Zila Sahkari Bank Ltd., Garhwal (Kotdwar) Savings Account interest rates · November 2026
What would I earn at ZSB Garhwal (Kotdwar)?
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How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure |
2.65% | 2.65% | All balances | 4 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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See balance examples
ZSB Garhwal (Kotdwar) savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 2.65% | ₹268a year | ₹22a month |
| ₹50,000 | 2.65% | ₹1,338a year | ₹112a month |
| ₹1 lakh | 2.65% | ₹2,676a year | ₹223a month |
| ₹5 lakh | 2.65% | ₹13,382a year | ₹1,115a month |
| ₹10 lakh | 2.65% | ₹26,765a year | ₹2,230a month |
| ₹25 lakh | 2.65% | ₹66,911a year | ₹5,576a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); order of 01 August 2025, rates from 04.08.2025; staff and retired-staff extras are not ingested
Before you book
ZSB Garhwal (Kotdwar) Savings: frequently asked questions
What is the highest ZSB Garhwal (Kotdwar) Savings interest rate?
As of 14 Nov 2026, Zila Sahkari Bank Ltd., Garhwal (Kotdwar) offers up to 2.65% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank. Confirm with ZSB Garhwal (Kotdwar) before investing.
When did ZSB Garhwal (Kotdwar) last change its Savings rates?
RateScan.in has recorded no change to Zila Sahkari Bank Ltd., Garhwal (Kotdwar)'s savings account rates since it started tracking them on 13 Nov 2026.
Is my savings account with ZSB Garhwal (Kotdwar) insured?
Deposits with Zila Sahkari Bank Ltd., Garhwal (Kotdwar) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these ZSB Garhwal (Kotdwar) rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 4 Aug 2025. Rates can change without notice, so verify on the official ZSB Garhwal (Kotdwar) website before investing.
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Good to know
- Deposits with Zila Sahkari Bank Ltd., Garhwal (Kotdwar) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- ZSB Garhwal (Kotdwar) is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at ZSB Garhwal (Kotdwar), depending on the tenure.
- ZSB Garhwal (Kotdwar)'s FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official ZSB Garhwal (Kotdwar) website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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