The Karad Urban Co-operative Bank Ltd. Savings Account interest rates · October 2026
Karad Urban Bank's best Savings Account rate is 3.00% (Above ₹1 lakh), 2.00 points below the best on the market (5.00%).
Showing 2 of 3 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure Centwin Gold Platinum Up to ₹1 lakh |
2.50% | 2.50% | Up to ₹1 lakh | 1 May 2026 ✓ verified 21 Oct 2026 | official fetched 21 Oct 2026 |
Any tenure All balances |
2.50% | 2.50% | All balances | 1 May 2026 ✓ verified 21 Oct 2026 | official fetched 21 Oct 2026 |
Any tenure Centwin Gold Platinum Above ₹1 lakh |
3.00% | 3.00% | Above ₹1 lakh | 1 May 2026 ✓ verified 21 Oct 2026 | official fetched 21 Oct 2026 |
No rates match these filters.
Karad Urban Bank Savings rate changes
Changes to Karad Urban Bank's savings account rates that RateScan.in has recorded since it started tracking them on 21 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Karad Urban Bank's savings account rates has been recorded since tracking started on 21 Oct 2026.
Karad Urban Bank Savings: frequently asked questions
What is the highest Karad Urban Bank Savings interest rate?
As of 21 Oct 2026, The Karad Urban Co-operative Bank Ltd. offers up to 3.00% p.a. on its savings account (Above ₹1 lakh) for general customers. Rates below are as published by the bank — confirm with Karad Urban Bank before investing.
When did Karad Urban Bank last change its Savings rates?
RateScan.in has recorded no change to The Karad Urban Co-operative Bank Ltd.'s savings account rates since it started tracking them on 21 Oct 2026.
Does Karad Urban Bank pay different savings account rates by deposit size?
Yes. The Karad Urban Co-operative Bank Ltd.'s table lists separate bands: Up to ₹1 lakh; All balances; Above ₹1 lakh. Each row shows the band it applies to.
Does Karad Urban Bank have special savings account schemes?
The Karad Urban Co-operative Bank Ltd.'s rate table lists these named schemes (1): Centwin Gold Platinum. Check eligibility and end dates with the bank.
Is my savings account with Karad Urban Bank insured?
Deposits with The Karad Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Karad Urban Bank rates?
RateScan.in refreshed this dataset on 21 Oct 2026; the bank's rates shown here are effective 1 May 2026. Rates can change without notice, so verify on the official Karad Urban Bank website before investing.
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Good to know
- Deposits with The Karad Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Karad Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only — always confirm the current rate on the official Karad Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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