The Cherpalcheri Co-operative Urban Bank Ltd. Savings Account interest rates · November 2026
What would I earn at Cherpalcheri Co-op Urban Bank?
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How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure |
2.80% | 2.80% | All balances | 19 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
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See balance examples
Cherpalcheri Co-op Urban Bank savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 2.80% | ₹283a year | ₹24a month |
| ₹50,000 | 2.80% | ₹1,415a year | ₹118a month |
| ₹1 lakh | 2.80% | ₹2,830a year | ₹236a month |
| ₹5 lakh | 2.80% | ₹14,148a year | ₹1,179a month |
| ₹10 lakh | 2.80% | ₹28,295a year | ₹2,358a month |
| ₹25 lakh | 2.80% | ₹70,738a year | ₹5,895a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the 400-day and 444-day special deposits are not ingested
Before you book
Cherpalcheri Co-op Urban Bank Savings: frequently asked questions
What is the highest Cherpalcheri Co-op Urban Bank Savings interest rate?
As of 14 Nov 2026, The Cherpalcheri Co-operative Urban Bank Ltd. offers up to 2.80% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank. Confirm with Cherpalcheri Co-op Urban Bank before investing.
When did Cherpalcheri Co-op Urban Bank last change its Savings rates?
RateScan.in has recorded no change to The Cherpalcheri Co-operative Urban Bank Ltd.'s savings account rates since it started tracking them on 25 Oct 2026.
Is my savings account with Cherpalcheri Co-op Urban Bank insured?
Deposits with The Cherpalcheri Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Cherpalcheri Co-op Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 19 Jan 2026. Rates can change without notice, so verify on the official Cherpalcheri Co-op Urban Bank website before investing.
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Good to know
- Deposits with The Cherpalcheri Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Cherpalcheri Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Cherpalcheri Co-op Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Cherpalcheri Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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