FD rates in Thane · November 2026

Q: Which bank has the highest FD rate in Thane?

As of 14 Nov 2026, Suryoday Small Finance Bank pays the highest FD rate among banks with a branch in Thane: 8.25% a year for general depositors. Next are Ujjivan at 8.10% and Utkarsh at 8.10%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Thane?

98 of the banks RateScan.in tracks have at least one branch in Thane, counted from RBI's IFSC list: 54 co-operative and regional rural banks, and 44 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Thane safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

98 banks with a branch in Thane, ranked by their best fixed-deposit rate.

Banks in Thane, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Suryoday Small Finance Bank Small Finance	8.25%	5 years	7
2	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	9
3	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	12
4	CSB Bank Private	8.00%	501 days · 501-day Special	15
5	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	4
6	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	12
7	Shivalik Small Finance Bank Small Finance	8.00%	23 months 1 day to 27 months	1
8	The Muslim Co-operative Bank Ltd., Pune Co-op	8.00%	5 years and above	2
9	The Navi Mumbai Co-operative Bank Ltd., Vashi Co-op	8.00%	18 months · Deepjyoti Term Deposit (18 months)	–
10	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	28
11	The Dahanu Road Janata Co-operative Bank Ltd. Co-op	7.90%	27 months to 35 months	1
12	The Sharad Sahakari Bank Ltd., Manchar Co-op	7.90%	above 3 years to 5 years	1
13	DCB Bank Private	7.75%	17 months to 20 months	12
14	Equitas Small Finance Bank Small Finance	7.75%	888 days	9
15	Shree Warana Sahakari Bank Ltd., Warananagar Co-op	7.75%	37 month to 120 months	2
16	The Ajara Urban Co-operative Bank Ltd. Co-op	7.75%	24 months · Dhan Varsha (24 months)	4
17	Vima Kamgar Co-operative Bank Ltd. Co-op	7.60%	37 MONTHS TO 60 MONTHS	1
18	Post Office Savings Schemes Government Scheme	7.50%	5 years	444
19	Ratnagiri District Central Co-operative Bank Ltd. Co-op	7.50%	181 days to 365 days	1
20	Sree Narayana Guru Co-operative Bank Ltd. Co-op	7.50%	above 3 years to 5 years	3
21	The Pratap Co-operative Bank Ltd. Co-op	7.50%	27 months to 36 months	1
22	The Vishweshwar Sahakari Bank Ltd., Pune Co-op	7.50%	18 months	1
23	Bandhan Bank Private	7.45%	2 years to less than 3 years	19
24	Shri Arihant Co-operative Bank Ltd. Co-op	7.45%	900 days · Arihant 900	3
25	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	18
26	City Union Bank Private	7.30%	556 days to 3 years	8
27	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	63
28	Vaishya Sahakari Bank Ltd., Mumbai Co-op	7.30%	above 12 months to 24 months · Monthly / quarterly interest payout (MIP / QIP)	2
29	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	8
30	IDFC First Bank Private	7.25%	500 days – 2 years	35
31	IndusInd Bank Private	7.25%	2 years to 3 years	38
32	Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. Co-op	7.25%	5 to 10 years · Tax Saving Deposit Scheme	2
33	Karnataka Bank Private	7.25%	15 months only	20
34	Model Co-operative Bank Ltd., Mumbai Co-op	7.25%	12 months to 18 months	2
35	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	51
36	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	3
37	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	11
38	The Kurla Nagrik Sahakari Bank Ltd. Co-op	7.25%	above 12 months to 18 months	2
39	The Shri Veershaiv Co-operative Bank Ltd., Kolhapur Co-op	7.25%	365 days to 24 months	1
40	Yes Bank Private	7.25%	18 months 1 day < 24 months	30
41	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	6
42	Nav Jeevan Co-op Bank Maryadit, Ulhasnagar Co-op	7.20%	12 months · Dhanalakshmi Deposit Scheme 2026 (19-10-2026 to 15-11-2026)	9
43	The Dattatraya Maharaj Kalambi Jaoli Sahakari Bank Ltd., Mumbai Co-op	7.15%	Above 2 years to 3 years	8
44	Dombivli Nagari Sahakari Bank Ltd. Co-op	7.10%	Above 2 years to 3 years	37
45	The Nasik Merchants Co-operative Bank Ltd. Co-op	7.10%	Above 24 months to 36 months	1
46	Maharashtra State Co-operative Bank Co-op	7.05%	More than 1 year to up to 2 years	2
47	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	41
48	Deogiri Nagari Sahakari Bank Ltd. Co-op	7.00%	555 days	1
49	Greater Co-operative Bank Ltd. Co-op	7.00%	1 year to less than 2 years	4
50	Janakalyan Sahakari Bank Ltd. Co-op	7.00%	More than 12 months to 18 months	2
51	NKGSB Co-operative Bank Ltd. Co-op	7.00%	15 months 01 day – less than 16 months	18
52	Parshwanath Co-operative Bank Ltd., Kolhapur Co-op	7.00%	1 years and above	1
53	RBL Bank Private	7.00%	18 months to less than 60 months	17
54	Thane Bharat Sahakari Bank Ltd. Co-op	7.00%	444 days · 444-day Special	19
55	The Abhinav Sahakari Bank Ltd., Dombivli Co-op	7.00%	25 months to 36 months	11
56	The Bharat Co-operative Bank (Mumbai) Ltd. Co-op	7.00%	Above 15 months to 2 years	21
57	The Deccan Merchants Co-operative Bank Ltd. Co-op	7.00%	5 year to 10 year	2
58	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	51
59	Apna Sahakari Bank Ltd. Co-op	6.90%	25 months to 36 months	15
60	Bassein Catholic Co-operative Bank Ltd. Co-op	6.90%	Greater than 12 up to 18 months	48
61	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	3
62	The Kalyan Janata Sahakari Bank Ltd. Co-op	6.90%	Above 1 year to 18 months	24
63	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	136
64	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	48
65	The Ambarnath Jai-Hind Co-operative Bank Ltd. Co-op	6.85%	12 MONTHS TO LESS THAN 18 MONTHS	13
66	Bombay Mercantile Co-operative Bank Ltd. Co-op	6.80%	2 years to less than 3 years	4
67	Federal Bank Private	6.80%	18 months	19
68	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	40
69	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	61
70	Punjab National Bank Public	6.80%	680 days	53
71	South Indian Bank Private	6.80%	30 months	6
72	Canara Bank Public	6.75%	555 days ## · Canara 555	102
73	GP Parsik Sahakari Bank Ltd. Co-op	6.75%	Above 3 years to 5 years	47
74	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	20
75	Jammu & Kashmir Bank Private	6.75%	888 days · 888-day Special	1
76	Janata Sahakari Bank Ltd., Pune Co-op	6.75%	2 year to less than 3 years	1
77	Mahesh Sahakari Bank Ltd., Pune Co-op	6.75%	365 days to 15 months	1
78	The Akola Janata Commercial Co-operative Bank Ltd. Co-op	6.75%	Above 5 years to 10 years	1
79	The GS Mahanagar Co-operative Bank Ltd. Co-op	6.75%	14 months	16
80	The Jalgaon Janata Sahakari Bank Ltd. Co-op	6.75%	15 months	2
81	Maharashtra Gramin Bank Rural	6.70%	444 days · MahaGB 444 days	24
82	UCO Bank Public	6.70%	535 days · UCO 535	23
83	Vasai Vikas Sahakari Bank Ltd. Co-op	6.70%	Above 18 months upto 24 months	19
84	Bank of Maharashtra Public	6.65%	400 days · 400-day special	89
85	Axis Bank Private	6.60%	2 years < 3 years	97
86	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	119
87	ICICI Bank Private	6.60%	3 years 1 day to 5 years	117
88	Standard Chartered India Foreign	6.60%	1yr - 376days*	1
89	Abhyudaya Co-operative Bank Ltd. Co-op	6.55%	Above 24 months to 36 months	28
90	IDBI Bank Private	6.55%	1100 days · 1100-day Special	64
91	Union Bank of India Public	6.55%	555 days · 555-Day Special	81
92	Bharati Sahakari Bank Ltd. Co-op	6.50%	5 years and above · Tax Saver (80C)	1
93	DBS Bank India Foreign	6.50%	501 days to 540 days	5
94	Nagarik Sahakari Bank Ltd., Bhiwandi Co-op	6.50%	Above 3 years	6
95	The Vasai Janata Sahakari Bank Ltd. Co-op	6.50%	13 months · Bahujan Utkarsh Thev (13 months)	13
96	The Zoroastrian Co-operative Bank Ltd. Co-op	6.50%	Over 2 years up to 3 years	1
97	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	147
98	Citizen Credit Co-operative Bank Ltd. Co-op	6.35%	999 days · FD999	8

State

Tenure

Deposit amount

98 banks we track have a branch in Thane. 54 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.25% at Suryoday Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Thane by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Suryoday Small Finance Bank	8.25%	5 years
Rural	Maharashtra Gramin Bank	6.70%	444 days
Co-op	Maharashtra State Co-operative Bank	7.05%	More than 1 year to up to 2 years
Co-op	Ratnagiri District Central Co-operative Bank Ltd.	7.50%	181 days to 365 days
Co-op	The Muslim Co-operative Bank Ltd., Pune	8.00%	5 years and above
Foreign	Standard Chartered India	6.60%	1yr - 376days*
Government Scheme	Post Office Savings Schemes	7.50%	5 years

Frequently Asked Questions

Which bank has the highest FD rate in Thane?

As of 14 Nov 2026, Suryoday Small Finance Bank pays the highest FD rate among banks with a branch in Thane: 8.25% a year for general depositors. Next are Ujjivan at 8.10% and Utkarsh at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Thane?

98 of the banks RateScan.in tracks have at least one branch in Thane, counted from RBI's IFSC list: 54 co-operative and regional rural banks, and 44 public, private, small finance and other banks.

Are FDs at co-operative banks in Thane safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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Banks in Thane, ranked by FD rate

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