FD rates in Kolhapur · November 2026

88 banks with a branch in Kolhapur, ranked by their best fixed-deposit rate.

Banks in Kolhapur, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Kumbhi Kasari Sahakari Bank Ltd. Co-op	8.50%	3 years	–
2	The Aman Sahakari Bank Ltd., Ichalkaranji Co-op	8.50%	15 month 1 day to 27 month	–
3	The Kodoli Urban Co-op. Bank Ltd., Kodoli Co-op	8.50%	13 months to 36 months	9
4	Shri Yashwant Sahakari Bank Ltd., Kolhapur Co-op	8.25%	3 years 1 day to 5 years	1
5	The Ichalkaranji Merchants Co-operative Bank Ltd. Co-op	8.25%	above 2 years to 3 years	6
6	Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur Co-op	8.10%	above 3 years to 5 years	9
7	The Nandani Sahakari Bank Ltd., Nandani Co-op	8.10%	2 years 1 day to 3 years	1
8	The Youth Development Co-operative Bank Ltd., Kolhapur Co-op	8.10%	5 years to 10 years	2
9	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	2
10	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	1
11	CSB Bank Private	8.00%	501 days · 501-day Special	5
12	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	1
13	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	3
14	Janata Sahakari Bank Ltd., Ajara Co-op	8.00%	13 months to 24 months	–
15	Swatantrya Senani Late Shripal Alase (Kaka) Kurundwad Urban Co-operative Bank Ltd. Co-op	8.00%	above 1 year to 2 years	14
16	The Jaysingpur Udgaon Sahakari Bank Ltd., Jaysingpur Co-op	8.00%	12 months to 24 months	10
17	The Kolhapur Mahila Sahakari Bank Ltd. Co-op	8.00%	Above 60 months	8
18	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	6
19	DCB Bank Private	7.75%	17 months to 20 months	3
20	Equitas Small Finance Bank Small Finance	7.75%	888 days	7
21	Shree Warana Sahakari Bank Ltd., Warananagar Co-op	7.75%	37 month to 120 months	17
22	The Ajara Urban Co-operative Bank Ltd. Co-op	7.75%	24 months · Dhan Varsha (24 months)	21
23	The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal Co-op	7.75%	366 days to less than 2 years	1
24	The Shri Adinath Co-operative Bank Ltd., Ichalkaranji Co-op	7.75%	above 1 years to 5 years	1
25	The Vita Merchant's Co-operative Bank Ltd. Co-op	7.75%	2 years to less than 3 years	2
26	Hutatma Sahakari Bank Ltd., Walwa Co-op	7.50%	14 months 1 day to 24 months	3
27	Jivaji Sahakari Bank Ltd. Co-op	7.50%	13 months to 36 months	–
28	Kolhapur District Central Co-operative Bank Ltd. Co-op	7.50%	1 to 2 years	164
29	Post Office Savings Schemes Government Scheme	7.50%	5 years	563
30	Satyashodhak Sahakari Bank Ltd. Co-op	7.50%	24 months and above	–
31	Shree Panchganga Nagari Sahakari Bank Ltd. Co-op	7.50%	500 days · Panchganga Fix Deposit	–
32	The Abasaheb Patil Rendal Sahakari Bank Ltd., Rendal Co-op	7.50%	above 36 months	–
33	The Vishweshwar Sahakari Bank Ltd., Pune Co-op	7.50%	18 months	2
34	Bandhan Bank Private	7.45%	2 years to less than 3 years	2
35	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	2
36	Gadhinglaj Urban Co-operative Bank Ltd. Co-op	7.40%	Above 1 years upto 3 years	–
37	City Union Bank Private	7.30%	556 days to 3 years	2
38	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	7
39	IDFC First Bank Private	7.25%	500 days – 2 years	1
40	IndusInd Bank Private	7.25%	2 years to 3 years	14
41	Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. Co-op	7.25%	5 to 10 years · Tax Saving Deposit Scheme	26
42	Karnataka Bank Private	7.25%	15 months only	2
43	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	6
44	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	2
45	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	3
46	The Kolhapur Urban Co-operative Bank Ltd. Co-op	7.25%	12 months to 60 months	–
47	The Rajarambapu Sahakari Bank Ltd., Peth Co-op	7.25%	48 months 1 day to 120 months	7
48	The Shri Veershaiv Co-operative Bank Ltd., Kolhapur Co-op	7.25%	365 days to 24 months	22
49	Yes Bank Private	7.25%	18 months 1 day < 24 months	18
50	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	2
51	Dombivli Nagari Sahakari Bank Ltd. Co-op	7.10%	Above 2 years to 3 years	2
52	Maharashtra State Co-operative Bank Co-op	7.05%	More than 1 year to up to 2 years	1
53	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	6
54	Deutsche Bank India Foreign	7.00%	> 1 yr - 1.5 yrs	1
55	NKGSB Co-operative Bank Ltd. Co-op	7.00%	15 months 01 day – less than 16 months	5
56	Parshwanath Co-operative Bank Ltd., Kolhapur Co-op	7.00%	1 years and above	9
57	Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur Co-op	7.00%	above 12 months to 2 years	9
58	RBL Bank Private	7.00%	18 months to less than 60 months	27
59	Shikshak Sahakari Bank Ltd. Co-op	7.00%	Above 1 yr to 2 yrs	10
60	The Karad Urban Co-operative Bank Ltd. Co-op	7.00%	Above 2 years to 3 years	5
61	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	3
62	Apna Sahakari Bank Ltd. Co-op	6.90%	25 months to 36 months	6
63	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	1
64	The Kalyan Janata Sahakari Bank Ltd. Co-op	6.90%	Above 1 year to 18 months	1
65	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	34
66	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	49
67	Federal Bank Private	6.80%	18 months	19
68	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	3
69	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	10
70	Punjab National Bank Public	6.80%	680 days	11
71	South Indian Bank Private	6.80%	30 months	1
72	Canara Bank Public	6.75%	555 days ## · Canara 555	16
73	GP Parsik Sahakari Bank Ltd. Co-op	6.75%	Above 3 years to 5 years	5
74	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	5
75	Janata Sahakari Bank Ltd., Pune Co-op	6.75%	2 year to less than 3 years	7
76	Mahesh Sahakari Bank Ltd., Pune Co-op	6.75%	365 days to 15 months	1
77	Solapur Janata Sahakari Bank Ltd. Co-op	6.75%	More than 18 months up to 24 months	1
78	Maharashtra Gramin Bank Rural	6.70%	444 days · MahaGB 444 days	8
79	UCO Bank Public	6.70%	535 days · UCO 535	3
80	Bank of Maharashtra Public	6.65%	400 days · 400-day special	46
81	Axis Bank Private	6.60%	2 years < 3 years	12
82	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	34
83	ICICI Bank Private	6.60%	3 years 1 day to 5 years	50
84	IDBI Bank Private	6.55%	1100 days · 1100-day Special	30
85	Union Bank of India Public	6.55%	555 days · 555-Day Special	28
86	Bharati Sahakari Bank Ltd. Co-op	6.50%	5 years and above · Tax Saver (80C)	1
87	DBS Bank India Foreign	6.50%	501 days to 540 days	9
88	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	44

State

Tenure

Deposit amount

88 banks we track have a branch in Kolhapur. 48 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.50% at Kumbhi Kasari Sahakari Bank Ltd..

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Kolhapur by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Rural	Maharashtra Gramin Bank	6.70%	444 days
Co-op	Maharashtra State Co-operative Bank	7.05%	More than 1 year to up to 2 years
Co-op	Kolhapur District Central Co-operative Bank Ltd.	7.50%	1 to 2 years
Co-op	Kumbhi Kasari Sahakari Bank Ltd.	8.50%	3 years
Foreign	Deutsche Bank India	7.00%	> 1 yr - 1.5 yrs
Government Scheme	Post Office Savings Schemes	7.50%	5 years

Frequently Asked Questions

Which bank has the highest FD rate in Kolhapur?

As of 14 Nov 2026, Kumbhi Kasari Sahakari Bank Ltd. pays the highest FD rate among banks with a branch in Kolhapur: 8.50% a year for general depositors. Next are Aman Sahakari Bank at 8.50% and Kodoli Urban Co-op Bank at 8.50%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Kolhapur?

88 of the banks RateScan.in tracks have at least one branch in Kolhapur, counted from RBI's IFSC list: 48 co-operative and regional rural banks, and 40 public, private, small finance and other banks.

Are FDs at co-operative banks in Kolhapur safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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Banks in Kolhapur, ranked by FD rate

Best FD rate in Kolhapur by type of bank

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