Rates verified from official source

Andhra Pradesh State Co-operative Bank Savings Account interest rates · October 2026

APCOB has the highest Savings Account rate on the market: 5.00% (₹1 lakh & above).

Deposit amount

Showing 1 of 2 rates.

TenureGeneralSeniorApplies toEffective OnSource
Any tenure
₹1 lakh & above
 5.00% — ₹1 lakh & above
15 Jul 2026
official
fetched 30 Sept 2026
✓ verified 19 Oct 2026

APCOB already pays the highest Savings Account rate among banks serving Andhra Pradesh.

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APCOB Savings rate changes

Changes to APCOB's savings account rates that RateScan.in has recorded since it started tracking them on 30 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to APCOB's savings account rates has been recorded since tracking started on 30 Sept 2026.

APCOB Savings: frequently asked questions

What is the highest APCOB Savings interest rate?

As of 19 Oct 2026, Andhra Pradesh State Co-operative Bank offers up to 5.00% p.a. on its savings account (₹1 lakh & above) for general customers. Rates below are as published by the bank — confirm with APCOB before investing.

See today's top interest rates →

When did APCOB last change its Savings rates?

RateScan.in has recorded no change to Andhra Pradesh State Co-operative Bank's savings account rates since it started tracking them on 30 Sept 2026.

Rate movements →

Does APCOB pay different savings account rates by deposit size?

Yes. Andhra Pradesh State Co-operative Bank's table lists separate bands: Below ₹1 lakh; ₹1 lakh & above. Each row shows the band it applies to.

Is my savings account with APCOB insured?

Deposits with Andhra Pradesh State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these APCOB rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 15 Jul 2026. Rates can change without notice, so verify on the official APCOB website before investing.

Rate movements →

More APCOB rates

APCOB overviewAPCOB Fixed Deposit rates

Savings rates at other banks

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Good to know

  • Deposits with Andhra Pradesh State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • APCOB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.60% p.a. more than general customers at APCOB, depending on the tenure.
official Effective 15 Jul 2026 · Ingested 18 Oct 2026 · Verified 19 Oct 2026 · View source

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