FD rates in Raigad · November 2026
70 banks with a branch in Raigad, ranked by their best fixed-deposit rate.
Banks in Raigad, ranked by FD rate
General public · below ₹3 crore · Dataset refreshed 14 Nov 2026
| # | Bank | Rate | Applies to | Branches here |
|---|---|---|---|---|
| 1 | 8.50% | 18 months · International Co-operative Year term deposit scheme (limited period) | 1 | |
| 2 | 8.50% | Above 3 years | 1 | |
| 3 | Ujjivan Small Finance Bank
Small Finance |
8.10% | 3 year 1 day – 3 year 6 months | 1 |
| 4 | Utkarsh Small Finance Bank
Small Finance |
8.10% | 666 days · 666-day Special | 2 |
| 5 | CSB Bank
Private |
8.00% | 501 days · 501-day Special | 2 |
| 6 | ESAF Small Finance Bank
Small Finance |
8.00% | 800 days · 800-day Special | 2 |
| 7 | Jana Small Finance Bank
Small Finance |
8.00% | 3 years (1095 days) | 1 |
| 8 | 8.00% | 400 days | 1 | |
| 9 | Unity Small Finance Bank
Small Finance |
8.00% | 501 days · 501-day Special | 6 |
| 10 | DCB Bank
Private |
7.75% | 17 months to 20 months | 3 |
| 11 | Equitas Small Finance Bank
Small Finance |
7.75% | 888 days | 4 |
| 12 | 7.75% | 37 month to 120 months | 1 | |
| 13 | Post Office Savings Schemes
Government Scheme |
7.50% | 5 years | 444 |
| 14 | 7.50% | 2 years to less than 3 years | 1 | |
| 15 | 7.50% | 25 months and above | – | |
| 16 | Bandhan Bank
Private |
7.45% | 2 years to less than 3 years | 8 |
| 17 | 7.45% | 900 days · Arihant 900 | 1 | |
| 18 | AU Small Finance Bank
Small Finance |
7.40% | 30 months 1 day to 36 months | 1 |
| 19 | City Union Bank
Private |
7.30% | 556 days to 3 years | 1 |
| 20 | 7.30% | 730 days | 13 | |
| 21 | IDFC First Bank
Private |
7.25% | 500 days – 2 years | 4 |
| 22 | IndusInd Bank
Private |
7.25% | 2 years to 3 years | 8 |
| 23 | Karnataka Bank
Private |
7.25% | 15 months only | 4 |
| 24 | 7.25% | 14 months to below 16 months | 11 | |
| 25 | Tamilnad Mercantile Bank
Private |
7.25% | 567 days (TMB 567 Special Deposit scheme) · 567-day Special | 2 |
| 26 | 7.25% | 445 days | 1 | |
| 27 | Yes Bank
Private |
7.25% | 18 months 1 day < 24 months | 12 |
| 28 | 7.15% | Above 2 years to 3 years | 3 | |
| 29 | 7.15% | 2 years to less than 3 years | 4 | |
| 30 | 7.10% | Above 2 years to 3 years | 5 | |
| 31 | 7.00% | 1 year | 1 | |
| 32 | Central Bank of India
Public |
7.00% | 2222 days · Cent Green Deposit | 13 |
| 33 | 7.00% | 1 year to less than 2 years | 1 | |
| 34 | 7.00% | More than 12 months to 18 months | 2 | |
| 35 | 7.00% | 15 months 01 day – less than 16 months | 4 | |
| 36 | RBL Bank
Private |
7.00% | 18 months to less than 60 months | 3 |
| 37 | 7.00% | 444 days · 444-day Special | 3 | |
| 38 | 7.00% | Above 15 months to 2 years | 1 | |
| 39 | 7.00% | 5 year to 10 year | 1 | |
| 40 | 7.00% | Above 2 years to 3 years | 1 | |
| 41 | TJSB Sahakari Bank Ltd.
Co-op |
7.00% | Above 24 months to 36 months | 4 |
| 42 | Apna Sahakari Bank Ltd.
Co-op |
6.90% | 25 months to 36 months | 3 |
| 43 | Punjab & Sind Bank
Public |
6.90% | 500 days · 500-Day Special | 2 |
| 44 | 6.90% | Above 1 year to 18 months | 1 | |
| 45 | Bank of Baroda
Public |
6.85% | bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days | 42 |
| 46 | Bank of India
Public |
6.85% | 500 days(BOI Akshay Fixed Deposit) · 500-day Special | 53 |
| 47 | 6.85% | 12 MONTHS TO LESS THAN 18 MONTHS | 2 | |
| 48 | Federal Bank
Private |
6.80% | 18 months | 1 |
| 49 | Indian Bank
Public |
6.80% | IND GROW (555 days) · IND GROW | 9 |
| 50 | Kotak Mahindra Bank
Private |
6.80% | 2 years- less than 3 years | 16 |
| 51 | Punjab National Bank
Public |
6.80% | 680 days | 8 |
| 52 | South Indian Bank
Private |
6.80% | 30 months | 1 |
| 53 | Canara Bank
Public |
6.75% | 555 days ## · Canara 555 | 28 |
| 54 | 6.75% | Above 3 years to 5 years | 13 | |
| 55 | Indian Overseas Bank
Public |
6.75% | 444 days · 444-day Special | 3 |
| 56 | 6.75% | 2 year to less than 3 years | 1 | |
| 57 | 6.75% | 1 years to less than 2 years | 2 | |
| 58 | 6.75% | 14 months | 5 | |
| 59 | Maharashtra Gramin Bank
Rural |
6.70% | 444 days · MahaGB 444 days | 3 |
| 60 | UCO Bank
Public |
6.70% | 535 days · UCO 535 | 7 |
| 61 | Bank of Maharashtra
Public |
6.65% | 400 days · 400-day special | 38 |
| 62 | Axis Bank
Private |
6.60% | 2 years < 3 years | 22 |
| 63 | HDFC Bank
Private |
6.60% | 3 years 1 day to < 4 years 7 months | 49 |
| 64 | ICICI Bank
Private |
6.60% | 3 years 1 day to 5 years | 34 |
| 65 | 6.55% | Above 24 months to 36 months | 8 | |
| 66 | IDBI Bank
Private |
6.55% | 1100 days · 1100-day Special | 36 |
| 67 | Union Bank of India
Public |
6.55% | 555 days · 555-Day Special | 26 |
| 68 | DBS Bank India
Foreign |
6.50% | 501 days to 540 days | 1 |
| 69 | State Bank of India
Public |
6.45% | 444 days (Amrit Vrishti) · Amrit Vrishti 444 days | 78 |
| 70 | 6.35% | 999 days · FD999 | 1 |
70 banks we track have a branch in Raigad. 32 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.50% at Dapoli Urban Co-operative Bank Ltd..
Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.
Best FD rate in Raigad by type of bank
The highest rate in each group, among banks with a branch here.
| Public | Central Bank of India | 7.00% | 2222 days |
| Private | CSB Bank | 8.00% | 501 days |
| Small Finance | Ujjivan Small Finance Bank | 8.10% | 3 year 1 day – 3 year 6 months |
| Rural | Maharashtra Gramin Bank | 6.70% | 444 days |
| Co-op | Ahmednagar District Central Co-operative Bank Ltd. | 7.00% | 1 year |
| Co-op | Dapoli Urban Co-operative Bank Ltd. | 8.50% | 18 months |
| Foreign | DBS Bank India | 6.50% | 501 days to 540 days |
| Government Scheme | Post Office Savings Schemes | 7.50% | 5 years |
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Frequently Asked Questions
Which bank has the highest FD rate in Raigad?
As of 14 Nov 2026, Dapoli Urban Co-operative Bank Ltd. pays the highest FD rate among banks with a branch in Raigad: 8.50% a year for general depositors. Next are Panvel Co-op Urban Bank at 8.50% and Ujjivan at 8.10%. Confirm the current rate with the bank before you invest.
How many banks have a branch in Raigad?
70 of the banks RateScan.in tracks have at least one branch in Raigad, counted from RBI's IFSC list: 32 co-operative and regional rural banks, and 38 public, private, small finance and other banks.
Are FDs at co-operative banks in Raigad safe?
Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.
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