Rates verified from official source

The Bihar State Co-operative Bank Savings Account interest rates · October 2026

BSCB's best Savings Account rate is 3.00% (Any amount), 2.00 points below the best on the market (5.00%).

TenureGeneralSeniorApplies toEffective OnSource
Any tenure
 3.00% — Any amount
30 Sept 2026
official
fetched 30 Sept 2026
✓ verified 19 Oct 2026

Higher Savings Account rates than BSCB

6 banks serving Bihar pay more. Top picks:

Private Highest Bandhan 4.85% +1.85% vs BSCB Payments Bank Fino 4.50% +1.50% vs BSCB Small Finance Jana 4.50% +1.50% vs BSCB

See every higher rate in Bihar →

BSCB Savings rate changes

Changes to BSCB's savings account rates that RateScan.in has recorded since it started tracking them on 30 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to BSCB's savings account rates has been recorded since tracking started on 30 Sept 2026.

BSCB Savings: frequently asked questions

What is the highest BSCB Savings interest rate?

As of 19 Oct 2026, The Bihar State Co-operative Bank offers up to 3.00% p.a. on its savings account (Any amount) for general customers. Rates below are as published by the bank — confirm with BSCB before investing.

See today's top interest rates →

When did BSCB last change its Savings rates?

RateScan.in has recorded no change to The Bihar State Co-operative Bank's savings account rates since it started tracking them on 30 Sept 2026.

Rate movements →

Is my savings account with BSCB insured?

Deposits with The Bihar State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these BSCB rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 30 Sept 2026. Rates can change without notice, so verify on the official BSCB website before investing.

Rate movements →

More BSCB rates

BSCB overviewBSCB Fixed Deposit rates

Savings rates at other banks

ESAF Savings ratesIOB Savings ratesJana Savings ratesSurat Peoples Bank Savings ratesBandhan Savings ratesSouth Indian Savings ratesTNGB Savings ratesAPCOB Savings ratesJSKB Betul Savings ratesP&S Savings ratesBest Savings rates across all banks

Good to know

  • Deposits with The Bihar State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • BSCB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at BSCB, depending on the tenure.
official Effective 30 Sept 2026 · Ingested 30 Sept 2026 · Verified 19 Oct 2026 · View source

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