FD rates in Maharashtra · November 2026
324 banks with a branch in Maharashtra, ranked by their best fixed-deposit rate.
Banks in Maharashtra, ranked by FD rate
General public · below ₹3 crore · Dataset refreshed 14 Nov 2026
| # | Bank | Rate | Applies to | Branches here |
|---|---|---|---|---|
| 1 | 9.25% | Above 24 months to 36 months | – | |
| 2 | 9.00% | above 1 year to 15 months | – | |
| 3 | 9.00% | 2 years | 1 | |
| 4 | 9.00% | 2 years to 3 years | – | |
| 5 | 8.75% | 36 months to 59 months | 4 | |
| 6 | 8.50% | 18 months · International Co-operative Year term deposit scheme (limited period) | 13 | |
| 7 | 8.50% | Above 3 years | – | |
| 8 | 8.50% | 60 months · Dam Didpat (1.5x) deposit | 1 | |
| 9 | 8.50% | 3 years | – | |
| 10 | 8.50% | above 3 years to 5 years | 13 | |
| 11 | 8.50% | 2 to 3 years | 218 | |
| 12 | 8.50% | 24 months · ACE Amrit Deposit (simple interest) | – | |
| 13 | 8.50% | 15 month 1 day to 27 month | – | |
| 14 | 8.50% | 13 months to 36 months | 9 | |
| 15 | 8.50% | 25 months and above () | 1 | |
| 16 | 8.50% | 2 years to less than 3 years | – | |
| 17 | 8.50% | Above 3 years | 1 | |
| 18 | 8.25% | Above 3 years | – | |
| 19 | 8.25% | 3 years 1 day to 5 years | 1 | |
| 20 | Suryoday Small Finance Bank
Small Finance  |
8.25% | 5 years | 33 |
| 21 | 8.25% | 3 years 1 day to 10 years | – | |
| 22 | 8.25% | above 2 years to 3 years | 6 | |
| 23 | 8.25% | above 3 years | 2 | |
| 24 | 8.25% | 13 months to 24 months · Simple interest, 13 to 24 months | 7 | |
| 25 | 8.10% | above 3 years to 5 years | 9 | |
| 26 | 8.10% | 181 days · Diwali Special (limited period) | 1 | |
| 27 | 8.10% | 2 years 1 day to 3 years | 1 | |
| 28 | 8.10% | 5 years to 10 years | 2 | |
| 29 | Ujjivan Small Finance Bank
Small Finance |
8.10% | 3 year 1 day – 3 year 6 months | 68 |
| 30 | Utkarsh Small Finance Bank
Small Finance |
8.10% | 666 days · 666-day Special | 84 |
| 31 | 8.00% | Above 60 months to 10 years | – | |
| 32 | CSB Bank
Private |
8.00% | 501 days · 501-day Special | 113 |
| 33 | ESAF Small Finance Bank
Small Finance |
8.00% | 800 days · 800-day Special | 75 |
| 34 | 8.00% | 15 months to less than 24 months | 1 | |
| 35 | 8.00% | 999 days · Special Deposit Scheme 999 days (simple interest) | 5 | |
| 36 | Jana Small Finance Bank
Small Finance |
8.00% | 3 years (1095 days) | 94 |
| 37 | 8.00% | 13 months to 24 months | – | |
| 38 | 8.00% | 18 months · 18-month deposit (simple interest) | 3 | |
| 39 | 8.00% | 1826 days to 3650 days | 3 | |
| 40 | 8.00% | above 25 months | 13 | |
| 41 | 8.00% | 13 months · 13-month special deposit | – | |
| 42 | 8.00% | 270 days · Specific Tenor Scheme (270 days) | 6 | |
| 43 | Shivalik Small Finance Bank
Small Finance |
8.00% | 23 months 1 day to 27 months | 2 |
| 44 | 8.00% | 12 months to 12 months | 1 | |
| 45 | 8.00% | above 1 year to 2 years | 24 | |
| 46 | 8.00% | 366 days to 730 days | – | |
| 47 | 8.00% | 400 days | 1 | |
| 48 | 8.00% | above 2 years to 3 years | 22 | |
| 49 | 8.00% | 37 months to 120 months | 1 | |
| 50 | 8.00% | 995 days · 995-day deposit | 1 | |
| 51 | 8.00% | 555 days · Samruddhi deposit scheme | – | |
| 52 | 8.00% | 12 months to 24 months | 12 | |
| 53 | 8.00% | Above 60 months | 8 | |
| 54 | 8.00% | 2 years to 3 years | 1 | |
| 55 | 8.00% | 5 years and above | 28 | |
| 56 | 8.00% | 18 months · Deepjyoti Term Deposit (18 months) | – | |
| 57 | 8.00% | 25 months to 120 months | 6 | |
| 58 | 8.00% | 13 months to 24 months | – | |
| 59 | 8.00% | 366 days to 730 days | 12 | |
| 60 | Unity Small Finance Bank
Small Finance |
8.00% | 501 days · 501-day Special | 101 |
| 61 | 8.00% | 37 months and above | 1 | |
| 62 | 8.00% | Above 3 years to 5 years | – | |
| 63 | 7.90% | Above 12 months | – | |
| 64 | 7.90% | 27 months to 35 months | 1 | |
| 65 | 7.90% | above 3 years to 5 years | 1 | |
| 66 | 7.85% | 36 months to 60 months | 4 | |
| 67 | 7.75% | 1 year 1 day to 2 year | 6 | |
| 68 | DCB Bank
Private |
7.75% | 17 months to 20 months | 82 |
| 69 | Equitas Small Finance Bank
Small Finance |
7.75% | 888 days | 164 |
| 70 | 7.75% | Above 3 years to 5 years | – | |
| 71 | 7.75% | 15 months · 15-month deposit (simple interest) | 5 | |
| 72 | 7.75% | More than 36 months | 1 | |
| 73 | 7.75% | 37 month to 120 months | 30 | |
| 74 | 7.75% | 24 months · Dhan Varsha (24 months) | 31 | |
| 75 | 7.75% | 61 months to 120 months | 1 | |
| 76 | 7.75% | 366 days to less than 2 years | 1 | |
| 77 | 7.75% | 1 year up to 3 years | 6 | |
| 78 | 7.75% | 550 days · 550-day individual deposit | 1 | |
| 79 | 7.75% | above 1 years to 5 years | 1 | |
| 80 | 7.75% | 3 years 1 day to 5 years | 10 | |
| 81 | 7.75% | 2 years to less than 3 years | 21 | |
| 82 | 7.65% | Above 60 months to 120 months | 2 | |
| 83 | SBM Bank (India) Ltd.
Foreign |
7.65% | 548 days to 732 days | 1 |
| 84 | 7.60% | 25 months · Godavari Amrut (25 months) | 7 | |
| 85 | 7.60% | 1 year to 18 months | 8 | |
| 86 | 7.60% | 37 MONTHS TO 60 MONTHS | 3 | |
| 87 | 7.55% | 211 days · 211-day deposit | 1 | |
| 88 | 7.50% | 13 month to 3 years | 19 | |
| 89 | 7.50% | 365 days and above | 2 | |
| 90 | 7.50% | Above 3 years | 6 | |
| 91 | 7.50% | 14 months 1 day to 24 months | 20 | |
| 92 | 7.50% | 36 months 1 day to 60 months · FDM / FDQ | 2 | |
| 93 | 7.50% | 61 months to 120 months | 1 | |
| 94 | 7.50% | 5 year to 10 year | 7 | |
| 95 | 7.50% | 13 months to 36 months | – | |
| 96 | 7.50% | 1 to 2 years | 164 | |
| 97 | 7.50% | Above 2 years up to 3 years | 122 | |
| 98 | 7.50% | Above 12 months to 18 months | 24 | |
| 99 | Post Office Savings Schemes
Government Scheme |
7.50% | 5 years | 12628 |
| 100 | 7.50% | Above 13 months to 24 months | – | |
| 101 | 7.50% | 1096 days and above | 1 | |
| 102 | Pune Sahakari Bank Ltd.
Co-op |
7.50% | above 25 months | 2 |
| 103 | 7.50% | 181 days to 365 days | 80 | |
| 104 | 7.50% | 25 months 1 day · Sadhana Suvarnamahotsav Fixed Deposit | 23 | |
| 105 | 7.50% | 1 year to less than 2 years | 1 | |
| 106 | 7.50% | 24 months and above | – | |
| 107 | 7.50% | 366 days to 1125 days | 1 | |
| 108 | 7.50% | 500 days · Panchganga Fix Deposit | – | |
| 109 | 7.50% | above 13 months to 24 months | 14 | |
| 110 | 7.50% | above 3 years to 5 years | 7 | |
| 111 | 7.50% | above 36 months | – | |
| 112 | 7.50% | Above 2 years & upto 3 years | 1 | |
| 113 | 7.50% | above 3 years | – | |
| 114 | 7.50% | 25 months to 60 months | 3 | |
| 115 | 7.50% | 60 months (Kamdhenu) · Kamdhenu Deposit Scheme (Tax Saving u/s 80C) | 43 | |
| 116 | 7.50% | 2 years to less than 3 years | 8 | |
| 117 | 7.50% | 457 days to 1095 days | – | |
| 118 | 7.50% | 27 months to 36 months | 8 | |
| 119 | 7.50% | 2 years to less than 5 years | 1 | |
| 120 | 7.50% | 25 months and above | – | |
| 121 | 7.50% | 1 year to less than 2 years | 6 | |
| 122 | 7.50% | 25 months & above | 9 | |
| 123 | 7.50% | 18 months | 28 | |
| 124 | Vikas Sahakari Bank Ltd.
Co-op |
7.50% | Above 1 year upto 2 years | – |
| 125 | Bandhan Bank
Private |
7.45% | 2 years to less than 3 years | 143 |
| 126 | 7.45% | 900 days · Arihant 900 | 11 | |
| 127 | 7.45% | 24 months to 24 months | – | |
| 128 | AU Small Finance Bank
Small Finance |
7.40% | 30 months 1 day to 36 months | 205 |
| 129 | 7.40% | Above 1 years upto 3 years | – | |
| 130 | 7.40% | 1 year to less than 2 years | 1 | |
| 131 | 7.40% | Above 2 years to 3 years | – | |
| 132 | 7.35% | 555 days · Non-Cumulative | 2 | |
| 133 | 7.35% | 25 months to 60 months | 11 | |
| 134 | 7.33% | 1000 days · 1000-day deposit | – | |
| 135 | City Union Bank
Private |
7.30% | 556 days to 3 years | 37 |
| 136 | QNB (Q.P.S.C.) (India)
Foreign |
7.30% | 301 days to 330 days | – |
| 137 | 7.30% | 730 days | 351 | |
| 138 | 7.30% | 2 to 3 years | 98 | |
| 139 | 7.30% | 5 years and above · Special QIDR (quarterly interest deposit) | – | |
| 140 | 7.30% | above 12 months to 24 months · Monthly / quarterly interest payout (MIP / QIP) | 6 | |
| 141 | 7.25% | above 1 year to 2 years | – | |
| 142 | 7.25% | 181 days to 365 days | 1 | |
| 143 | 7.25% | above 36 months | 8 | |
| 144 | Dhanlaxmi Bank
Private |
7.25% | 1111 days · 1111-day Special | 23 |
| 145 | IDFC First Bank
Private |
7.25% | 500 days – 2 years | 157 |
| 146 | IndusInd Bank
Private |
7.25% | 2 years to 3 years | 286 |
| 147 | 7.25% | 1 year to 3 years | 1 | |
| 148 | 7.25% | 5 to 10 years · Tax Saving Deposit Scheme | 46 | |
| 149 | Karnataka Bank
Private |
7.25% | 15 months only | 60 |
| 150 | 7.25% | 12 months to 24 months | – | |
| 151 | 7.25% | 12 months to 18 months | 25 | |
| 152 | 7.25% | above 1 years to 3 years | 18 | |
| 153 | 7.25% | 1 year to 2 years | – | |
| 154 | 7.25% | 15 months to less than 18 months | 1 | |
| 155 | 7.25% | 2 years to Less than 3 years | 1 | |
| 156 | 7.25% | 14 months to below 16 months | 352 | |
| 157 | 7.25% | 1 year to 2 years | 4 | |
| 158 | 7.25% | 13 months to 24 months | – | |
| 159 | 7.25% | 36 months and above | – | |
| 160 | Tamilnad Mercantile Bank
Private |
7.25% | 567 days (TMB 567 Special Deposit scheme) · 567-day Special | 25 |
| 161 | 7.25% | 1 year to less than 2 years | – | |
| 162 | 7.25% | 3 years to 5 years | 18 | |
| 163 | 7.25% | 37 months TO 60 months | 6 | |
| 164 | 7.25% | 2 years 1 day to 3 years | – | |
| 165 | 7.25% | 3 years to 5 years | 5 | |
| 166 | 7.25% | 445 days | 126 | |
| 167 | 7.25% | Above 2 years to 3 years | 25 | |
| 168 | 7.25% | 12 months to 60 months | – | |
| 169 | 7.25% | above 12 months to 18 months | 13 | |
| 170 | 7.25% | 25 months to 36 months | 18 | |
| 171 | 7.25% | above 24 months to 36 months | 31 | |
| 172 | 7.25% | Above 60 months | 8 | |
| 173 | 7.25% | 2 years to 3 years | 29 | |
| 174 | 7.25% | 1 YEAR TO 2 YEARS | – | |
| 175 | 7.25% | 48 months 1 day to 120 months | 48 | |
| 176 | 7.25% | ABOVE 24 MONTHS TO 36 MONTHS | 1 | |
| 177 | 7.25% | 365 days to 24 months | 28 | |
| 178 | 7.25% | 555 days · 555-days Deposit Scheme | 1 | |
| 179 | 7.25% | Above 3 years and upto 10 years | 2 | |
| 180 | 7.25% | 2 years to less than 3 years (upto 1094 days) | 13 | |
| 181 | 7.25% | 499 days · 499-day special scheme | 16 | |
| 182 | Yes Bank
Private |
7.25% | 18 months 1 day < 24 months | 377 |
| 183 | Karur Vysya Bank
Private |
7.20% | 400 days · 400-day Special | 33 |
| 184 | 7.20% | Above 24 months to 36 months | 57 | |
| 185 | 7.20% | 12 months · Dhanalakshmi Deposit Scheme 2026 (19-10-2026 to 15-11-2026) | 9 | |
| 186 | 7.20% | Above 36 months to 60 months | 1 | |
| 187 | 7.20% | 444 days · Samruddhi Thev Yojna (444 days) | – | |
| 188 | Doha Bank Q.P.S.C. (India)
Foreign |
7.15% | 400 days | 1 |
| 189 | 7.15% | Above 2 years to 3 years | 27 | |
| 190 | 7.15% | 2 years to less than 3 years | 4 | |
| 191 | 7.15% | 37 months to 60 months | – | |
| 192 | 7.10% | Above 2 years to 3 years | 75 | |
| 193 | 7.10% | 1826 days to 3650 days | 4 | |
| 194 | 7.10% | 333 days · JSB Special Deposit Scheme | – | |
| 195 | 7.10% | Above 24 months to 36 months | 78 | |
| 196 | 7.10% | 2 years to less than 3 years | 1 | |
| 197 | 7.05% | More than 1 year to up to 2 years | 55 | |
| 198 | 7.00% | 1 year | 288 | |
| 199 | Central Bank of India
Public |
7.00% | 2222 days · Cent Green Deposit | 596 |
| 200 | 7.00% | 555 days | 34 | |
| 201 | Deutsche Bank India
Foreign |
7.00% | > 1 yr - 1.5 yrs | 13 |
| 202 | 7.00% | Above 1 year upto 15 months | 7 | |
| 203 | 7.00% | 1 year to less than 2 years | 22 | |
| 204 | 7.00% | More than 12 months to 18 months | 34 | |
| 205 | 7.00% | 366 days to 730 days | 15 | |
| 206 | 7.00% | 15 months 01 day – less than 16 months | 86 | |
| 207 | 7.00% | 1 years and above | 12 | |
| 208 | 7.00% | 1 year to less than 2 years | 290 | |
| 209 | 7.00% | above 12 months to 2 years | 13 | |
| 210 | RBL Bank
Private |
7.00% | 18 months to less than 60 months | 157 |
| 211 | 7.00% | 12 months to 2 years | 1 | |
| 212 | 7.00% | Above 1 yr to 2 yrs | 11 | |
| 213 | 7.00% | 1 years 1 day to 2 years | – | |
| 214 | 7.00% | above 36 months | 3 | |
| 215 | 7.00% | 444 days · 444-day Special | 31 | |
| 216 | 7.00% | 25 months to 36 months | 11 | |
| 217 | 7.00% | 1 year | 2 | |
| 218 | 7.00% | Above 2 years to 3 years | – | |
| 219 | 7.00% | 1 year to 10 years | 17 | |
| 220 | 7.00% | Above 15 months to 2 years | 78 | |
| 221 | 7.00% | 5 year to 10 year | 12 | |
| 222 | 7.00% | 25 months 1 day to 36 months | 1 | |
| 223 | 7.00% | 1 year to less than 3 years | 1 | |
| 224 | 7.00% | Above 2 years to 3 years | 82 | |
| 225 | 7.00% | 1 year to less than 3 years | 2 | |
| 226 | 7.00% | 2 years to less than 5 years | 21 | |
| 227 | 7.00% | 1 year to 5 years | – | |
| 228 | 7.00% | Above 2 years to 3 years | 1 | |
| 229 | 7.00% | 12 months to 48 months | 7 | |
| 230 | 7.00% | above 3 years | 15 | |
| 231 | 7.00% | Above 15 months to 3 years | 13 | |
| 232 | 7.00% | 1 years to 03 years | 1 | |
| 233 | 7.00% | Above 1 years to 36 months | – | |
| 234 | 7.00% | 3 years to less than 5 years | 31 | |
| 235 | TJSB Sahakari Bank Ltd.
Co-op |
7.00% | Above 24 months to 36 months | 141 |
| 236 | 7.00% | Above 1 year to 2 years | – | |
| 237 | 6.95% | Above 60 months | 18 | |
| 238 | Apna Sahakari Bank Ltd.
Co-op |
6.90% | 25 months to 36 months | 59 |
| 239 | 6.90% | Greater than 12 up to 18 months | 64 | |
| 240 | Mashreqbank PSC (India)
Foreign |
6.90% | 391 days to 2 years | 1 |
| 241 | Punjab & Sind Bank
Public |
6.90% | 500 days · 500-Day Special | 49 |
| 242 | 6.90% | Above 24 months to 36 months | – | |
| 243 | 6.90% | Above 1 year to 18 months | 39 | |
| 244 | 6.90% | 2 year to less than 3 years | 3 | |
| 245 | Bank of Baroda
Public |
6.85% | bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days | 1034 |
| 246 | Bank of India
Public |
6.85% | 500 days(BOI Akshay Fixed Deposit) · 500-day Special | 904 |
| 247 | 6.85% | 271 days to 365 days | 1 | |
| 248 | 6.85% | above 36 months to 60 months | 28 | |
| 249 | 6.85% | 12 MONTHS TO LESS THAN 18 MONTHS | 18 | |
| 250 | 6.80% | 2 years to less than 3 years | 32 | |
| 251 | Federal Bank
Private |
6.80% | 18 months | 145 |
| 252 | Indian Bank
Public |
6.80% | IND GROW (555 days) · IND GROW | 273 |
| 253 | 6.80% | 12 months to below 24 months | – | |
| 254 | Kotak Mahindra Bank
Private |
6.80% | 2 years- less than 3 years | 480 |
| 255 | Punjab National Bank
Public |
6.80% | 680 days | 510 |
| 256 | South Indian Bank
Private |
6.80% | 30 months | 42 |
| 257 | 6.80% | Above 1 year to 2 years | 10 | |
| 258 | Canara Bank
Public |
6.75% | 555 days ## · Canara 555 | 721 |
| 259 | 6.75% | 15 months to 24 months | – | |
| 260 | 6.75% | Above 3 years to 5 years | 87 | |
| 261 | Indian Overseas Bank
Public |
6.75% | 444 days · 444-day Special | 174 |
| 262 | Jammu & Kashmir Bank
Private |
6.75% | 888 days · 888-day Special | 23 |
| 263 | 6.75% | 2 year to less than 3 years | 72 | |
| 264 | 6.75% | 37 MONTHS TO 5 YEARS | 2 | |
| 265 | 6.75% | 365 days to 15 months | 16 | |
| 266 | 6.75% | 3 to 5 years | 81 | |
| 267 | 6.75% | 13 months & Above | 6 | |
| 268 | 6.75% | More than 18 months up to 24 months | 40 | |
| 269 | 6.75% | Above 5 years to 10 years | 37 | |
| 270 | 6.75% | 1 years to less than 2 years | 2 | |
| 271 | 6.75% | 13 months to 36 months | 21 | |
| 272 | 6.75% | above 12 months up to 24 months | 1 | |
| 273 | 6.75% | 14 months | 71 | |
| 274 | 6.75% | 15 months | 43 | |
| 275 | 6.75% | Above 3 years | – | |
| 276 | 6.75% | 1 year and up to 2 years | 1 | |
| 277 | 6.75% | 25 months to 36 months | 5 | |
| 278 | 6.75% | 13 months to 120 months | 15 | |
| 279 | 6.75% | 1 year to less than 3 years | – | |
| 280 | Maharashtra Gramin Bank
Rural |
6.70% | 444 days · MahaGB 444 days | 760 |
| 281 | 6.70% | Above 2 years to 3 years | 2 | |
| 282 | UCO Bank
Public |
6.70% | 535 days · UCO 535 | 193 |
| 283 | 6.70% | Above 18 months upto 24 months | 22 | |
| 284 | Bank of Maharashtra
Public |
6.65% | 400 days · 400-day special | 1192 |
| 285 | Axis Bank
Private |
6.60% | 2 years < 3 years | 805 |
| 286 | 6.60% | 1 to 2 years | 58 | |
| 287 | HDFC Bank
Private |
6.60% | 3 years 1 day to < 4 years 7 months | 1212 |
| 288 | ICICI Bank
Private |
6.60% | 3 years 1 day to 5 years | 1027 |
| 289 | 6.60% | 271 days to 365 days | – | |
| 290 | Standard Chartered India
Foreign |
6.60% | 1yr - 376days* | 24 |
| 291 | 6.55% | Above 24 months to 36 months | 100 | |
| 292 | IDBI Bank
Private |
6.55% | 1100 days · 1100-day Special | 591 |
| 293 | 6.55% | 1 year to less than 3 year | 31 | |
| 294 | Union Bank of India
Public |
6.55% | 555 days · 555-Day Special | 829 |
| 295 | 6.50% | 5 years and above · Tax Saver (80C) | 22 | |
| 296 | DBS Bank India
Foreign |
6.50% | 501 days to 540 days | 36 |
| 297 | 6.50% | Above 3 years | 6 | |
| 298 | 6.50% | 13 months and above | 1 | |
| 299 | 6.50% | above 1 year to 2 years | 18 | |
| 300 | 6.50% | Above 2 years to less than 3 years | 34 | |
| 301 | 6.50% | 16 months to 36 months | 1 | |
| 302 | 6.50% | 13 months · Bahujan Utkarsh Thev (13 months) | 13 | |
| 303 | 6.50% | Above 2 years to 3 years | – | |
| 304 | 6.50% | Over 2 years up to 3 years | 12 | |
| 305 | 6.50% | 13 months to 15 months | 13 | |
| 306 | State Bank of India
Public |
6.45% | 444 days (Amrit Vrishti) · Amrit Vrishti 444 days | 1892 |
| 307 | HSBC India
Foreign |
6.40% | 37 months to less than 48 months | 15 |
| 308 | 6.35% | 999 days · FD999 | 39 | |
| 309 | 6.30% | 2 years to 5 years | 4 | |
| 310 | 6.30% | Above 18 months to 36 months | 1 | |
| 311 | 6.15% | 2556 days to 3650 days | 1 | |
| 312 | 6.15% | 12 months to 36 months | 1 | |
| 313 | Barclays Bank PLC (India)
Foreign |
6.12% | 6 years to 7 years | 2 |
| 314 | 5.65% | 184 to 270 days | 1 | |
| 315 | 5.50% | 181 days to 365 days | 9 | |
| 316 | 5.50% | 1 year to 3 years | 11 | |
| 317 | Mizuho Bank, Ltd. (India)
Foreign |
5.40% | Above 15 months to 18 months | 2 |
| 318 | MUFG Bank, Ltd. (India)
Foreign |
5.20% | Above 1 year up to 2 years | 1 |
| 319 | 5.05% | Above 1 year to 3 years | – | |
| 320 | 4.56% | 360 days to 365 days | 1 | |
| 321 | BNP Paribas (India)
Foreign |
4.00% | 732 days to 1095 days | 3 |
| 322 | NatWest Markets Plc (India)
Foreign |
3.50% | 7 days to 14 days | 3 |
| 323 | Bank of America, N.A. (India)
Foreign |
3.45% | Above 5 years | 1 |
| 324 | Citibank N.A. (India)
Foreign |
2.00% | 46 days to 60 days | 8 |
324 banks we track have a branch in Maharashtra. 261 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 9.25% at The Yeola Merchants Co-operative Bank Ltd..
Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.
Best FD rate in Maharashtra by type of bank
The highest rate in each group, among banks with a branch here.
| Public | Central Bank of India | 7.00% | 2222 days |
| Private | CSB Bank | 8.00% | 501 days |
| Small Finance | Suryoday Small Finance Bank | 8.25% | 5 years |
| Rural | Maharashtra Gramin Bank | 6.70% | 444 days |
| Co-op | Maharashtra State Co-operative Bank | 7.05% | More than 1 year to up to 2 years |
| Co-op | Sangli District Central Co-operative Bank | 8.50% | 2 to 3 years |
| Co-op | The Yeola Merchants Co-operative Bank Ltd. | 9.25% | Above 24 months to 36 months |
| Foreign | SBM Bank (India) Ltd. | 7.65% | 548 days to 732 days |
| Government Scheme | Post Office Savings Schemes | 7.50% | 5 years |
FD rates in the districts of Maharashtra
Mumbai134 banks8.50%Pune122 banks8.25%Thane98 banks8.25%Kolhapur88 banks8.50%Nashik85 banks9.25%Satara71 banks8.50%Raigad70 banks8.50%Nagpur69 banks8.10%Aurangabad68 banks8.10%Sangli67 banks9.00%Solapur67 banks8.50%Ahmednagar60 banks8.75%Jalgaon55 banks8.25%Amravati52 banks9.00%Nanded46 banks8.10%Akola45 banks8.10%Ratnagiri44 banks8.50%Jalna42 banks8.10%Osmanabad42 banks8.10%Latur41 banks8.00%Dhule38 banks8.25%Yavatmal37 banks8.10%Beed36 banks8.50%Chandrapur36 banks8.10%
Frequently Asked Questions
Which bank has the highest FD rate in Maharashtra?
As of 14 Nov 2026, The Yeola Merchants Co-operative Bank Ltd. pays the highest FD rate among banks with a branch in Maharashtra: 9.25% a year for general depositors. Next are Mansing Co-op Bank at 9.00% and Agrasen Nagari Sahakari Bank at 9.00%. Confirm the current rate with the bank before you invest.
How many banks have a branch in Maharashtra?
324 of the banks RateScan.in tracks have at least one branch in Maharashtra, counted from RBI's IFSC list: 261 co-operative and regional rural banks, and 63 public, private, small finance and other banks.
Are FDs at co-operative banks in Maharashtra safe?
Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.
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