10 years
744
Punjab National Bank
Public Nationwide
6.35% 1205 days to 5 years
745 6.35% 36 months to 60 months
746 6.35% Over 3 years to 5 years
747 6.35% above 3 years to 5 years
748 6.35% Above 3 years up to 5 years
749 6.35% Above 18 months 1 day
750 6.35% Above 3 years to 5 years
751 6.30% Above 3 years to 5 years
752
Bank of Baroda
Public Nationwide
6.30% Above 3 years and upto 5 years
753 6.30% 5 years to less than 8 years
754 6.30% 5 years to 10 years
755 6.30% 5 years to 10 years
756 6.30% 2 years to 5 years
757 6.30% 5 years upto 10 years
758 6.30% Above 36 months to 84 months
759 6.30% 5 years up to 10 years
760 6.30% 24 month 1 day to 60 month
761 6.30% Above 3 year up to 5 years
762 6.30% 5 years to 10 years
763 6.30% Above 3 years
764 6.30% 5 years and above
765 6.30% 37 months to 84 months
766 6.30% 40 months to 60 months
767 6.30% 5 years and above
768 6.26% 5 years and above
769 6.25% above 4 years to 5 years
770 6.25% Above 2 years to 5 years
771 6.25% 5 to 10 years
772
Canara Bank
Public Nationwide
6.25% 5 years & above to 10 years
773 6.25% 5 years and above
774
DBS Bank India
Foreign Andhra Pradesh +18 states
6.25% 5 years and above
775 6.25% above 36 months
776
Deutsche Bank India
Foreign Delhi +8 states
6.25% 5 yrs
777 6.25% 5 to less than 10 years
778 6.25% 5 to 10 years
779
Doha Bank Q.P.S.C. (India)
Foreign Maharashtra +1 state
6.25% Above 2 years to 5 years
780 6.25% 5 years and above
781 6.25% 3 years to 5 years
782
Haryana Gramin Bank
Rural Haryana
6.25% Over 3 years to 5 years
783
Himachal Pradesh Gramin Bank
Rural Himachal Pradesh
6.25% >3 year upto 5 year
784 6.25% 1824 days and Above
785 6.25% 5 years to 10 years
786
IDBI Bank
Private Nationwide
6.25% 5 years
787 6.25% Above 3 years
788 6.25% 3 years and above
789 6.25% 5 to 10 years
790 6.25% More than 3 year and upto 5 years
791
Kotak Mahindra Bank
Private Nationwide
6.25% 5 years and above upto and inclusive of 10 years
792
Meghalaya Rural Bank
Rural Meghalaya
6.25% 5 years and upto 10 years
793 6.25% 18 months to 5 years
794 6.25% Above 3 years
795 6.25% 5 years to 10 years
796 6.25% Above 3 years up to 5 years
797 6.25% 5 to less than 10 years
798 6.25% Above 3 years
799 6.25% Above 3 year
800 6.25% Above 36 months to 120 months
801 6.25% Above 2 years
802
Shivalik Small Finance Bank
Small Finance Delhi +9 states
6.25% 60 months 1 day to 120 months
803 6.25% Above 5 years
804 6.25% above 3 years
805
Standard Chartered India
Foreign Andhra Pradesh +17 states
6.25% 5yrs
806 6.25% 36 months and above
807 6.25% ABOVE 3 YEARS
808 6.25% Above 3 years to 10 years
809 6.25% 37 months to 60 months
810 6.25% 3 years to 10 years
811 6.25% 37 MONTHS & ABOVE
812 6.25% above 2 years
813 6.25% 3 years and above
814 6.25% above 36 months up to 60 months
815 6.25% 36 months to 120 months
816 6.25% 3 years to 10 years
817 6.25% 5 years and above
818 6.25% More than 3 years - upto 5 years
819 6.25% above 3 years to 5 years
820 6.25% above 36 months
821 6.25% Above 2 years to 5 years
822 6.25% 5 year and upto 10 years
823 6.25% 37 months to 120 months
824 6.25% 37 months to 60 months
825 6.25% 36 months to 60 months
826 6.25% 5 years to 10 years
827 6.25% above 36 months
828 6.25% 2 year and Above
829 6.25% Above 3 years
830 6.25% 51 months to 120 months
831 6.25% Above 3 years
832 6.25% 5 years to 10 years
833 6.25% 3 to 5 years
834
The Zoroastrian Co-operative Bank Ltd.
Co-op Maharashtra +1 state
6.25% Over 3 years up to 5 years
835 6.25% 37 months to 60 months
836 6.20% Above 5 years to 10 years
837 6.20% 5 years to less than 7 years
838
Mizoram Rural Bank
Rural Mizoram
6.20% 5 years and upto 8 years
839 6.20% 3 yrs to 5 yrs
840 6.20% Above 3 years to 5 years
841 6.20% 5 to 10 years
842 6.15% Above 36 months to 60 months
843 6.15% 5 years to 10 years
844
6.15% 5 years to 10 years
845 6.15% 5 years to 10 years
846
Karnataka Bank
Private Nationwide
6.15% Above 3 years to 5 years
847 6.15% 36 months to 60 months
848 6.15% 5 to 10 years
849 6.15% 3 years and above
850 6.10% 5 years and above
851 6.10% 5 years and above
852 6.10% 3 years upto 5 years
853 6.10% 5 years and above
854
Indian Overseas Bank
Public Nationwide
6.10% 3 years and above
855 6.10% 5 years to 10 years
856 6.10% 5 years and above
857
Maharashtra Gramin Bank
Rural Maharashtra
6.10% 5 years to 10 years
858 6.10% 5 years and up to 10 years
859 6.10% 37 month up to 60 month
860 6.10% Above 36 months upto 60 months
861
Arunachal Pradesh Rural Bank
Rural Arunachal Pradesh
6.05% >5 years to <8 years
862 6.05% 37 months and above
863 6.05% 5 years to 5 years
864 6.05% 5 years to 10 years
865
State Bank of India
Public Nationwide
6.05% 5 years and up to 10 years
866 6.05% 5 years to 10 years
867 6.05% 1825 days and up to 3650 days
868 6.05% 5 years to less than 10 years
869
Uttarakhand Gramin Bank
Rural Uttarakhand
6.05% 5 years to 10 years
870 6.05% Above 5 years
871 6.04% 5 years to 10 years
872
Barclays Bank PLC (India)
Foreign Maharashtra
6.03% 5 years to less than 6 years
873 6.00% 37 months and above
874 6.00% Above 2 years to 10 years
875 6.00% 3 years to 5 years
876 6.00% Over 1 year
877 6.00% 5 years and above
878
Bank of Bahrain & Kuwait B.S.C. (India)
Foreign Maharashtra +2 states
6.00% Above 3 years to 5 years
879
Bank of India
Public Nationwide
6.00% 5 years to less than 8 years
880 6.00% Above 18 month
881 6.00% Above 36 months to 60 months
882 6.00% 5 years to 10 years
883
Central Bank of India
Public Nationwide
6.00% 5 years to 10 years
884 6.00% Above 5 years
885
Chhattisgarh Gramin Bank
Rural Chhattisgarh
6.00% 5 years to less than 8 years
886 6.00% Above 2 years
887 6.00% 5 to less than 10 years
888
Indian Bank
Public Nationwide
6.00% 5 years
889 6.00% 5 years to upto 10 years
890 6.00% 5 years and above
891 6.00% 5 years to less than 8 years
892 6.00% above 3 years to 5 years
893
Madhya Pradesh Gramin Bank
Rural Madhya Pradesh
6.00% 5 years to 10 years
894 6.00% Above 3 years
895
Manipur Rural Bank
Rural Manipur
6.00% 5 years and above
896 6.00% 3 years and above
897 6.00% Above 36 months to 60 months
898 6.00% 3 year and above
899
Nagaland Rural Bank
Rural Nagaland
6.00% 5 years up to 10 years
900 6.00% 5 year to more than 5 year
901
Punjab Gramin Bank
Rural Punjab
6.00% > 3-5 years
902 6.00% Above 24 months
903 6.00% Above 3 years to 10 years
904 6.00% above 2 years
905 6.00% 2 years and above and up to 10 years
906 6.00% above 2 years
907 6.00% 12 MONTHS AND ABOVE (MAXIMUM 120 MONTHS)
908 6.00% 5 to 10 years
909 6.00% 5 years up to 10 years
910 6.00% 3 years and above
911 6.00% 12 months and above
912 6.00% 60 months to 120 months
913 6.00% Above 36 months to 120 months
914 6.00% 2 years and above
915 6.00% Above 3 years
916 6.00% 3 years 1 day to 5 years
917 6.00% 3 YEAR ABOVE - 5 YEAR
918 6.00% 5 years and above
919 6.00% 5 years to 10 years
920 6.00% Above 3 years
921 6.00% 5 years to less than 10 years
922 6.00% 1096 days to 1825 days
923 6.00% 5 years to less than 8 years
924
UCO Bank
Public Nationwide
6.00% above 3 years to 5 years
925 6.00% Above 2 years to 5 years
926
Union Bank of India
Public Nationwide
6.00% above 3 years to 10 years
927
West Bengal Gramin Bank
Rural West Bengal
6.00% 3 years 1 day to 5 years
928
Punjab & Sind Bank
Public Nationwide
5.95% 5 years
929 5.90% 5 to 10 years
930 5.90% 2 years and above
931 5.90% 5 years to less than 8 years
932 5.85% 1461 days to 1825 days
933
Bandhan Bank
Private Nationwide
5.85% 5 years to up to 10 years
934
Odisha Grameen Bank
Rural Odisha
5.85% 5 years to less than 8 years
935 5.80% 3 years and above
936
ESAF Small Finance Bank
Small Finance Nationwide
5.75% 5 years to 10 years
937 5.75% 40 months and upto 7 years
938 5.75% More than 30 months to 60 months
939 5.75% More than 3 years to below 10 years
940
Nainital Bank
Private Delhi +5 states
5.75% Above 3 years to 5 years
941 5.75% Above 24 months
942 5.75% Above 5 years
943 5.75% 36 months to 60 months
944
Shikshak Sahakari Bank Ltd.
Co-op Maharashtra
5.75% Above 3 yrs to 10 yrs
945 5.75% 5 years to 10 years
946 5.75% 365 DAYS to 1825 DAYS
947 5.70% Above 3 years up to 5 years
948
South Indian Bank
Private Nationwide
5.70% 5 years to less than 66 months
949 5.65% 3 years and above
950 5.65% Above 2 years
951 5.50% Above 36 months to 60 months
952 5.50% Above 2 years to 5 years
953 5.50% Above 2 years to 7 years
954 5.50% 3 years to 5 years
955 5.50% More than 37 months
956 5.50% 366 days and above
957 5.50% 12 month and above
958 5.40% 5 years to 10 years
959
Mizuho Bank, Ltd. (India)
Foreign Maharashtra
5.30% Above 2 years to 5 years
960 5.30% Above 3 years to 5 years
961 5.25% 3 years and above
962 5.25% 5 year to 10 year
963 5.25% Above 5 years
964 5.25% Above 3 years upto 10 years
965
MUFG Bank, Ltd. (India)
Foreign Maharashtra
5.20% Above 3 years
966 5.10% above 36 months
967
Bank of Maharashtra
Public Nationwide
5.00% Above 3 years to 5 years
968 5.00% 03 year to 10 year
969 5.00% Above 5 years to 7 years
970 5.00% 36 months to less than 120 months
971 5.00% 12 month 1 day to 5 years
972 5.00% Above 4 years
973 5.00% Above 3 years to 5 years
974 5.00% 37 months to 120 months
975 4.56% 366 days and above
976 4.50% 3 years and above
977
BNP Paribas (India)
Foreign Maharashtra
4.00% 1461 days to 1825 days
978 4.00% 3 YEAR up to 5 YEAR
979
Bank of America, N.A. (India)
Foreign Maharashtra
3.35% Above 2 years to 5 years
980
Citibank N.A. (India)
Foreign Maharashtra
1.75% 1096 days and above

Best FD rate by tenure

Tap a tenure for the full ranking

Looking for the best 5 years fixed deposit rate? A 5 years FD locks your money for 5 years at a rate fixed for the full term, so you know your maturity value the day you invest. As of 14 Nov 2026, the highest 5 years FD rate we track is 10.00% at Mudalagi Co-operative Bank Ltd..

Rates for this tenure differ sharply between banks: small finance and private banks often lead, public sector banks follow, so comparing is worth it. All banks below are RBI-licensed with DICGC cover up to ₹5 lakh per depositor. The table is ranked best-first for a general depositor below ₹3 crore; estimate your exact payout with the FD calculator or check senior citizen rates.

Frequently Asked Questions

What is the highest 5 years FD rate in India right now?

As of 14 Nov 2026, Mudalagi Co-operative Bank Ltd. offers the highest 5 years FD rate at 10.00% p.a. for general depositors. Other top options include Bilagi Pattan Sahakari Bank at 9.75% and Kattappana Urban Co-op Bank at 9.50%. Always confirm the current rate on the bank's official website before investing.

Which type of bank offers the best 5 years fixed deposit rates?

Both private sector banks and small finance banks regularly offer competitive 5 years FD rates. Public sector banks tend to offer lower but historically stable rates backed by government ownership.

Do senior citizens get a better rate on 5 years FDs?

Yes. Senior citizens (aged 60+) typically earn 0.25%–0.75% p.a. more than the general rate. For 5 years FDs, Mudalagi Co-op Bank currently offers the highest senior citizen rate at 11.00% p.a. (as of 14 Nov 2026).

Is TDS deducted on 5 years fixed deposit interest?

Yes. Interest earned on FDs is fully taxable as income. Banks deduct TDS at 10% if your total FD interest from a single bank exceeds ₹40,000 in a financial year (₹50,000 for senior citizens). Submit Form 15G (general public) or Form 15H (senior citizens) if your total income is below the taxable threshold to prevent TDS deduction.

FD rates in India on 4 November 2026: what ₹5 lakh could earn
Rate changes on TelegramFollow the channel →