FD rates in Pune · November 2026

122 banks with a branch in Pune, ranked by their best fixed-deposit rate.

Banks in Pune, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Suryoday Small Finance Bank Small Finance	8.25%	5 years	14
2	Vidyanand Co-op. Bank Ltd., Solapur Co-op	8.25%	13 months to 24 months · Simple interest, 13 to 24 months	1
3	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	10
4	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	6
5	CSB Bank Private	8.00%	501 days · 501-day Special	21
6	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	3
7	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	12
8	Lala Urban Co-operative Bank Ltd., Narayangaon Co-op	8.00%	18 months · 18-month deposit (simple interest)	3
9	Shivalik Small Finance Bank Small Finance	8.00%	23 months 1 day to 27 months	1
10	Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune Co-op	8.00%	12 months to 12 months	1
11	The Brahmadeodada Mane Sahakari Bank Ltd., Solapur Co-op	8.00%	above 2 years to 3 years	1
12	The Haveli Sahakari Bank Maryadit, Moshi Co-op	8.00%	995 days · 995-day deposit	1
13	The Muslim Co-operative Bank Ltd., Pune Co-op	8.00%	5 years and above	20
14	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	15
15	DCB Bank Private	7.75%	17 months to 20 months	7
16	Equitas Small Finance Bank Small Finance	7.75%	888 days	20
17	Shree Warana Sahakari Bank Ltd., Warananagar Co-op	7.75%	37 month to 120 months	1
18	The Ajara Urban Co-operative Bank Ltd. Co-op	7.75%	24 months · Dhan Varsha (24 months)	2
19	The Sant Sopankaka Sahakari Bank Maryadit, Saswad Co-op	7.75%	550 days · 550-day individual deposit	1
20	The Vita Merchant's Co-operative Bank Ltd. Co-op	7.75%	2 years to less than 3 years	1
21	Pune Peoples Co-op. Bank Ltd., Pune Co-op	7.65%	Above 60 months to 120 months	2
22	Indrayani Co-operative Bank Ltd., Pimpri, Pune Co-op	7.50%	36 months 1 day to 60 months · FDM / FDQ	2
23	Pavana Sahakari Bank Ltd., Pune Co-op	7.50%	Above 12 months to 18 months	24
24	Post Office Savings Schemes Government Scheme	7.50%	5 years	791
25	Prerana Co-operative Bank Ltd. Co-op	7.50%	Above 13 months to 24 months	–
26	Pune Cantonment Sahakari Bank Ltd. Co-op	7.50%	1096 days and above	1
27	Pune Sahakari Bank Ltd. Co-op	7.50%	above 25 months	2
28	Sadhana Sahakari Bank Ltd., Pune Co-op	7.50%	25 months 1 day · Sadhana Suvarnamahotsav Fixed Deposit	23
29	Shrimant Malojiraje Sahakari Bank Ltd., Phaltan Co-op	7.50%	above 13 months to 24 months	2
30	The Nagpur Nagarik Sahakari Bank Ltd. Co-op	7.50%	60 months (Kamdhenu) · Kamdhenu Deposit Scheme (Tax Saving u/s 80C)	1
31	The Naval Dockyard Co-operative Bank Ltd. Co-op	7.50%	2 years to less than 3 years	1
32	The Vishweshwar Sahakari Bank Ltd., Pune Co-op	7.50%	18 months	20
33	Bandhan Bank Private	7.45%	2 years to less than 3 years	21
34	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	26
35	City Union Bank Private	7.30%	556 days to 3 years	3
36	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	57
37	Annasaheb Magar Sahakari Bank Maryadit, Bhosari Co-op	7.25%	above 36 months	8
38	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	1
39	IDFC First Bank Private	7.25%	500 days – 2 years	31
40	IndusInd Bank Private	7.25%	2 years to 3 years	46
41	Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. Co-op	7.25%	5 to 10 years · Tax Saving Deposit Scheme	5
42	Karnataka Bank Private	7.25%	15 months only	8
43	Rajgurunagar Sahakari Bank Ltd. Co-op	7.25%	above 1 years to 3 years	18
44	Ramrajya Sahakari Bank Ltd., Pune Co-op	7.25%	15 months to less than 18 months	1
45	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	60
46	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	2
47	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	47
48	The Janalaxmi Co-operative Bank Ltd. Co-op	7.25%	Above 2 years to 3 years	1
49	The Pandharpur Urban Co-operative Bank Ltd. Co-op	7.25%	2 years to 3 years	5
50	The Rajarambapu Sahakari Bank Ltd., Peth Co-op	7.25%	48 months 1 day to 120 months	4
51	The Shri Veershaiv Co-operative Bank Ltd., Kolhapur Co-op	7.25%	365 days to 24 months	1
52	Yes Bank Private	7.25%	18 months 1 day < 24 months	49
53	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	3
54	The Dattatraya Maharaj Kalambi Jaoli Sahakari Bank Ltd., Mumbai Co-op	7.15%	Above 2 years to 3 years	1
55	Dombivli Nagari Sahakari Bank Ltd. Co-op	7.10%	Above 2 years to 3 years	6
56	The Nasik Merchants Co-operative Bank Ltd. Co-op	7.10%	Above 24 months to 36 months	3
57	Udyam Vikas Sahakari Bank Ltd., Pune Co-op	7.10%	2 years to less than 3 years	1
58	Maharashtra State Co-operative Bank Co-op	7.05%	More than 1 year to up to 2 years	1
59	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	45
60	Deogiri Nagari Sahakari Bank Ltd. Co-op	7.00%	555 days	2
61	Deutsche Bank India Foreign	7.00%	> 1 yr - 1.5 yrs	1
62	Jijamata Mahila Sahakari Bank Ltd., Pune Co-op	7.00%	366 days to 730 days	14
63	NKGSB Co-operative Bank Ltd. Co-op	7.00%	15 months 01 day – less than 16 months	15
64	Pune District Central Co-operative Bank Ltd. Co-op	7.00%	1 year to less than 2 years	286
65	Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur Co-op	7.00%	above 12 months to 2 years	1
66	RBL Bank Private	7.00%	18 months to less than 60 months	29
67	Shri Ganesh Sahakari Bank Ltd., Sangvi Co-op	7.00%	above 36 months	3
68	Thane Bharat Sahakari Bank Ltd. Co-op	7.00%	444 days · 444-day Special	2
69	The Bharat Co-operative Bank (Mumbai) Ltd. Co-op	7.00%	Above 15 months to 2 years	4
70	The Deccan Merchants Co-operative Bank Ltd. Co-op	7.00%	5 year to 10 year	2
71	The Karad Urban Co-operative Bank Ltd. Co-op	7.00%	Above 2 years to 3 years	15
72	The Yavatmal Urban Co-operative Bank Ltd., Yavatmal Co-op	7.00%	3 years to less than 5 years	2
73	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	27
74	Rajarshi Shahu Sahakari Bank Ltd., Pune Co-op	6.95%	Above 60 months	17
75	Apna Sahakari Bank Ltd. Co-op	6.90%	25 months to 36 months	1
76	Bassein Catholic Co-operative Bank Ltd. Co-op	6.90%	Greater than 12 up to 18 months	3
77	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	5
78	The Kalyan Janata Sahakari Bank Ltd. Co-op	6.90%	Above 1 year to 18 months	7
79	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	116
80	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	83
81	Janaseva Sahakari Bank Ltd., Pune Co-op	6.85%	above 36 months to 60 months	24
82	The Ambarnath Jai-Hind Co-operative Bank Ltd. Co-op	6.85%	12 MONTHS TO LESS THAN 18 MONTHS	2
83	Bombay Mercantile Co-operative Bank Ltd. Co-op	6.80%	2 years to less than 3 years	1
84	Federal Bank Private	6.80%	18 months	25
85	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	30
86	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	86
87	Punjab National Bank Public	6.80%	680 days	81
88	South Indian Bank Private	6.80%	30 months	12
89	Canara Bank Public	6.75%	555 days ## · Canara 555	101
90	GP Parsik Sahakari Bank Ltd. Co-op	6.75%	Above 3 years to 5 years	5
91	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	30
92	Jammu & Kashmir Bank Private	6.75%	888 days · 888-day Special	2
93	Janata Sahakari Bank Ltd., Pune Co-op	6.75%	2 year to less than 3 years	32
94	Mahesh Sahakari Bank Ltd., Pune Co-op	6.75%	365 days to 15 months	11
95	Sampada Sahakari Bank Ltd., Pune Co-op	6.75%	13 months & Above	5
96	Solapur Janata Sahakari Bank Ltd. Co-op	6.75%	More than 18 months up to 24 months	5
97	The GS Mahanagar Co-operative Bank Ltd. Co-op	6.75%	14 months	18
98	The Jalgaon Janata Sahakari Bank Ltd. Co-op	6.75%	15 months	2
99	The Pimpri Chinchwad Sahakari Bank Maryadit, Pimpri Co-op	6.75%	25 months to 36 months	5
100	The Pune Urban Co-operative Bank Ltd. Co-op	6.75%	13 months to 120 months	15
101	Maharashtra Gramin Bank Rural	6.70%	444 days · MahaGB 444 days	31
102	UCO Bank Public	6.70%	535 days · UCO 535	31
103	Bank of Maharashtra Public	6.65%	400 days · 400-day special	228
104	Axis Bank Private	6.60%	2 years < 3 years	129
105	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	209
106	ICICI Bank Private	6.60%	3 years 1 day to 5 years	170
107	Standard Chartered India Foreign	6.60%	1yr - 376days*	3
108	Abhyudaya Co-operative Bank Ltd. Co-op	6.55%	Above 24 months to 36 months	12
109	IDBI Bank Private	6.55%	1100 days · 1100-day Special	84
110	Union Bank of India Public	6.55%	555 days · 555-Day Special	111
111	Bharati Sahakari Bank Ltd. Co-op	6.50%	5 years and above · Tax Saver (80C)	7
112	DBS Bank India Foreign	6.50%	501 days to 540 days	4
113	The Ahmednagar Merchants' Co-operative Bank Ltd. Co-op	6.50%	above 1 year to 2 years	3
114	The Suvarnayug Sahakari Bank Ltd., Pune Co-op	6.50%	16 months to 36 months	1
115	The Zoroastrian Co-operative Bank Ltd. Co-op	6.50%	Over 2 years up to 3 years	1
116	Vidya Sahakari Bank Ltd., Pune Co-op	6.50%	13 months to 15 months	13
117	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	160
118	HSBC India Foreign	6.40%	37 months to less than 48 months	1
119	Citizen Credit Co-operative Bank Ltd. Co-op	6.35%	999 days · FD999	2
120	Bhagini Nivedita Sahakari Bank Ltd., Pune Co-op	6.15%	12 months to 36 months	1
121	BNP Paribas (India) Foreign	4.00%	732 days to 1095 days	1
122	Citibank N.A. (India) Foreign	2.00%	46 days to 60 days	1

State

Tenure

Deposit amount

122 banks we track have a branch in Pune. 74 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.25% at Suryoday Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Pune by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Suryoday Small Finance Bank	8.25%	5 years
Rural	Maharashtra Gramin Bank	6.70%	444 days
Co-op	Maharashtra State Co-operative Bank	7.05%	More than 1 year to up to 2 years
Co-op	Pune District Central Co-operative Bank Ltd.	7.00%	1 year to less than 2 years
Co-op	Vidyanand Co-op. Bank Ltd., Solapur	8.25%	13 months to 24 months
Foreign	Deutsche Bank India	7.00%	> 1 yr - 1.5 yrs
Government Scheme	Post Office Savings Schemes	7.50%	5 years

Frequently Asked Questions

Which bank has the highest FD rate in Pune?

As of 14 Nov 2026, Suryoday Small Finance Bank pays the highest FD rate among banks with a branch in Pune: 8.25% a year for general depositors. Next are Vidyanand Co-op Bank at 8.25% and Ujjivan at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Pune?

122 of the banks RateScan.in tracks have at least one branch in Pune, counted from RBI's IFSC list: 74 co-operative and regional rural banks, and 48 public, private, small finance and other banks.

Are FDs at co-operative banks in Pune safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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Banks in Pune, ranked by FD rate

Best FD rate in Pune by type of bank

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