RBL Bank Savings Account interest rates · November 2026
What would I earn at RBL?
Enter a whole-rupee balance from ₹1 to ₹10 crore.
How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
Showing 1 of 5 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure Balance up to ₹5 lakh |
3.00% | 3.00% | Balance up to ₹5 lakh | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Any tenure Balance above ₹5 lakh to ₹10 lakh |
5.00% | 5.00% | Balance above ₹5 lakh to ₹10 lakh | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Any tenure Balance above ₹10 lakh to ₹3 crore |
6.00% | 6.00% | Balance above ₹10 lakh to ₹3 crore | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Any tenure Balance above ₹3 crore to ₹25 crore |
5.00% | 5.00% | Balance above ₹3 crore to ₹25 crore | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Any tenure Balance above ₹25 crore |
4.00% | 4.00% | Balance above ₹25 crore | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
No rates match these filters.
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How much should I keep accessible?
Use your usual balance to compare savings interest, or test keeping some money accessible and putting the rest in an FD.
See balance examples
RBL savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 3.00% | ₹303a year | ₹25a month |
| ₹50,000 | 3.00% | ₹1,517a year | ₹126a month |
| ₹1 lakh | 3.00% | ₹3,034a year | ₹253a month |
| ₹5 lakh | 5.00% | ₹25,473a year | ₹2,123a month |
| ₹10 lakh | 6.00% | ₹61,364a year | ₹5,114a month |
| ₹25 lakh | 6.00% | ₹1,53,409a year | ₹12,784a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
- Includes NRE/NRO savings; progressive slab method
Before you book
RBL Savings: frequently asked questions
What is the highest RBL Savings interest rate?
As of 14 Nov 2026, RBL Bank offers up to 6.00% p.a. on its savings account (Balance above ₹10 lakh to ₹3 crore) for general customers. Rates below are as published by the bank. Confirm with RBL before investing.
When did RBL last change its Savings rates?
RateScan.in has recorded no change to RBL Bank's savings account rates since it started tracking them on 25 Oct 2026.
Does RBL pay different savings account rates by deposit size?
Yes. RBL Bank's table lists separate bands: Balance up to ₹5 lakh; Balance above ₹5 lakh to ₹10 lakh; Balance above ₹10 lakh to ₹3 crore; Balance above ₹3 crore to ₹25 crore; Balance above ₹25 crore. Each row shows the band it applies to.
Is my savings account with RBL insured?
Deposits with RBL Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these RBL rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Oct 2026. Rates can change without notice, so verify on the official RBL website before investing.
More RBL rates
Savings rates at other banks
Good to know
- Deposits with RBL Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- RBL is a private sector bank regulated by the RBI.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at RBL, depending on the tenure.
- RBL's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official RBL website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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