FD rates in Nashik · November 2026

Q: Which bank has the highest FD rate in Nashik?

As of 14 Nov 2026, The Yeola Merchants Co-operative Bank Ltd. pays the highest FD rate among banks with a branch in Nashik: 9.25% a year for general depositors. Next are Suryoday at 8.25% and Ujjivan at 8.10%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Nashik?

85 of the banks RateScan.in tracks have at least one branch in Nashik, counted from RBI's IFSC list: 43 co-operative and regional rural banks, and 42 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Nashik safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

85 banks with a branch in Nashik, ranked by their best fixed-deposit rate.

Banks in Nashik, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	The Yeola Merchants Co-operative Bank Ltd. Co-op	9.25%	Above 24 months to 36 months	–
2	Suryoday Small Finance Bank Small Finance	8.25%	5 years	2
3	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	5
4	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	1
5	CSB Bank Private	8.00%	501 days · 501-day Special	4
6	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	1
7	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	6
8	Loknete Dattaji Patil Sahakari Bank Ltd., Lasalgaon Co-op	8.00%	1826 days to 3650 days	3
9	The Chandwad Merchant's Co-operative Bank Ltd. Co-op	8.00%	37 months to 120 months	1
10	The Manmad Urban Co-operative Bank Ltd. Co-op	8.00%	2 years to 3 years	1
11	The Muslim Co-operative Bank Ltd., Pune Co-op	8.00%	5 years and above	2
12	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	2
13	DCB Bank Private	7.75%	17 months to 20 months	3
14	Equitas Small Finance Bank Small Finance	7.75%	888 days	8
15	The Godavari Urban Co-operative Bank Ltd. Co-op	7.60%	25 months · Godavari Amrut (25 months)	6
16	The Pimpalgaon Merchants' Co-operative Bank Ltd. Co-op	7.55%	211 days · 211-day deposit	1
17	Deola Merchants' Co-operative Bank Ltd. Co-op	7.50%	365 days and above	2
18	Post Office Savings Schemes Government Scheme	7.50%	5 years	674
19	The Ojhar Merchants Co-operative Bank Ltd. Co-op	7.50%	457 days to 1095 days	–
20	Bandhan Bank Private	7.45%	2 years to less than 3 years	4
21	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	8
22	City Union Bank Private	7.30%	556 days to 3 years	2
23	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	9
24	IDFC First Bank Private	7.25%	500 days – 2 years	5
25	IndusInd Bank Private	7.25%	2 years to 3 years	13
26	Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. Co-op	7.25%	5 to 10 years · Tax Saving Deposit Scheme	2
27	Karnataka Bank Private	7.25%	15 months only	1
28	Rajlaxmi Urban Co-operative Bank Ltd. Co-op	7.25%	1 year to 2 years	–
29	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	13
30	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	1
31	The Business Co-operative Bank Maryadit, Nashik Co-op	7.25%	37 months TO 60 months	6
32	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	4
33	The Janalaxmi Co-operative Bank Ltd. Co-op	7.25%	Above 2 years to 3 years	21
34	The Nashik Road Deolali Vyapari Sahakari Bank Ltd. Co-op	7.25%	above 24 months to 36 months	31
35	Vishwas Co-operative Bank Ltd., Nashik Co-op	7.25%	499 days · 499-day special scheme	16
36	Yes Bank Private	7.25%	18 months 1 day < 24 months	32
37	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	1
38	Dombivli Nagari Sahakari Bank Ltd. Co-op	7.10%	Above 2 years to 3 years	2
39	The Nasik Merchants Co-operative Bank Ltd. Co-op	7.10%	Above 24 months to 36 months	62
40	Maharashtra State Co-operative Bank Co-op	7.05%	More than 1 year to up to 2 years	1
41	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	20
42	Janakalyan Sahakari Bank Ltd. Co-op	7.00%	More than 12 months to 18 months	8
43	NKGSB Co-operative Bank Ltd. Co-op	7.00%	15 months 01 day – less than 16 months	2
44	RBL Bank Private	7.00%	18 months to less than 60 months	2
45	The Bharat Co-operative Bank (Mumbai) Ltd. Co-op	7.00%	Above 15 months to 2 years	1
46	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	8
47	Apna Sahakari Bank Ltd. Co-op	6.90%	25 months to 36 months	1
48	Bassein Catholic Co-operative Bank Ltd. Co-op	6.90%	Greater than 12 up to 18 months	3
49	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	2
50	The Kalyan Janata Sahakari Bank Ltd. Co-op	6.90%	Above 1 year to 18 months	2
51	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	71
52	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	30
53	Bombay Mercantile Co-operative Bank Ltd. Co-op	6.80%	2 years to less than 3 years	1
54	Federal Bank Private	6.80%	18 months	5
55	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	6
56	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	48
57	Punjab National Bank Public	6.80%	680 days	23
58	South Indian Bank Private	6.80%	30 months	1
59	Canara Bank Public	6.75%	555 days ## · Canara 555	30
60	GP Parsik Sahakari Bank Ltd. Co-op	6.75%	Above 3 years to 5 years	3
61	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	4
62	Jammu & Kashmir Bank Private	6.75%	888 days · 888-day Special	1
63	Janata Sahakari Bank Ltd., Pune Co-op	6.75%	2 year to less than 3 years	1
64	Mahesh Sahakari Bank Ltd., Pune Co-op	6.75%	365 days to 15 months	1
65	Solapur Janata Sahakari Bank Ltd. Co-op	6.75%	More than 18 months up to 24 months	1
66	The Akola Janata Commercial Co-operative Bank Ltd. Co-op	6.75%	Above 5 years to 10 years	1
67	The GS Mahanagar Co-operative Bank Ltd. Co-op	6.75%	14 months	3
68	The Jalgaon Janata Sahakari Bank Ltd. Co-op	6.75%	15 months	2
69	The Janata Co-operative Bank Ltd., Malegaon Co-op	6.75%	Above 3 years	–
70	Maharashtra Gramin Bank Rural	6.70%	444 days · MahaGB 444 days	15
71	UCO Bank Public	6.70%	535 days · UCO 535	6
72	Vasai Vikas Sahakari Bank Ltd. Co-op	6.70%	Above 18 months upto 24 months	1
73	Bank of Maharashtra Public	6.65%	400 days · 400-day special	88
74	Axis Bank Private	6.60%	2 years < 3 years	37
75	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	74
76	ICICI Bank Private	6.60%	3 years 1 day to 5 years	49
77	Abhyudaya Co-operative Bank Ltd. Co-op	6.55%	Above 24 months to 36 months	5
78	IDBI Bank Private	6.55%	1100 days · 1100-day Special	22
79	The Akola Urban Co-operative Bank Ltd. Co-op	6.55%	1 year to less than 3 year	1
80	Union Bank of India Public	6.55%	555 days · 555-Day Special	42
81	DBS Bank India Foreign	6.50%	501 days to 540 days	2
82	The Khamgaon Urban Co-operative Bank Ltd. Co-op	6.50%	Above 2 years to less than 3 years	1
83	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	87
84	HSBC India Foreign	6.40%	37 months to less than 48 months	1
85	Citizen Credit Co-operative Bank Ltd. Co-op	6.35%	999 days · FD999	1

State

Tenure

Deposit amount

85 banks we track have a branch in Nashik. 43 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 9.25% at The Yeola Merchants Co-operative Bank Ltd..

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Nashik by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Suryoday Small Finance Bank	8.25%	5 years
Rural	Maharashtra Gramin Bank	6.70%	444 days
Co-op	Maharashtra State Co-operative Bank	7.05%	More than 1 year to up to 2 years
Co-op	The Yeola Merchants Co-operative Bank Ltd.	9.25%	Above 24 months to 36 months
Foreign	DBS Bank India	6.50%	501 days to 540 days
Government Scheme	Post Office Savings Schemes	7.50%	5 years

Frequently Asked Questions

Which bank has the highest FD rate in Nashik?

As of 14 Nov 2026, The Yeola Merchants Co-operative Bank Ltd. pays the highest FD rate among banks with a branch in Nashik: 9.25% a year for general depositors. Next are Suryoday at 8.25% and Ujjivan at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Nashik?

85 of the banks RateScan.in tracks have at least one branch in Nashik, counted from RBI's IFSC list: 43 co-operative and regional rural banks, and 42 public, private, small finance and other banks.

Are FDs at co-operative banks in Nashik safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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Banks in Nashik, ranked by FD rate

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