FD rates in Osmanabad · November 2026

42 banks with a branch in Osmanabad, ranked by their best fixed-deposit rate.

Banks in Osmanabad, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
Ujjivan Small Finance Bank
Small Finance
8.10% 3 year 1 day – 3 year 6 months 1
2
CSB Bank
Private
8.00% 501 days · 501-day Special 1
3
ESAF Small Finance Bank
Small Finance
8.00% 800 days · 800-day Special 2
4
Jana Small Finance Bank
Small Finance
8.00% 3 years (1095 days) 5
5
The Brahmadeodada Mane Sahakari Bank Ltd., Solapur
Co-op
8.00% above 2 years to 3 years 2
6
DCB Bank
Private
7.75% 17 months to 20 months 1
7
Equitas Small Finance Bank
Small Finance
7.75% 888 days 4
8
Janata Sahakari Bank Ltd., Dharashiv
Co-op
7.75% Above 3 years to 5 years –
9
The Siddheshwar Sahakari Bank Ltd., Latur
Co-op
7.75% 3 years 1 day to 5 years 5
10
Ambajogai Peoples Co-operative Bank Ltd.
Co-op
7.50% 13 month to 3 years 3
11
Latur District Central Co-operative Bank Ltd.
Co-op
7.50% Above 2 years up to 3 years 24
12
Post Office Savings Schemes
Government Scheme
7.50% 5 years 384
13
Ratnagiri District Central Co-operative Bank Ltd.
Co-op
7.50% 181 days to 365 days 1
14
The Latur Urban Co-operative Bank Ltd.
Co-op
7.50% 25 months to 60 months 1
15
City Union Bank
Private
7.30% 556 days to 3 years 1
16
IDFC First Bank
Private
7.25% 500 days – 2 years 2
17
IndusInd Bank
Private
7.25% 2 years to 3 years 1
18
Shamrao Vithal Co-operative Bank Ltd.
Co-op
7.25% 14 months to below 16 months 1
19
Yes Bank
Private
7.25% 18 months 1 day < 24 months 93
20
Maharashtra State Co-operative Bank
Co-op
7.05% More than 1 year to up to 2 years 1
21
Ahmednagar District Central Co-operative Bank Ltd.
Co-op
7.00% 1 year 3
22
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 1
23
RBL Bank
Private
7.00% 18 months to less than 60 months 1
24
TJSB Sahakari Bank Ltd.
Co-op
7.00% Above 24 months to 36 months 1
25
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 4
26
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 7
27
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 1
28
Kotak Mahindra Bank
Private
6.80% 2 years- less than 3 years 2
29
Punjab National Bank
Public
6.80% 680 days 2
30
Canara Bank
Public
6.75% 555 days ## · Canara 555 4
31
Solapur Janata Sahakari Bank Ltd.
Co-op
6.75% More than 18 months up to 24 months 4
32
The Bhagyalakshmi Mahila Sahakari Bank Ltd., Nanded
Co-op
6.75% 13 months to 36 months 1
33
Maharashtra Gramin Bank
Rural
6.70% 444 days · MahaGB 444 days 40
34
UCO Bank
Public
6.70% 535 days · UCO 535 1
35
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 16
36
Axis Bank
Private
6.60% 2 years < 3 years 5
37
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 5
38
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 9
39
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 5
40
Union Bank of India
Public
6.55% 555 days · 555-Day Special 2
41
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 36
42
Maharashtra Nagari Sahakari Bank Maryadit, Latur
Co-op
6.30% 2 years to 5 years 1

42 banks we track have a branch in Osmanabad. 15 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Osmanabad by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private CSB Bank 8.00% 501 days
Small Finance Ujjivan Small Finance Bank 8.10% 3 year 1 day – 3 year 6 months
Rural Maharashtra Gramin Bank 6.70% 444 days
Co-op Maharashtra State Co-operative Bank 7.05% More than 1 year to up to 2 years
Co-op Latur District Central Co-operative Bank Ltd. 7.50% Above 2 years up to 3 years
Co-op The Brahmadeodada Mane Sahakari Bank Ltd., Solapur 8.00% above 2 years to 3 years
Government Scheme Post Office Savings Schemes 7.50% 5 years

More places in Maharashtra

Mumbai134 banks8.50%Pune122 banks8.25%Thane98 banks8.25%Kolhapur88 banks8.50%Nashik85 banks9.25%Satara71 banks8.50%Raigad70 banks8.50%Nagpur69 banks8.10%Aurangabad68 banks8.10%Sangli67 banks9.00%Solapur67 banks8.50%Ahmednagar60 banks8.75%Jalgaon55 banks8.25%Amravati52 banks9.00%Nanded46 banks8.10%Akola45 banks8.10%Ratnagiri44 banks8.50%Jalna42 banks8.10%Latur41 banks8.00%Dhule38 banks8.25%Yavatmal37 banks8.10%Beed36 banks8.50%Chandrapur36 banks8.10%Sindhudurg36 banks8.50%

All of Maharashtra · All places

Frequently Asked Questions

Which bank has the highest FD rate in Osmanabad?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Osmanabad: 8.10% a year for general depositors. Next are CSB at 8.00% and ESAF at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Osmanabad?

42 of the banks RateScan.in tracks have at least one branch in Osmanabad, counted from RBI's IFSC list: 15 co-operative and regional rural banks, and 27 public, private, small finance and other banks.

Are FDs at co-operative banks in Osmanabad safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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