Rates verified from official source

Punjab & Sind Bank Savings Account interest rates · October 2026

As of 5 Oct 2026, Punjab & Sind Bank offers up to 4.70% p.a. on its savings account (Above ₹500 crore) for general customers. Rates below are as published by the bank — confirm with P&S before investing.

Savings Account rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
Any tenure
 2.20% — Up to ₹1 crore
16 Feb 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Any tenure
 2.60% — ₹1 crore to ₹50 crore
16 Feb 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Any tenure
 4.00% — ₹50 crore to ₹100 crore
16 Feb 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Any tenure
 4.25% — ₹100 crore to ₹500 crore
16 Feb 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Any tenure
 4.70% — Above ₹500 crore
16 Feb 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Source ↗

P&S Savings: frequently asked questions

What is the highest P&S Savings interest rate?

As of 5 Oct 2026, Punjab & Sind Bank offers up to 4.70% p.a. on its savings account (Above ₹500 crore) for general customers. Rates below are as published by the bank — confirm with P&S before investing.

Is my savings account with P&S insured?

Deposits with Punjab & Sind Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these P&S rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 16 Feb 2026. Rates can change without notice, so verify on the official P&S website before investing.

More P&S rates

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Good to know

Deposits with Punjab & Sind Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 16 Feb 2026 · Ingested 26 Sept 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official P&S website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.