Rates verified from official source

Standard Chartered India Savings Account interest rates · November 2026

What would I earn at StanChart?

Estimated interest in one year · before tax —  

  Savings rate source ↗

How this estimate works

Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.

For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗

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Deposit amount

Showing 1 of 7 rates.

TenureGeneralSeniorApplies toEffective OnSource
Any tenure
Below ₹50 lakh
 2.25% 2.25% Below ₹50 lakh
1 Jan 2026
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
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Use your usual balance to compare savings interest, or test keeping some money accessible and putting the rest in an FD.

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StanChart savings account return examples

BalanceRateInterestPer month
₹10,000 2.25% ₹227a year ₹19a month
₹50,000 2.25% ₹1,135a year ₹95a month
₹1 lakh 2.25% ₹2,269a year ₹189a month
₹5 lakh 2.25% ₹11,345a year ₹945a month
₹10 lakh 2.25% ₹22,691a year ₹1,891a month
₹25 lakh 2.25% ₹56,726a year ₹4,727a month

Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

  • domestic, NRO and NRE savings; the slab rate applies to the part of the balance in that slab
Before you book

StanChart Savings: frequently asked questions

What is the highest StanChart Savings interest rate?

As of 14 Nov 2026, Standard Chartered India offers up to 5.00% p.a. on its savings account (₹60 crore to below ₹150 crore) for general customers. Rates below are as published by the bank. Confirm with StanChart before investing.

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When did StanChart last change its Savings rates?

RateScan.in has recorded no change to Standard Chartered India's savings account rates since it started tracking them on 27 Oct 2026.

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Is my savings account with StanChart insured?

Deposits with Standard Chartered India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these StanChart rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jan 2026. Rates can change without notice, so verify on the official StanChart website before investing.

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More StanChart rates

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Savings rates at other banks

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Good to know

  • Deposits with Standard Chartered India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • StanChart is a foreign bank operating in India, regulated by the RBI.
  • Senior citizens (60+) earn up to 2.80% p.a. more than general customers at StanChart, depending on the tenure.
official Effective 8 Mar 2022 · Ingested 13 Nov 2026 · Verified 13 Nov 2026 · View source

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