FD rates in Akola · November 2026

45 banks with a branch in Akola, ranked by their best fixed-deposit rate.

Banks in Akola, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
Ujjivan Small Finance Bank
Small Finance
8.10% 3 year 1 day – 3 year 6 months 2
2
Utkarsh Small Finance Bank
Small Finance
8.10% 666 days · 666-day Special 3
3
CSB Bank
Private
8.00% 501 days · 501-day Special 1
4
ESAF Small Finance Bank
Small Finance
8.00% 800 days · 800-day Special 3
5
Jana Small Finance Bank
Small Finance
8.00% 3 years (1095 days) 1
6
DCB Bank
Private
7.75% 17 months to 20 months 1
7
Equitas Small Finance Bank
Small Finance
7.75% 888 days 2
8
Post Office Savings Schemes
Government Scheme
7.50% 5 years 240
9
Bandhan Bank
Private
7.45% 2 years to less than 3 years 1
10
AU Small Finance Bank
Small Finance
7.40% 30 months 1 day to 36 months 3
11
City Union Bank
Private
7.30% 556 days to 3 years 1
12
Saraswat Co-operative Bank Ltd.
Co-op
7.30% 730 days 2
13
IDFC First Bank
Private
7.25% 500 days – 2 years 1
14
IndusInd Bank
Private
7.25% 2 years to 3 years 1
15
Shamrao Vithal Co-operative Bank Ltd.
Co-op
7.25% 14 months to below 16 months 2
16
The Nandura Urban Co-operative Bank Ltd.
Co-op
7.25% 25 months to 36 months 2
17
Yes Bank
Private
7.25% 18 months 1 day < 24 months 1
18
Maharashtra State Co-operative Bank
Co-op
7.05% More than 1 year to up to 2 years 1
19
Ahmednagar District Central Co-operative Bank Ltd.
Co-op
7.00% 1 year 2
20
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 24
21
The Akola-Washim District Central Co-operative Bank Ltd.
Co-op
7.00% Above 2 years to 3 years –
22
The Amravati Zilla Parishad Shikshak Sahakari Bank Ltd.
Co-op
7.00% 1 year to 10 years 1
23
The Yavatmal Urban Co-operative Bank Ltd., Yavatmal
Co-op
7.00% 3 years to less than 5 years 1
24
TJSB Sahakari Bank Ltd.
Co-op
7.00% Above 24 months to 36 months 1
25
Punjab & Sind Bank
Public
6.90% 500 days · 500-Day Special 1
26
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 7
27
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 7
28
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 5
29
Kotak Mahindra Bank
Private
6.80% 2 years- less than 3 years 3
30
Punjab National Bank
Public
6.80% 680 days 4
31
Canara Bank
Public
6.75% 555 days ## · Canara 555 9
32
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 1
33
The Akola Janata Commercial Co-operative Bank Ltd.
Co-op
6.75% Above 5 years to 10 years 11
34
Maharashtra Gramin Bank
Rural
6.70% 444 days · MahaGB 444 days 28
35
UCO Bank
Public
6.70% 535 days · UCO 535 2
36
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 16
37
Axis Bank
Private
6.60% 2 years < 3 years 4
38
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 11
39
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 5
40
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 4
41
The Akola Urban Co-operative Bank Ltd.
Co-op
6.55% 1 year to less than 3 year 15
42
Union Bank of India
Public
6.55% 555 days · 555-Day Special 6
43
The Khamgaon Urban Co-operative Bank Ltd.
Co-op
6.50% Above 2 years to less than 3 years 1
44
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 30
45
Mahatma Fule District Urban Co-operative Bank Ltd., Amravati
Co-op
5.50% 181 days to 365 days 1

45 banks we track have a branch in Akola. 14 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Akola by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private CSB Bank 8.00% 501 days
Small Finance Ujjivan Small Finance Bank 8.10% 3 year 1 day – 3 year 6 months
Rural Maharashtra Gramin Bank 6.70% 444 days
Co-op Maharashtra State Co-operative Bank 7.05% More than 1 year to up to 2 years
Co-op Ahmednagar District Central Co-operative Bank Ltd. 7.00% 1 year
Co-op Saraswat Co-operative Bank Ltd. 7.30% 730 days
Government Scheme Post Office Savings Schemes 7.50% 5 years

More places in Maharashtra

Mumbai134 banks8.50%Pune122 banks8.25%Thane98 banks8.25%Kolhapur88 banks8.50%Nashik85 banks9.25%Satara71 banks8.50%Raigad70 banks8.50%Nagpur69 banks8.10%Aurangabad68 banks8.10%Sangli67 banks9.00%Solapur67 banks8.50%Ahmednagar60 banks8.75%Jalgaon55 banks8.25%Amravati52 banks9.00%Nanded46 banks8.10%Ratnagiri44 banks8.50%Jalna42 banks8.10%Osmanabad42 banks8.10%Latur41 banks8.00%Dhule38 banks8.25%Yavatmal37 banks8.10%Beed36 banks8.50%Chandrapur36 banks8.10%Sindhudurg36 banks8.50%

All of Maharashtra · All places

Frequently Asked Questions

Which bank has the highest FD rate in Akola?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Akola: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and CSB at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Akola?

45 of the banks RateScan.in tracks have at least one branch in Akola, counted from RBI's IFSC list: 14 co-operative and regional rural banks, and 31 public, private, small finance and other banks.

Are FDs at co-operative banks in Akola safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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