Best Savings Account rates · November 2026

Compare savings account interest rates across India's banks.

Best Savings Account rates

Ranked across India's banks · Dataset refreshed 14 Nov 2026

#BankRateApplies to
1
IDFC First Bank
Private Nationwide
7.00% Any tenure
2
Ujjivan Small Finance Bank
Small Finance Nationwide
6.50% Any tenure
3 6.00% Any tenure
4 5.50% Any tenure
5
Slice Small Finance Bank
Small Finance Arunachal Pradesh +11 states
5.50% Any tenure
6 5.00% Any tenure
7
DBS Bank India
Foreign Andhra Pradesh +18 states
5.00% Any tenure
8 5.00% Savings account
9 5.00% Any tenure
10
RBL Bank
Private Nationwide
5.00% Any tenure
11
Bandhan Bank
Private Nationwide
4.85% Any tenure
12
Fino Payments Bank
Payments Bank Nationwide
4.50% Any tenure
13
Jana Small Finance Bank
Small Finance Nationwide
4.50% Any tenure
14 4.00% Any tenure
15 4.00% Savings account
16 4.00% Any tenure
17
IndusInd Bank
Private Nationwide
4.00% Any tenure
18 4.00% Any tenure
19 4.00% Any tenure
20 4.00% Any tenure
21 4.00% Any tenure
22 4.00% Savings account
23 4.00% Any tenure
24 4.00% Savings account
25 4.00% Any tenure
26 4.00% Any tenure
27 4.00% Any tenure
28 4.00% Savings account
29 4.00% Any tenure
30 4.00% Any tenure
31 4.00% Savings account
32 4.00% Any tenure
33 4.00% Any tenure
34
Mizuho Bank, Ltd. (India)
Foreign Maharashtra
4.00% Any tenure
35 4.00% Any tenure
36
Post Office Savings Schemes
Government Scheme
4.00% Any tenure
37 4.00% Any tenure
38 4.00% Any tenure
39 4.00% Any tenure
40
Sonali Bank PLC (India)
Foreign West Bengal
4.00% Any tenure
41 4.00% Any tenure
42 4.00% Savings account
43
SSMS Bank, Athani
Co-op Karnataka
4.00% Any tenure
44 4.00% Any tenure
45
Tamil Nadu Grama Bank
Rural Tamil Nadu
4.00% Any tenure
46 4.00% Any tenure
47 4.00% Any tenure
48 4.00% Any tenure
49 4.00% Any tenure
50 4.00% Any tenure
51 4.00% Any tenure
52 4.00% Any tenure
53 4.00% Any tenure
54 4.00% Any tenure
55 4.00% Any tenure
56 4.00% Any tenure
57 4.00% Any tenure
58 4.00% Any tenure
59 4.00% Any tenure
60 4.00% Any tenure
61 4.00% Any tenure
62
DCB Bank
Private Nationwide
3.75% Any tenure
63 3.75% Savings account
64 3.75% Savings account
65 3.75% Any tenure
66 3.60% Any tenure
67
Andaman & Nicobar State Co-operative Bank
Co-op Andaman and Nicobar Islands
3.50% Any tenure
68 3.50% Any tenure
69 3.50% Any tenure
70 3.50% Any tenure
71 3.50% Any tenure
72 3.50% Savings account
73 3.50% Savings account
74 3.50% Any tenure
75
3.50% Any tenure
76 3.50% Any tenure
77 3.50% Any tenure
78 3.50% Savings account
79 3.50% Savings account
80 3.50% Any tenure
81 3.50% Savings account
82 3.50% Any tenure
83 3.50% Any tenure
84 3.50% Savings account
85 3.50% Any tenure
86 3.50% Any tenure
87
NatWest Markets Plc (India)
Foreign Maharashtra
3.50% Any tenure
88 3.50% Any tenure
89 3.50% Any tenure
90 3.50% Any tenure
91
Shivalik Small Finance Bank
Small Finance Delhi +9 states
3.50% Any tenure
92 3.50% Savings account
93 3.50% Any tenure
94 3.50% Any tenure
95 3.50% Any tenure
96 3.50% Any tenure
97 3.50% Any tenure
98 3.50% Any tenure
99 3.50% Savings account
100 3.50% Any tenure
101 3.50% Any tenure
102 3.50% Any tenure
103 3.50% Any tenure
104 3.50% Any tenure
105 3.50% Any tenure
106 3.50% Any tenure
107 3.50% Any tenure
108 3.50% Any tenure
109 3.50% Savings account
110 3.50% Any tenure
111 3.50% Any tenure
112 3.50% Any tenure
113 3.50% Any tenure
114 3.50% Any tenure
115 3.50% Any tenure
116 3.50% Any tenure
117 3.50% Any tenure
118 3.50% Any tenure
119 3.50% Any tenure
120 3.50% Any tenure
121 3.50% Any tenure
122 3.50% Any tenure
123 3.50% Any tenure
124 3.50% Any tenure
125 3.50% Any tenure
126 3.50% Any tenure
127 3.50% Any tenure
128 3.50% Any tenure
129 3.50% Any tenure
130 3.50% Any tenure
131 3.50% Any tenure
132 3.50% Any tenure
133
Dhanlaxmi Bank
Private Andhra Pradesh +15 states
3.25% Any tenure
134 3.25% Any tenure
135 3.25% Any tenure
136 3.25% Any tenure
137 3.25% Savings account
138 3.25% Any tenure
139 3.25% Savings account
140 3.25% Any tenure
141 3.25% Savings account
142 3.25% Savings account
143 3.25% Any tenure
144 3.25% Any tenure
145 3.25% Any tenure
146 3.25% Any tenure
147 3.25% Any tenure
148 3.25% Any tenure
149 3.25% Any tenure
150 3.25% Any tenure
151 3.25% Any tenure
152 3.20% Any tenure
153 3.20% Any tenure
154 3.15% Any tenure
155 3.10% Any tenure
156 3.10% Savings account
157 3.10% Savings account
158 3.10% Any tenure
159 3.00% Any tenure
160 3.00% Any tenure
161 3.00% Any tenure
162 3.00% Any tenure
163 3.00% Any tenure
164 3.00% Any tenure
165 3.00% Any tenure
166 3.00% Any tenure
167
Arvind Sahakari Bank Ltd.
Co-op Maharashtra
3.00% Any tenure
168 3.00% Any tenure
169 3.00% Any tenure
170 3.00% Any tenure
171 3.00% Any tenure
172 3.00% Any tenure
173 3.00% Any tenure
174 3.00% Any tenure
175 3.00% Any tenure
176 3.00% Any tenure
177 3.00% Any tenure
178 3.00% Any tenure
179 3.00% Any tenure
180 3.00% Any tenure
181 3.00% Savings account
182 3.00% Any tenure
183 3.00% Any tenure
184 3.00% Any tenure
185 3.00% Any tenure
186 3.00% Savings account
187 3.00% Any tenure
188 3.00% Savings account
189 3.00% Savings account
190 3.00% Savings account
191 3.00% Any tenure
192 3.00% Any tenure
193 3.00% Any tenure
194 3.00% Any tenure
195 3.00% Any tenure
196 3.00% Any tenure
197 3.00% Savings account
198 3.00% Savings account
199 3.00% Savings account
200 3.00% Any tenure
201 3.00% Any tenure
202 3.00% Any tenure
203 3.00% Any tenure
204 3.00% Any tenure
205 3.00% Any tenure
206 3.00% Savings account
207 3.00% Any tenure
208 3.00% Any tenure
209 3.00% Any tenure
210 3.00% Any tenure
211 3.00% Savings account
212 3.00% Savings account
213 3.00% Any tenure
214 3.00% Savings account
215 3.00% Any tenure
216 3.00% Any tenure
217 3.00% Any tenure
218 3.00% Any tenure
219 3.00% Any tenure
220 3.00% Savings account
221 3.00% Savings account
222 3.00% Any tenure
223 3.00% Any tenure
224 3.00% Any tenure
225 3.00% Any tenure
226 3.00% Any tenure
227 3.00% Any tenure
228 3.00% Savings account
229 3.00% Any tenure
230 3.00% Any tenure
231 3.00% Any tenure
232 3.00% Savings account
233 3.00% Any tenure
234 3.00% Any tenure
235 3.00% Any tenure
236 3.00% Any tenure
237 3.00% Any tenure
238
Pune Sahakari Bank Ltd.
Co-op Maharashtra
3.00% Any tenure
239 3.00% Any tenure
240 3.00% Savings account
241 3.00% Any tenure
242 3.00% Any tenure
243 3.00% Any tenure
244 3.00% Savings account
245 3.00% Any tenure
246 3.00% Savings account
247 3.00% Any tenure
248 3.00% Any tenure
249 3.00% Any tenure
250 3.00% Any tenure
251 3.00% Any tenure
252 3.00% Any tenure
253 3.00% Any tenure
254 3.00% Any tenure
255 3.00% Any tenure
256 3.00% Any tenure
257 3.00% Any tenure
258 3.00% Any tenure
259 3.00% Any tenure
260 3.00% Any tenure
261 3.00% Any tenure
262 3.00% Any tenure
263 3.00% Any tenure
264 3.00% Savings account
265 3.00% Any tenure
266 3.00% Any tenure
267 3.00% Any tenure
268 3.00% Any tenure
269 3.00% Any tenure
270 3.00% Savings account
271
Tamilnad Mercantile Bank
Private Nationwide
3.00% Any tenure
272 3.00% Any tenure
273 3.00% Any tenure
274 3.00% Any tenure
275 3.00% Any tenure
276 3.00% Any tenure
277 3.00% Any tenure
278 3.00% Any tenure
279 3.00% Any tenure
280 3.00% Any tenure
281 3.00% Any tenure
282 3.00% Any tenure
283 3.00% Any tenure
284 3.00% Any tenure
285 3.00% Any tenure
286 3.00% Any tenure
287 3.00% Any tenure
288 3.00% Any tenure
289 3.00% Any tenure
290 3.00% Any tenure
291 3.00% Any tenure
292 3.00% Any tenure
293 3.00% Any tenure
294 3.00% Any tenure
295 3.00% Any tenure
296 3.00% Any tenure
297 3.00% Any tenure
298 3.00% Any tenure
299 3.00% Any tenure
300 3.00% Any tenure
301 3.00% Any tenure
302 3.00% Any tenure
303 3.00% Any tenure
304 3.00% Any tenure
305 3.00% Any tenure
306 3.00% Any tenure
307 3.00% Any tenure
308 3.00% Any tenure
309 3.00% Any tenure
310 3.00% Any tenure
311 3.00% Any tenure
312 3.00% Any tenure · Centwin Gold Platinum
313 3.00% Any tenure
314 3.00% Any tenure
315 3.00% Any tenure
316 3.00% Any tenure
317 3.00% Any tenure
318 3.00% Any tenure
319 3.00% Any tenure
320 3.00% Any tenure
321 3.00% Any tenure
322 3.00% Any tenure
323 3.00% Any tenure
324 3.00% Any tenure
325 3.00% Any tenure
326 3.00% Any tenure
327 3.00% Any tenure
328 3.00% Any tenure
329 3.00% Any tenure
330 3.00% Any tenure
331 3.00% Any tenure
332
The Nagpur Nagarik Sahakari Bank Ltd.
Co-op Maharashtra +2 states
3.00% Any tenure
333 3.00% Any tenure
334 3.00% Any tenure
335 3.00% Any tenure
336 3.00% Any tenure · Basic Savings
337 3.00% Any tenure
338 3.00% Any tenure
339 3.00% Any tenure
340 3.00% Any tenure
341 3.00% Any tenure
342 3.00% Any tenure
343 3.00% Any tenure
344 3.00% Any tenure
345 3.00% Any tenure
346 3.00% Any tenure
347 3.00% Any tenure
348 3.00% Any tenure
349 3.00% Any tenure
350 3.00% Any tenure
351 3.00% Any tenure
352 3.00% Any tenure
353 3.00% Any tenure
354 3.00% Any tenure
355 3.00% Any tenure
356 3.00% Any tenure
357 3.00% Any tenure
358 3.00% Any tenure
359 3.00% Any tenure
360 3.00% Any tenure
361 3.00% Any tenure
362 3.00% Any tenure
363 3.00% Any tenure
364 3.00% Any tenure
365 3.00% Any tenure
366 3.00% Any tenure
367 3.00% Any tenure
368 3.00% Any tenure
369 3.00% Any tenure
370 3.00% Any tenure
371 3.00% Any tenure
372 3.00% Any tenure
373
The Zoroastrian Co-operative Bank Ltd.
Co-op Maharashtra +1 state
3.00% Any tenure
374 3.00% Any tenure
375 3.00% Any tenure
376 3.00% Any tenure
377 3.00% Any tenure
378 3.00% Any tenure
379 3.00% Any tenure
380 3.00% Savings account
381 3.00% Any tenure
382
Zila Sahakari Bank Ltd. Basti
Co-op Uttar Pradesh
3.00% Any tenure
383 3.00% Savings account
384 2.95% Any tenure
385 2.90% Any tenure
386 2.90% Any tenure
387 2.90% Any tenure
388
Agra Zilla Sahakari Bank Ltd.
Co-op Uttar Pradesh
2.85% Any tenure
389
BNP Paribas (India)
Foreign Maharashtra
2.80% Any tenure
390 2.80% Savings account
391 2.80% Savings account
392
Kerala Gramin Bank
Rural Kerala
2.80% Any tenure
393 2.80% Any tenure
394 2.80% Any tenure
395 2.80% Any tenure
396 2.75% Any tenure
397
Bank of Bahrain & Kuwait B.S.C. (India)
Foreign Maharashtra +2 states
2.75% Any tenure
398
Bank of Baroda
Public Nationwide
2.75% Any tenure
399
Bank of Maharashtra
Public Nationwide
2.75% Any tenure
400 2.75% Any tenure
401 2.75% Any tenure
402 2.75% Any tenure
403 2.75% Any tenure
404 2.75% Any tenure
405 2.75% Any tenure
406
City Union Bank
Private Nationwide
2.75% Any tenure
407 2.75% Any tenure
408 2.75% Any tenure
409
GP Parsik Sahakari Bank Ltd.
Co-op Maharashtra +2 states
2.75% Any tenure
410 2.75% Any tenure
411 2.75% Any tenure
412 2.75% Any tenure
413 2.75% Any tenure
414 2.75% Savings account
415
Manipur Rural Bank
Rural Manipur
2.75% Any tenure
416 2.75% Any tenure
417 2.75% Any tenure
418 2.75% Any tenure
419 2.75% Any tenure
420 2.75% Any tenure
421 2.75% Any tenure
422 2.75% Any tenure
423 2.75% Any tenure
424 2.75% Any tenure
425 2.75% Any tenure
426 2.75% Any tenure
427 2.75% Any tenure
428 2.75% Any tenure
429 2.75% Any tenure
430 2.75% Any tenure
431 2.75% Any tenure
432 2.75% Any tenure
433 2.75% Any tenure
434 2.75% Any tenure
435 2.75% Any tenure
436 2.75% Any tenure
437 2.75% Any tenure
438 2.75% Any tenure
439 2.75% Any tenure
440 2.75% Any tenure
441 2.75% Any tenure
442 2.75% Any tenure
443 2.75% Any tenure
444 2.75% Any tenure
445 2.75% Any tenure
446 2.75% Any tenure
447 2.70% Savings account
448 2.70% Any tenure
449
Madhya Pradesh Gramin Bank
Rural Madhya Pradesh
2.70% Any tenure
450
Meghalaya Rural Bank
Rural Meghalaya
2.70% Any tenure
451
Nagaland Rural Bank
Rural Nagaland
2.70% Any tenure
452 2.70% Any tenure
453 2.70% Any tenure
454 2.70% Any tenure
455 2.70% Any tenure
456 2.70% Any tenure
457 2.70% Any tenure
458 2.70% Any tenure
459 2.70% Any tenure
460
The Jain Sahakari Bank Ltd.
Co-op Maharashtra +1 state
2.70% Any tenure
461 2.70% Any tenure
462 2.70% Any tenure
463 2.70% Any tenure
464 2.70% Any tenure
465 2.70% Any tenure
466 2.70% Any tenure
467 2.70% Any tenure
468 2.70% Any tenure
469 2.70% Any tenure
470 2.65% Any tenure
471 2.65% Any tenure
472
Nainital Bank
Private Delhi +5 states
2.65% Any tenure
473
TJSB Sahakari Bank Ltd.
Co-op Maharashtra +6 states
2.65% Any tenure
474
Tripura Gramin Bank
Rural Tripura
2.65% Any tenure
475 2.65% Any tenure
476 2.60% Any tenure
477 2.60% Any tenure
478 2.60% Savings account
479 2.60% Savings account
480
IDBI Bank
Private Nationwide
2.60% Any tenure
481 2.60% Any tenure
482 2.60% Any tenure
483 2.60% Any tenure
484 2.60% Any tenure
485 2.60% Any tenure
486 2.60% Any tenure
487 2.50% Any tenure
488 2.50% Any tenure
489 2.50% Any tenure
490 2.50% Any tenure
491
Arunachal Pradesh Rural Bank
Rural Arunachal Pradesh
2.50% Any tenure
492 2.50% Any tenure
493 2.50% Any tenure
494
Axis Bank
Private Nationwide
2.50% Any tenure
495 2.50% Any tenure
496
Bank of America, N.A. (India)
Foreign Maharashtra
2.50% Any tenure
497
Bank of India
Public Nationwide
2.50% Any tenure
498 2.50% Any tenure
499
Barclays Bank PLC (India)
Foreign Maharashtra
2.50% Any tenure
500 2.50% Any tenure
501
Canara Bank
Public Nationwide
2.50% Any tenure
502
Central Bank of India
Public Nationwide
2.50% Any tenure
503
Citibank N.A. (India)
Foreign Maharashtra
2.50% Any tenure
504 2.50% Any tenure
505
CSB Bank
Private Nationwide
2.50% Any tenure
506
Deutsche Bank India
Foreign Delhi +8 states
2.50% Any tenure
507 2.50% Any tenure
508
Doha Bank Q.P.S.C. (India)
Foreign Maharashtra +1 state
2.50% Any tenure
509 2.50% Any tenure
510 2.50% Savings account
511
Haryana Gramin Bank
Rural Haryana
2.50% Any tenure
512
HDFC Bank
Private Nationwide
2.50% Any tenure
513
2.50% Any tenure
514
ICICI Bank
Private Nationwide
2.50% Any tenure
515
Indian Bank
Public Nationwide
2.50% Any tenure
516 2.50% Any tenure
517
Jammu & Kashmir Bank
Private Nationwide
2.50% Any tenure
518
Jammu and Kashmir Grameen Bank
Rural Jammu and Kashmir
2.50% Any tenure
519 2.50% Any tenure
520
Karnataka Bank
Private Nationwide
2.50% Any tenure
521
Karur Vysya Bank
Private Nationwide
2.50% Any tenure
522 2.50% Savings account
523
Kotak Mahindra Bank
Private Nationwide
2.50% Any tenure
524
Krishna Bhima Samruddhi Local Area Bank Ltd.
Local Area Bank Telangana +2 states
2.50% Any tenure
525 2.50% Any tenure
526 2.50% Any tenure
527 2.50% Any tenure
528 2.50% Any tenure
529 2.50% Any tenure
530 2.50% Any tenure
531 2.50% Any tenure
532 2.50% Any tenure
533
Punjab National Bank
Public Nationwide
2.50% Any tenure
534
Rajasthan Gramin Bank
Rural Rajasthan
2.50% Any tenure
535 2.50% Any tenure
536 2.50% Any tenure
537 2.50% Any tenure
538
State Bank of India
Public Nationwide
2.50% Any tenure
539 2.50% Any tenure
540 2.50% Any tenure
541 2.50% Any tenure
542 2.50% Any tenure
543 2.50% Any tenure
544 2.50% Any tenure
545 2.50% Any tenure
546 2.50% Any tenure
547 2.50% Any tenure
548 2.50% Any tenure
549 2.50% Any tenure
550 2.50% Any tenure
551 2.50% Any tenure
552 2.50% Any tenure
553 2.50% Any tenure
554 2.50% Any tenure
555 2.50% Any tenure
556 2.50% Any tenure
557 2.50% Any tenure
558 2.50% Any tenure
559 2.50% Any tenure
560 2.50% Any tenure
561 2.50% Any tenure
562 2.50% Any tenure
563 2.50% Any tenure
564 2.50% Any tenure
565 2.50% Any tenure
566 2.50% Any tenure
567 2.50% Any tenure
568 2.50% Any tenure
569
UCO Bank
Public Nationwide
2.50% Any tenure
570
Union Bank of India
Public Nationwide
2.50% Any tenure
571 2.50% Any tenure
572
Uttar Pradesh Gramin Bank
Rural Uttar Pradesh
2.50% Any tenure
573 2.50% Any tenure
574
West Bengal Gramin Bank
Rural West Bengal
2.50% Any tenure
575
Yes Bank
Private Nationwide
2.50% Any tenure
576 2.45% Savings account
577
Bharati Sahakari Bank Ltd.
Co-op Maharashtra
2.40% Any tenure
578 2.35% Any tenure
579
Mizoram Rural Bank
Rural Mizoram
2.30% Any tenure
580 2.25% Savings account
581 2.25% Any tenure
582
Mashreqbank PSC (India)
Foreign Maharashtra
2.25% Any tenure
583 2.25% Any tenure
584 2.25% Savings account
585 2.25% Any tenure
586
South Indian Bank
Private Nationwide
2.25% Any tenure
587
Standard Chartered India
Foreign Andhra Pradesh +17 states
2.25% Any tenure
588 2.25% Any tenure
589 2.25% Any tenure
590
Indian Overseas Bank
Public Nationwide
2.20% Any tenure
591
Punjab & Sind Bank
Public Nationwide
2.20% Any tenure
592 2.10% Any tenure
593
Odisha Grameen Bank
Rural Odisha
2.05% Any tenure
594
Bombay Mercantile Co-operative Bank Ltd.
Co-op Maharashtra +1 state
2.00% Any tenure
595
HSBC India
Foreign Andhra Pradesh +13 states
2.00% Any tenure
596 2.00% Any tenure
597 2.00% Any tenure
598 2.00% Any tenure
599 2.00% Any tenure
600 2.00% Any tenure
601 2.00% Any tenure
602 0.50% Any tenure

A savings account keeps your money fully liquid for everyday use while still earning interest, which the RBI requires banks to calculate on the daily closing balance and credit at least quarterly. The best savings rates (often paid above a balance slab by small finance and newer private banks) can rival short-term deposits while leaving your money within reach. As of 14 Nov 2026, the highest rate we track is 7.00% at IDFC First Bank.

Large public and private banks tend to keep savings rates low because they hold plenty of low-cost deposits, so it pays to compare. Every bank below is RBI-licensed with DICGC insurance up to ₹5 lakh. For money you won't need soon, a fixed deposit usually earns more; the table is ranked best-first so you can weigh the trade-off.

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